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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • fallenwiccan
    fallenwiccan Posts: 608 Forumite
    Contracts signed! Eek! Hoping we Complete on March 19th, we're breaking tradition and completing on a Monday because I'm awkward :D and the girl said she could be out then and I damn well want to be in all ready hehe.

    Just dropped the boy off on his way to work and I'm on the bus home to go shopping with my Mam. We've organised to go sofa shopping on Sunday too :)

    So happy, we've been together over 7 years but now we finally get to live together too.
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well done fallenwiccan

    Choclover
    , I think I might be one of the few that look on having children without even considering what the state provide. Although that bloke saying his wife should just not work has annoyed me. But whilst I think we all are entitled to our own opinions, I wouldn't do what that one person is doing on there sooo not the place.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw wrote: »
    Well done fallenwiccan

    Choclover
    , I think I might be one of the few that look on having children without even considering what the state provide. Although that bloke saying his wife should just not work has annoyed me. But whilst I think we all are entitled to our own opinions, I wouldn't do what that one person is doing on there sooo not the place.


    This is a debate that could just go on... but I think the OP and his wife both want to work, it's just that the way the benefit system works, it's actually going to make them worse off which is why so many people end up on benefits. (although there are those that use and abuse the system but that's another story!)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 6 March 2012 at 3:48PM
    choclover wrote: »
    It's not just me then! And as you can see I couldn't resist :D

    I have typed and then deleted lots... I think I shall resist!

    Dunno what school she went to, to watch a Ken Loach film :/ (I love Ken Loach) Cathy Come Home did inspire charities such as Crisis and Shelter opened a while after the film was shown... as it opened MP's eyes to people in poverty but I didn't see it til I went to college and studied Media so yah know (I'm 23 and the film was aired on BBC1 in 1966! I have no children to speak of (lol) and have never been on benefits...so you know... it was probably that film that's keeping me off the streets ;))

    xxx
    Life is too short not to love what you do.
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I tend to avoid those types of thread like the plague as they are a target for the old tarring brush to be pulled out. Benefit claimers are scum, over £40k earners are money grabbers and someone always goes about weilding their views when an opinion wasn't asked :(

    I have my own opinions about the benefits system, I am thankful for them since I became ill as my family wouldnt have kept our home without them, I also remember working 50 hrs just to cover my DS's nursery bill and all our bills being paid by DH's 14k a year job as we earnt to much for government help. But the truth of the matter is that my opinions are my own and will not match other peoples, I understand that they are not welcome on or relevant to threads started by others asking for help.

    I do hate to read people turning a question into a reason to parrot their beliefs at others no matter whether I agree with some or all of what they are saying or not. :(
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yeah definitely, benefits definitely have their place, we would have gone hungry as kids without them as my dad was made redundant 5 times whilst I was growing up... each time he was out of work he would be at the job center from 9am - 5pm every weekday waiting for a job to pop up that he could do. I admire my dad for that bless him... still makes me teary thinking about it!

    My big brother and sister in law are trying for a baby, they are both very good at their jobs (aircraft engineer and office manager at GHD) but are trying to save every penny because of the massive drop in pay my sister in law will have when she goes on maternity leave. They won't receive anything in the way of help from the government, they have to do it all themselves... as will me and the boy when it's our turn... xxx
    Life is too short not to love what you do.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I've tried to be MSE by putting a draught excluder on the window, but being lazy and short I couldn't do the whole job. So I think I've now made it worse :( I think I might have to try to balance a chair on a sofa to try to reach the top of the window and finish the job properly.

    *half arsed lazy gubbins*
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    mf0u1098 wrote: »
    Today (is that right? Oh yeah it is today, I have to check now you see as I keep getting things wrong...! :rotfl:) I'm down at our pallet manufacturing site where I am in a windowless office so missing all the sun. Tomorrow I'll be back in my office which has full panoramic views of the hills and it's meant to be torrential rain. Great. Oh and there are no "ladies" so unless I want to share the "gents" :o with the big burly contractors on site then I need to cross my legs for the day! :(

    In my office I sit with my back to the window so don't benefit fromthe sunshine but I did manage to go out for a walk at lunchtime round the park. Thought I'd enjoy the sunshine before tomorrow's rain.
    choclover wrote: »
    Hi all,

    I know it's off topic, but I've been reading this thread and I just can't believe the attitude of some people!

    https://forums.moneysavingexpert.com/discussion/3819499

    Ooh off to have a nosey now

    Jake's mum - hope you find something soon for Hubby.

    Hope you're having a good day xxx
  • mumof3plusoh
    mumof3plusoh Posts: 953 Forumite
    Part of the Furniture Combo Breaker
    Had to scrape the car window this morning. Been lovely and sunny but a bit chilly in Cheshire today.:D
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • Manchuri
    Manchuri Posts: 9 Forumite
    Please add me to the debt free challenge. The goal is to clear £13 730 by the end of the year, optimistic I know, as on current salary I can only afford to repay £1250 a month, but lets hope I hit some bonuses/get a raise to see me past the finish line this year.
    Pay off all debt by Dec 2012:
    Credit cards: £6080
    Bank Loan: £3450
    Car Finance: £4200
    Target: £13730
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