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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    I'm with Kerri, think it just means doing the job within time, to a high standard and keep the customer happy.

    Four "ands" in one sentence. Don't think I'd have got away with that at school. Although, as my kids would say, I am an old ladypants!!
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • antonia1 wrote: »

    Kerri, I found SW weigh-ins really helpful for keeping me on track. While it doesn't seem very DFW friendly to spend £5 per week, I also found that the amount I cut down alcohol easily paid for that £5. Plus that was when I started to properly meal plan. However, there is a SW thread on one of the other boards with lots of people just weighing themselves at home, and some SW and DFW friendly recipes.

    I think Kerri meant Womens Intitute... :o
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Jakes-mum, can you give an example of when such expectations were met? You are a very good person to be doing this for your hubby.
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    antonia1 wrote: »
    Kerri, I found SW weigh-ins really helpful for keeping me on track. While it doesn't seem very DFW friendly to spend £5 per week, I also found that the amount I cut down alcohol easily paid for that £5. Plus that was when I started to properly meal plan. However, there is a SW thread on one of the other boards with lots of people just weighing themselves at home, and some SW and DFW friendly recipes.
    Ooh no it's not WW, it's womans institute! *sniggers* if I lost any weight I'd surely waste away. I'm trying to meet new people in my area, as I've previously said I don't have many friends and the ones I have are very cliquey :) I probably should go and spend £5, it'll get me out the house and it's only once a month afterall. Besides, if I don't like it then I don't have to go again :D

    I've decided, in fact let me go and do it, to cut up my credit card. There it's gone! Well it's in two halves, but you know what I mean. There will be no more spending on it, and I will start to overpay towards it instead of throwing all the money on it then paying other stuff with it. That way just wasn't working for me.

    I'm also going to declare it as well as the overdraft, until they're deleted I'm not allowed to declare them paid. This is the whole point of having the Lloyds debit card sent to me, which I ordered yesterday. Lloyds will become the budgeting account and HSBC will feed it weekly with a standing order. If there's no money in Lloyds, I can't spend any :) Simples!

    So....back down to less than 50% paid, but nevermind I will get there eventually...

    #005 £2350/£5030 :(
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Barbeduk wrote: »
    Jakes-mum, can you give an example of when such expectations were met? You are a very good person to be doing this for your hubby.

    Ive used his position in a company where if the material got contaminated in any way the entire batch was useless and had to be thrown away :eek: Is that a good example? He was the manager so the entire factory was his responsibility as was the staff.

    I always do his forms :o his dyslexia would make them totally illegible :rotfl:

    Edited to say: if any of you happen to be the person who will be reading this application form and recognise the example, remember how much time and effort I put into this form for you when considering asking him for interview :o
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • antonia1
    antonia1 Posts: 596 Forumite
    500 Posts
    I think Kerri meant Womens Intitute... :o

    oops! :rotfl: Clearly getting confused with folk who are trying to loase weight :o. I always knew that going to the gym was back for your brain :p.
    :A If saving money is wrong, I don't want to be right. William Shatner

    CC1 [STRIKE] £9400 [/STRIKE] £9300
    CC2 [STRIKE] £800 [/STRIKE] £750
    OD [STRIKE] £1350 [/STRIKE] £1150
  • choclover
    choclover Posts: 522 Forumite
    Hi all,

    I know it's off topic, but I've been reading this thread and I just can't believe the attitude of some people!

    https://forums.moneysavingexpert.com/discussion/3819499
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    jakes-mum wrote: »
    Hate Hate Hate application forms!! they hold no bearing on the abilities of the applicant :(

    Absolutely 100% agree!

    I'm looking for another job in the city we've moved to, but I'm not getting one before I start sending applications and I haven't done that yet. :o
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • choclover wrote: »
    Hi all,

    I know it's off topic, but I've been reading this thread and I just can't believe the attitude of some people!

    https://forums.moneysavingexpert.com/discussion/3819499


    I've just had a quick look and one person seems to be stereotyping a lot. I really had to prevent myself from writing back to her! :mad:
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • choclover
    choclover Posts: 522 Forumite
    I've just had a quick look and one person seems to be stereotyping a lot. I really had to prevent myself from writing back to her! :mad:

    It's not just me then! And as you can see I couldn't resist :D
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
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