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Saving for a new Horse!

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    It's such a shame that office politics can make you want to change your job. I completely sympathise, been there and got the t-shirt. You're doing so well on the debt fight, you are so on the ball!

    The Captain sends you a horse hug to make you feel better.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you everyone for dropping by, why are some men such idiots and make out they are doing you a favour and you have to be nice when really you just want to punch them :cool:

    Anyway rant over all alone at work today, maybe people in later but nice and quiet so far!

    Good weekend but a spendy one :o Lots of horse food and bedding bought, should last at leat 6 weeks if not a bit longer, sold 8 bags of hage to friend so awaiting money for that but sold at full price to cover cost of fuel. Put the cost on the card, need to check OH's money situation later to work out what he can transfer to joint a/c and to the card. Sunday went and bought some top up food shopping, still lots in freezer but got lots of fresh fruit etc.

    Mum bought me a lawnmower on friday so that was lovely :) I think part of her ploy was so she doesnt have to hump her one around everytime the grass needs doing :p

    Pulled up all the carrotts yesterday, enough for 2/3 meals, seen as they were free seeds and just plonked in anyhow due to lack of time havent done badly. Still getting more runner beans, tomatos and strawberries too so there are quite a few in the freezer and will hope to plant more next year.

    Managed to list 5 items on ebay, had more to do but internet died :mad: No watchers yet but at least they are now up there and can re-list as necessary.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    You mean you are planning to eat the carrots? Does hoss know this?
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Piquant wrote: »
    You mean you are planning to eat the carrots? Does hoss know this?

    Carrot soup, my favourite x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, have never tried carrott soup maybe one to look up! Hoss doesnt have carrots, maybe odd one in her feed but other than that she has no treats as she was starting to get a bit nippy so for reward she gets a scratch :)

    She had no reward this morning, little moo went back to being I dont want to walk to field :mad: Grrr so need more practice with her leading and learning to work from behind. Thinking maybe tomorrow will put her back in stable and carry on mucking out and then decide if she likes that or whether she wants to go to the field yet:cool: Got Wednesday afternoon of as got hairdresser at lunchtime so if possible going to go down to try and do some more work with her, leading from behind etc but rain is forecast, grr but see what we can do.

    Moneywise not much happening, was tired yesterday so didnt get to pin down OH must do tonight and work out money etc.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Comes on here for confession time. Checked OH credit card £900 :eek: But that does include over £200 of horse food from the weekend :o Definitely need to check to see if can throw some more money at this.

    My credit card is standing at 87.18 but £18 due back to returning some items so not as bad as could be.

    Spent £20 at lunchtime, 3 birthday cards, cough 2 mags cough, some squash and some emergency chocolate for work. Paid out of cash from where friend paid for hay she had so no extra money out of bank. Still have £45 in cash in wallet so can use this for a birthday meal we are going to on friday. Also been invited out on saturday, 2 social things in one weekend, wont know what to do with myself knowing I have a life :rotfl:. No money budgeted for this but may have enough in current a/c. Also due £45 back from friend for more hay we bought but prob not get for a week or so but am sure will cover something instead of getting cash out of bank so will try not to be frivolous and waste it.:)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Frustrated this morning, woke up late and then stupid horse decided she didn’t want to walk to field again this morning, grr, so tried a different technique that trainer said to use and she just got stroppy and tried to bite me!! So re-evaluation needed and something different to try. :( She is going through that stroppy toddler stage of pushing me, most of the time she behaves herself but there is just that 10% where she does my nut in!



    Going to possibly try a different trainer again to help with phi.

    Feel like there is too much going on and cant always cope with it all, grr :mad:


    On money news checked OH's bank and he has transferred £100 to joint a/c so that leaves £650 to find to cover the bills, need by 14 Oct. He gets paid this friday so should be £200 to joint a/c and then the same again for the next few weeks so should be fine. Maybe more to transfer over but should be ok. No extra transferred to credit card but will see when OH gets paid and how much he is bringing home each week. It looks like this temp work is secured up till Christmas so really pleased with that :) We have left enough bunce in OH's a/c as well to make sure he covers all of his expenses.


    Thanks granny for the carrot soup recipe will go and chek that out now :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning world, ok afternoon with hoss, she listened to what I wanted, she wanted to go straight for her feed but we stood outside and had a brush first so battle to me :) This morning bribed her with hay in field so she walked out fine :D I think part of the problem is there is zero grass in the field its really dusty, hate to say it but could really do with some rain :cool:

    Spent rest of afternoon sorting out few bits at home, wrote few birthday cards, sorted out dinner for last night and today. Super organised this morning did hoss, put on slow cooker for dinner tonight, lots in there so will be enough to freezer for 2 portions for next week.:)

    OH spent £70 yesterday but out of his own a/c and we now have a fully functionining shower. We had a carp attachment that was left by previous owners, so now have a shower and decent rail. Our plan is to re-do the bathroom completely but this will have to wait but a lot better than it was.

    £5 from survey site withdrawn to paypal so waiting for that to hit and pay of some debt, think around £15 in paypal too so will withdraw all when there. Still no bids or watchers on ebay but at least items on there now so can keep re-listing until they sell.
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Baldybear
    Baldybear Posts: 1,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fed up with colleague again today, just cringe every time he speaks to someone on the phone, the way he says, so patronising, am trying hard to resist throwing heavy things at him :cool: Cant say anything as not my place but seriously if my MD heard him maybe things would be different, who knows.

    So on that note put £10 onto lottery account, 2 weeks lotto and 2 weeks euro millions, so £6 spent, played a couple of instant wins and £10 withdrawn back to a/c so money made for a change and no "real" money spent :D Just wait for that elusive win now, dont want millions, although that would be great :rotfl:, just enough to cover the debt and be able to change career :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
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