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Time to address the finances...

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Comments

  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    stay positive lovely. its gonna be tough but use your diary here to rant and vent.

    hugs xx
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Fae
    Fae Posts: 664 Forumite
    Hi Aamberle,

    Glad to hear your husband is on the mend. Well done you for staying so postive, I have my fingers crossed that something new and better comes your way soon.

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Fingers crossed everything works out :) xx
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Aamberle
    Aamberle Posts: 559 Forumite
    And so I am back :j:j:j Phew what a dramatic few months this has been..it really hit me quite bad, and was very down for a while. But have dusted myself off and am ready to face the world again.
    DFW has been slow and painful, and although I have had to do a bit of peter to pay paul syndrome I think I have managed to stay on top of it all.. and more importantly I have a new job. Start beginning of July - so although will have to cover expenses of petrol for month on a CC no other choice once I get to the end of July I can start debt busting with full gusto. :D. Then i can get back on track.. am off to change all the figures around to make it really accurate - although for the month it will change in the wrong direction but hey ho I need to work..

    So hope everyone is well and I will catch up soon XX
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Aamberle
    Aamberle Posts: 559 Forumite
    And above all more importantly finally have DH on side to clear all this too:j. Which is blinking amazing...as we now both can work on it.

    Have a good one x:D
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Aamberle
    Aamberle Posts: 559 Forumite
    And so this morning another we must pray a moments quiet for another CC that has gone off to a quiet place :A:A:A lol:rotfl:

    Not really!! What a great way to start a Friday - BOOM!!!! and a card has gone..that makes 6 gone, closed, deceased etc etc never to be seen again! I have to admit I did do a little dance, and had a bit of a smile about the whole thing.

    Yes I know overall the cards will be added to over the month before i get paid but no point losing focus - Anyway enough rambling
    Have a great friday XX
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Aamberle
    Aamberle Posts: 559 Forumite
    So what a great way to end last week - and it would seem this week starts great aswell.
    I have sold over the weekend nearly half of what I need to clear the next card - I should also get a few little payments for mileage for interviews I have been going to, so all in all maybe close to making it number 7. Which will be a great feeling i know and I am not even there yet..lol. :D

    Have a great Tuesday x
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    excellent progrees :) check out that Signature!!
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Aamberle
    Aamberle Posts: 559 Forumite
    Thanks LL - Very kind of you.:D

    Anyway morning all, another great night - had some payments overnight so have made another payment to CC. nearly half way through payment of the next card. :j I am hoping with a bit of creativeness and sales that this will be gone by the end of the weekend..which will be pure focus and determination, but once that is gone,DH only has 1 CC left. This is on 0% and it goes down quite a bit each month, so then its the turn of all mine..sounds weird but I need to focus on 1 at a time, and usually the lowest owed, as it keeps me motivated. that and if I see them going it makes me happy.We have also sorted his credit rating ( not worth the paper its written on I Know) but makes us feel better..all listed on there are now accurate or closed/settled. So his account is now at over 900 points..Mine has always been good until recently, as we started shifting to 0% cards etc..I am not really that fussed at the moment, as we wont be getting anymore debt/credit for the forseeable we have more than enough thank you very much :D.

    Anyway off to find some more items to sell to hit the magic 0 on the next card..:T
    have a great day xx
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    that makes total sense to keep you motivated. good news on the credit score front :)
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
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