The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

fallenwiccan

kerri_dfw wrote: »

Thanks Had I not bought my bed I could have added an extra £1200 to that but I really need the bed and I wanted to go for one that would last me into my old age

There's always freecycle, there's loads of sofas on there Then you can save up for your perfect suite Just chuck a throw over it if you don't like the colour. CHAPS isn't worth it, they take enough money from us as it is.

The one I've seen is £600, parents are giving us half that so I don't think £300 is too bad when a lot of our other things have been second hand or freebies (I'm getting 2 ikea comfy chairs from a family friend and had loads of other stuff from people)

I'm taking no credit out to pay for anything so I'm pretty happy right now, going to keep it that way.

choclover

Oh dear - even my predictions for what i will pay off each month is greater than the difference in total debt from jan to dec! Apparently I will have a % of 135% in dec! Now i really am confused!

Calling14

#179 1435.26/12224.35 11.74%

Another 80 pounds off today ;-)

choclover

ok, found the BNPL stuff was throwing out the figures, but still need to find a discrepancy of £104.61!

January20

I've decided to pay a little more this week.

#135 is £1264.4/ 1786.19 (70.78%)

Balance at £521.79 and the end is near and yet so far!
(I'm feeling a bit dejected today because there is a strange smell in the bathroom and I'm wondering is the shower is about to pack in! Again!)

floridafairy

choclover wrote: »

Surely this is not right! Entitlement to JSA is on an individual basis - dependant on your NI contributions and it shouldn't matter if you work or how many hours you work.

I was claiming JSA last year, and my husband had a full time job - they never asked any questions regarding him.

Maybe its changed? Had to take MY last 3 payslips and the guy said if i worked 1 hour over 24 JSA would be stopped immediatley

mf0u1098

Well , after my boss calling me a scruffy g!t last Friday for wearing jeans to work (like every Friday before that and he does too!) I have worn my skirt suit which I have only ever worn at my interview which was 4 yrs ago...

I have had various comments (a few a bit risque to be honest :eek:) but the following is my favourite:

"wow you've got legs!" How observant!!! He definitely gets the gold star...

I work on a site with 83 people, only 4 who are female so was expecting some sort of a response but didn't think so many people would be convinced that I'm off for an interview later! You should have seen the shock on my bosses face... :rotfl:

p.s. my appraisal is next Thursday so it should be fun...

L-M

Hi everyone

Glad to see the debt busting is going well, but sorry to hear about all the trouble with cars and jobs:(

I haven't been too well, but hey whats new:rotfl: just adjusting to new medications and new doses, might even find something that works on the pain one day!:p

Have managed to do a bit of debt busting though so my new total is

#96 £1498.55/£6164.55

ps I would love to join in with the weight loss challenge but I think it might be cheating 'cos I'm doing a vlcd at the moment:D

kerri_dfw

Just popped out to get cheese, yoghurt, and bread. Went in 4 different SMs and huffed at all the prices, refused to pay what they were expecting and came home with bread & cheese, no yoghurt! That'll teach them. Cheese was a super deal though mmm cheese on toast later mmm mmm mmm

camuk81

Peeved!

https://forums.moneysavingexpert.com/discussion/3841877

3 months running had to argue this back. So change of plans to avoid any more they are the first card I am paying off. I know it breaks the cardinal sin but I am fed up of arguing the case every month with these eejits!