We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

Options
1476477479481482508

Comments

  • Malmol09
    Malmol09 Posts: 51 Forumite
    Malmol09 wrote: »
    Hello all... just popping by to update my debt total.....

    #063 - 1457.85 / 17630.02

    Hope everyone is well? Good work on all the debt busting :T

    I couldn't edit it to make the numbers big so only way I could think of doing it was by quoting myself!!!
  • choclover
    choclover Posts: 522 Forumite
    Haven't really done any debt busting this weekend. We went to the local garden centre as I wanted to buy a rose and we bought some extra things - grow bags, propagator (as I don't know where my last one went), some seed potatoes and some asparagus. Hopefully it will save us some pennies later in the year. I've already got strawberry plants, carrot and tomato seeds and I'm going to try garlic and peppers (again!), so should have a nice full veg patch!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • *Hugs* Jake's Mum - glad today has gone better for you! Btw when is your birthday as it sounds very close to mine (19th May)?

    Thanks for mini-challenge Kerri - do you know what I've never thought of splitting the money by 5 - always split by 4 and then panic on 5 week months as to where the extra will come from - doh :o. On last week's challenge, I have £1.95 so I'm gona put that in my sealed pot on Tuesday night :).
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    *Hugs* Jake's Mum - glad today has gone better for you! Btw when is your birthday as it sounds very close to mine (19th May)?

    Thanks for mini-challenge Kerri - do you know what I've never thought of splitting the money by 5 - always split by 4 and then panic on 5 week months as to where the extra will come from - doh :o. On last week's challenge, I have £1.95 so I'm gona put that in my sealed pot on Tuesday night :).
    I ended up with £2.55 in my virtual pot, and some coins in my purse which have gone into my sealed pot :)

    I didn't think about dividing it up at all until I saw the thread Divide Your Cash Into Envelopes it's aimed at saving for longer payments, but I like the idea of being paid every week. Oh and this month is a 4 week month :) so that means extra pennies at the end of the month.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Hi,

    Could you add me to this challenge please.

    Current stas below :)

    220/5500
    Starting Debt 20.03.2012 [STRIKE]£5,500[/STRIKE] £5,050
  • choclover
    choclover Posts: 522 Forumite
    Welcome Debt Free Dave!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • webitha
    webitha Posts: 4,799 Forumite
    hiya guys No 174 just checking in to say still no further on paying it off as i have had no money due to starting work
    but on the plus side i finally start getting wages from this week and then every month really start making inroads into it woohoo
    If we can put a man on the moon...how come we cant put them all there?

  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    *Hugs* Jake's Mum - glad today has gone better for you! Btw when is your birthday as it sounds very close to mine (19th May)?

    You got the date bang on, now if you can just remind DH every day that its coming . . . :rotfl:

    Right am going to be proactive today and check the bank and pay the CC, I'm currently sat here thinking 'wheres my bloomin council tax bill :huh: I dont pay mine till the 15th but I would still expect it to be here by now :o Dont they understand my need for paperwork???? :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • Woo! Today is the day we get our phone line and broadband turned on, which means I can get on our internet banks and pay off credit cards, pay the solicitors and sort out OHs standing order to pay our bills :D

    Think I've seen a wardrobe and chest of drawers that would do us on tesco direct, the flat is starting to feel more organised!

    I phoned our council last week to sort out the council tax but they said I need to wait for the bill to come through as we'll have a little bit to pay for the 2 weeks of this year for us being in the house and then it'll start a fresh. Really want to have the DD at least set up though. Ah well. Just looking forward to knowing where we stand money wise.

    Had the bill through for our first months mortgage payment too and it doesn't seem too bad. then after that it will go down. Don't think it's taken until the start of May as well which is nice.
    Set water DD at £25 (yay meter) gas at £38 and electric at £25 so we can build up some credit.

    Changed my sig to remind me to do things!
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • choclover
    choclover Posts: 522 Forumite
    Payment to cc went out so i have a new total:


    #304 £1,183.08/£5210.12 (22.71%)

    Sooooo can't wait to get over 25% which should happen in April!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.