The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

velvet27

Good morning everyone

Calling in with £25 debt paid off today as sold some old study books and am keeping an eye on 5 items i have for sale on ebay.

I am inspired by all you DFW's and the great ideas you have for saving/making money -Thank you!:A

I work an odd shift pattern and dont always have time to keep up with posts but do try.

I havent lost any weight this week as we still have xmas treats at work to eat up!!! i will start soon

idristhedragon

OH MY DAYS!! sorry for selfish post- havent had time to read back - I had about 20 new members at work yesterday and a Drs appointment this am so ive been working all morning BUT
I HAVE JUST PAID OFF VANQUIS!!!!!!

#60- £51.77/ 2,321.54 (i hope ive done this right- I cant remember again)

Now ladies, shall I cut up the card???

kerri_dfw

idristhedragon wrote: »

OH MY DAYS!! sorry for selfish post- havent had time to read back - I had about 20 new members at work yesterday and a Drs appointment this am so ive been working all morning BUT
I HAVE JUST PAID OFF VANQUIS!!!!!!

#60- £51.77/ 2,321.54 (i hope ive done this right- I cant remember again)

Now ladies, shall I cut up the card???

DO IT! (what selfish post? we all love reading from everyone ) p.s. there's gentlemen here too

natlie

idristhedragon wrote: »

OH MY DAYS!! sorry for selfish post- havent had time to read back - I had about 20 new members at work yesterday and a Drs appointment this am so ive been working all morning BUT
I HAVE JUST PAID OFF VANQUIS!!!!!!

#60- £51.77/ 2,321.54 (i hope ive done this right- I cant remember again)

Now ladies, shall I cut up the card???

Yes cut up the card! and close the acct - well done :T

rdchick

wooop woop! Well done Idris! That is AMAZING!! Do you have any other cards with a lower APR? if so just keep the one with the lowest interest but stick it in a block of ice! and cut up all the others xxx

idristhedragon

I have the Vanquis and the Crapital One. I was going to keep Vanquis open to reclaim the PPI but TBH I want it gone. My limit is £2,250 on it and i think having that available is prevenmting me getting a real grown up credit card with a decent APR. My ultimate dream is to transfer the cap one balance to a 0% or at least a better % than the shocking one I have now!
I earned a decent amount today and my immediate thought was not about primark/haircut/top shop it was "woo hoo i can pay off vanquis"
I am also putting most of my earnings towards my overdraft, and paying hubby £50 that i owe him.
so- i will ring and close vanquis right away. I feel FREEEEEE

velvet27

sorry just had to look up how to edit signature to update totals

DorsetGirl_2

Everyone is doing amazingly well :j

loubie_lou

For the end of this month. I intend to pay £906.93 which will get me down to £11750! 2 weeks and three days till payday! :j

velvet27

Plea for advice...

DH got hit in rear of car and looks like its a write off. Does anyone have advice, or where to look for advice:

1. where to get a reliable second hand car?(we can travel to get one if cheaper in certain parts of country)

2. How to pay for it in cheapest way?

3. Is hiring better than buying?


Not sure what we can afford just yet but not looking to pay more than £2500

Thanks in advance