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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • HelenPie
    HelenPie Posts: 502 Forumite
    Thanks Jemma & Kerri. :)

    I've got a busy day so hopefully will be well distracted. I've never used google docs before - will look into that!

    Worst case scenario is to borrow the money. It will just push our DFD back a month or so. :(

    H x
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hmmm... do I have another NSD today, or do I pay £5 and go to the WI meeting this evening? I've never been before, does anyone go? I can't imagine around here that it's going to be loads of old people, there aren't that many old people in this bit of London (or maybe it's where they're all hiding!).
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • karenann76
    karenann76 Posts: 214 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    This is slightly off topic but my iron has broken, we have been wearing creased clothes for a week now!

    Do I buy an iron or a steamer? I like the idea of hanging stuff up and giving it a quick blast of steam and its done! Is that wishfull thinking though? Does anyone have a steamer?

    Ta

    :( Trying hard...failing miserably :(
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Update again - Loan payment went out today

    #023 Natlie £2171/9800

    Its going much better now Im in work - I miss my baba though :( I still have £7629 to pay off thats £847 a month EEK
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • karenann76 wrote: »
    This is slightly off topic but my iron has broken, we have been wearing creased clothes for a week now!

    Do I buy an iron or a steamer? I like the idea of hanging stuff up and giving it a quick blast of steam and its done! Is that wishfull thinking though? Does anyone have a steamer?

    Ta


    Try hanging your clothes in the bathroom when having a hot shower and bath and see if that does anything!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    OK I like to think im a fairly smart woman, probably not as well educated as I could be (through a hatred of being in the educational system rather than lack of brains) but this application form has got me completely flumoxed!

    The ability to work within and achieve agreed and acceptable standards and timescales and manage client expectations

    Thats the question! its not even a question its a statement! I dont even know how to begin to answer this! :eek:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Surely it's gobbledygook for "the ability to successfully meet deadlines"
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    Surely it's gobbledygook for "the ability to successfully meet deadlines"

    This is what I was thinking, and have tried to answer it in this way but the whole answer just reads rubbish to me :( Im not a mechanical person! I have never held a job working with my hands, I was an accountant!! so the way I would answer this for myself has absolutely no bearing on how it needs to be answered for DH.

    The next question is also causing me a headache :(

    I think my main problem is I cant think of an opening sentence, if I could come up with a good start i'd be well away :mad::mad:

    Hate Hate Hate application forms!! they hold no bearing on the abilities of the applicant :(
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • antonia1
    antonia1 Posts: 596 Forumite
    500 Posts
    Afternoon all! I've been a busy bee already today -
    • ate a very healthy breakfast (berries, oats, yoghurt and orange juice),
    • put laundry on delayed wash to finish as I get home from work,
    • paid more towards my B*rclaycard (shifted money from overdraft to CC to reduce interest, so no actual debt reduction),
    • been to the gym,
    • lunch brought in from home (HM chilli with rice),
    • just emailed by personal statement to my "personal teaching advisor" (so should be able to send application by the end of tomorrow).

    Jakes-mum, there are way to many "and"s in that sentence! I would rearrange into: "The ability to work within agreed timescales, to achieve acceptable standards, and to manage client expectations".

    Kerri, I found SW weigh-ins really helpful for keeping me on track. While it doesn't seem very DFW friendly to spend £5 per week, I also found that the amount I cut down alcohol easily paid for that £5. Plus that was when I started to properly meal plan. However, there is a SW thread on one of the other boards with lots of people just weighing themselves at home, and some SW and DFW friendly recipes.
    :A If saving money is wrong, I don't want to be right. William Shatner

    CC1 [STRIKE] £9400 [/STRIKE] £9300
    CC2 [STRIKE] £800 [/STRIKE] £750
    OD [STRIKE] £1350 [/STRIKE] £1150
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    antonia1 wrote: »
    Jakes-mum, there are way to many "and"s in that sentence! I would rearrange into: "The ability to work within agreed timescales, to achieve acceptable standards, and to manage client expectations".

    unfortunately I didnt write that sentence, the person who made the application form did, ive got to answer it :rotfl::rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
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