The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

kerri_dfw

Work expenses have been paid Will overpay another £10 towards my c/c when I've got a spare 2 minutes then update on here

Jakes-mum how are you feeling today?
Fallenwiccan, sorry to hear about the hidden costs

camuk81

Well what a difference a bit of sun makes!

Just dropped little one off a school and the sun is out and it looks like a beautiful day. On a bum note got a sick dog. He's on new tablets and they tend to give him a queasy stomach. Plus he has to have a head collar on! So thats his excuse to whack everyone and everything in sight! He's not worn one for about 4 years so was quite funny all 3 of us having to coax him down the stairs because he was too scared!

loubie_lou

camuk81 wrote: »

Well what a difference a bit of sun makes!

Just dropped little one off a school and the sun is out and it looks like a beautiful day. On a bum note got a sick dog. He's on new tablets and they tend to give him a queasy stomach. Plus he has to have a head collar on! So thats his excuse to whack everyone and everything in sight! He's not worn one for about 4 years so was quite funny all 3 of us having to coax him down the stairs because he was too scared!

Dogs are so funny sometimes. My parents have a Jack Russell. He is so scared of the hover it's unreal. But when my dad is listening to music on his laptop in his room, the dog will guard my dad with his life and will growl at you even if you pass the door.

Weird animal. :rotfl:

camuk81

This one knows if he uses the head collar like a weapon he gets sympathy and we take it off. Therefore I expect to be battered and bruised for the next weeks!

choclover

another cc payment today,

#304 £1415.19/£5210.12 (27.16%)

kerri_dfw

I decided to be daring and have paid £20 towards the c/c instead of the £10 I promised

#005 £2381.66/£5030

choclover

Just realised something's not quite right on my spreadsheet. Surely the new balance = previous balance - payment + interest + purchases, however my total debt doesn't match up. Think this might take me some time to find where the fault is

choclover

kerri_dfw wrote: »

I decided to be daring and have paid £20 towards the c/c instead of the £10 I promised

#005 £2381.66/£5030

Wow! you're doing so well! Congratulations!

fallenwiccan

kerri_dfw wrote: »

Fallenwiccan, sorry to hear about the hidden costs

Thanks Kerri, I don't think the man at HSBC was too impressed when I told him he could shove his £35 charge for CHAPS I'd rather do it for free :money:

I'm hoping the extra costs won't be too much more, I need to keep remembering we already have £1500 in our bills account so we should be ok for all the first direct debits coming out and that really we don't NEED everything straight away although something to sit on is a must.

kerri_dfw

choclover wrote: »

Wow! you're doing so well! Congratulations!

Thanks Had I not bought my bed I could have added an extra £1200 to that but I really need the bed and I wanted to go for one that would last me into my old age

fallenwiccan wrote: »

Thanks Kerri, I don't think the man at HSBC was too impressed when I told him he could shove his £35 charge for CHAPS I'd rather do it for free :money:

I'm hoping the extra costs won't be too much more, I need to keep remembering we already have £1500 in our bills account so we should be ok for all the first direct debits coming out and that really we don't NEED everything straight away although something to sit on is a must.

There's always freecycle, there's loads of sofas on there Then you can save up for your perfect suite Just chuck a throw over it if you don't like the colour. CHAPS isn't worth it, they take enough money from us as it is.