The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

psychopathbabble

Just noticed Halicarp took the DD even though they told me it wouldn't be set up in time so I sent a manual payment... GRR! New total:

068 £524.24 / £6,492.82 8.08%

psychopathbabble

Does anyone know when this challenge first started?

icklepeach

Yep

Count me in - £2150 to pay off, not a massive amount but it's going to be challenging for us.

And I want to lose 2 stone too, again. *sigh*

*goes off to make a signature*

DorsetGirl_2

psychopathbabble wrote: »

Does anyone know when this challenge first started?

15th November was the first post on the other thread

DorsetGirl_2

I have seen the most gorgeous mosaic mirrors on Ebay - when I have paid off £2500 I am going to treat myself to one :j

psychopathbabble

Thanks DG was just wondering how long it's taken me to pay £500

mf0u1098

loubie_lou wrote: »

I'm glad people are still joining us!

Remember Jemma, I am here to help if you need! :beer:

:A Thanks hun, I know you are xxx

kc26

idristhedragon wrote: »

Evening all!! I am in a wonderful mood today cos Ive been SHOPPING. With CASH. All accounted for and it felt soooooo good. Am I allowed to talk about shopping??? LOL
I got one of the elusive Babyliss Big Hairs in Wilkinson for £20- they are £49 in Boots/Argos etc. I got my 3 year old a new zip up Gap hoody for £7.99 in the sale (trying to ignore what I spent on the one she was wearing today at Christmas) I got a ROCKING pair of shoes in Peacocks for £20, two new pairs of jeans in Primark, some nails, some hairdye, some fabric for my sewing course, a camera bag for my big photography obsessed daughter and a christmas present for my niece for next year in Gap (pjs- £5.99 instead of £17.95!!)

My new mission is to go into town once a month (if I NEED to) with a set budget and treat myself when everythings accounted for and I can afford it. I was (before christmas and LBM) going into town literally as a hobby and spending £20 here, £12 there on CARP because I was bored, and miserable.

I am still so chuffed about Vanquis- I even talked to husband about it last night when we went out for dinner and he was pleased with me- I sort of told him I still have [EMAIL="!!!!ital"]!!!!ital[/EMAIL] One to clear but he accepted that and that was brill- when we met I was up to my EYEBALLS in debt (including really scary rent arrears) and was constantly dodging letters/calls/bailiffs.

My next mission now os to start tackling Cap One and do a snowball to see what I need to pay to clear that ASAP.

I really couldnt have done this without you guys and I hope its ok to talk about shopping But I love this thread

Oh and Jakes-Mum- Im hiring YOU for my kids next parties LOL what you are doing for Lily sounds AMAXZING. I am enaming you SUPERMUM xx

Well done, I am a bit the same a few years ago I used to go shopping every Saturday as that is what I had always done, I would then come back home worried about what I spent. Nowadays I try to do as much overtime as I can at the weekends as it makes me money instead of spending it and I go shopping with a casg budget every couple of months and I think I actually appreciate and look after what I buy more. It is a great feeling.

kerri_dfw

Wow it really is all happening at the moment, my housemates just announced that she's engaged and they're house hunting! We had celebratory curry tonight that my housemate cooked with some of both of our leftover veg

jakes-mum

antonia1 wrote: »

Okay, just want to do a quick survey - if a friend asked "how much do you actually owe?!" (with a tone of shock/horror) would you:

• tell them how much you owe
• tell them it is none of their business

My parents know my debt and my very close friends do, if it was an aquaintence then i'd be really vague as they are not 'close' enough to know the ins an outs of my personal life

As someone esle said about posting on here, your my virtual friends so ifs highly unlikely you'll meet me but also your in the same boat as me, so im comfortable you understand where im coming from with my debt and wont judge me about it :T

idristhedragon wrote: »

Oh and Jakes-Mum- Im hiring YOU for my kids next parties LOL what you are doing for Lily sounds AMAXZING. I am enaming you SUPERMUM xx

ALways happy to plan a party :rotfl: im trying to coonvince my adopted sister to do one for her son as AGAIN shs payin out for one of these play places :eek::eek: I could do it for half the cost :eek::eek: :rotfl: