The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

velvet27

Velvet 27 calling in with £100 paid off debt today...
Been working long shifts so out of touch with posts but hope everyone is okay...

Well done everyone for the great effort with debt paying!!!:)

his_missus

We must all be suffering from the mid-Feb blues. I'm keeping a spending diary this month and can't believe how much I've spent already :eek: That £20 on the cat scratching post I was feel guilty about is nothing compared to the £140 I've spent at supermarkets in 10 days (3 trips!) when I had a fairly stuffed freezer to start with. I only went with the intention of buying fresh fruit/veg and some cat food. Never mind chocolate, I may have to give up supermarkets in March :rotfl:

vw_campervan_mum

Well it is a new day and we are all still on our debt-busting mission. As long as we are trying there is more right than wrong so well done to us all

Payday on wednesday when I will get to be 30% paid off. The dishwasher was only a leak so that was £60 paid out of next month's emergency fund.

eddi

Finally caught up the the weekends posts.

psychopathbabble enjoy your champers and hot tub break

Pedro blimey I'm glad you got your money back so quickly

Chin up Kerri. Remember, a bunch of people more happy to listen to you talk about pants you are unlikely to find lol ... well, maybe that's not strictly true. But you get the general sentiment. Hugs

camuk81 wrote: »

As regards marriage I got together with my husband in 2003 and it took till 2009 to get there

My friends got engaged just after their 10th anniversary of getting together :eek:

mf0u1098 wrote: »

We're here Kerri!!! You can tell us anything (and have! :rotfl:) and we still love you :A

I had some uni friends, it was quite a cliquey group and I was constantly trying to fit in but they never really "got" me, I was always worried about what to say and what I wore was never good enough. In the end though, I realised that these weren't real friends and although I had known them for years, we still didn't really know each other. I still keep in touch every now and again but I go out with other people who I can be myself with and am a lot happier. I always felt I was inferior but I'm just different than them. Realising this has made me more confident in myself and I look at the group and feel glad that I'm not trying any more.

Absolutely agree. I remember reading in some self-help type article in a magazine years ago, probably Cosmo or something, that you should stop devoting your time and attention to people who make you feel bad and don't treat you how you want to be, or indeed deserve to be treated and that although it may be awkward to sever or change the connection initially, you'd feel better in the long run. I did it with one friend at the time and although it was quite difficult, I remember how rotten she used to make me feel about myself every time I'd spoken to or spent any time with her and I did and do feel better for not feeling the need to try anymore.

There have been friends who often professed how we should meet up or get together and would either suggest things and then never carry it through, or I would arrange something and at the last minute they'd be unavailable leaving it too late for me to arrange something else :mad: Or that only ever got in touch with good news and would only want to hear if I had problems and then constantly want to know about them. A good and wise friend at work told me once that all I was doing was enabling these peoples' behaviour so I was as much to blame as them.

Now I've stopped being quite so available and tolerant of that kind of behaviour, some of those people have gradually either disappeared or faded into the background a bit. I still speak to some of them occasionally but the relationships are very different now. I suppose I had a personal LBM as well as a DF one :idea:

Giving something up for March .... hmmm. This is tough. I don't eat chocolate very often so I could give that up easily for a month. My real weakness is crisps but I just can' t give them up for a whole month :eek::eek::eek: Need to think about this carefully

Oompa_Loompa_2

Member #328 £737.15/£14185 (5.19%)

HelenPie

kerri_dfw wrote: »

Just had a rubbish night out with uni mates, I was having a laugh with one of the girls and said something that I thought wasn't too outrageous in jest, one of the others threw a massive tantrum and I think I've pretty much been kicked out of the group of friends I was on the outside of already. So...

Wanted: some lovely fiends that can don't get smashed all the I'm, don't take other or grated, and try to resolve minor problems instead of throw a paddy. Location: currently London. For: 25yo DFW that tries to be nice to people, but expects them to treat her the way they expected to be treated, and likewise she'll return the gesture

I'll be your friend Kerri! :beer:

I made a conscious effort to distance myself from a lot of my old uni friends about 3 years ago. They were always a bit cliquey but then at a mutual friend's wedding (someone who was much more 'in; their group) one of the girls made a comment about the day that upset me. Then when her own wedding came around and I didn't get an invite I was hurt but tried to be understanding. Until I asked her where it was....she was getting married in my home village and didnt' even realise. Some friend, not to have known where I even live after 7 years of friendship! :mad: Anyway, sent her a message on her wedding morning and haven't heard a peep since. Feel lighter somehow for letting go.

Anyway....

I'm trying to give up sugar, so giving up for March seems a good place to start.

We booked our honeymoon on Saturday, so very excited about that. Really nice to know it's coming out of a saved pot of money and not increasing our debts, too :beer:

I've made another cc payment but because OH has been shopping, there's little change in the totals but to do my usual post-payday update:

#077 £2,021.03/£16,660.26 12.73%

Also, after making a conscious decision a week or so ago to ditch the diet as it was one pressure on myself that I could control, the stresses at work, etc. have meant that even though I ate two (yes, two) packets of biscuits at the weekend, I've lost 5lbs of what I had gained back so :

#077 13lbs/63lbs

SeduLOUs

It's that time of the month again! I've not paid as much as I would have liked this month because I have quite a few birthdays coming up and don't want to end up broke again at the end of the month (seems to be the norm now!).

I have earmarked another £150 of my money to pay off towards the end of the month but am holding on to it for the time being as an emergency fund just in case. Must stick to the plan and get that paid though in a couple of weeks.

Here's where I'm at now:

#211 £1215.70/£3,950.00 30.78%

mf0u1098

Hey everyone, you are all sounding really positive! I'm sorry I've not done any updating for a few days but I've been poorly so will do it tonight I promise!

It's my first day back in work today and I really don't want to be here. I have been talking through with my family this weekend and in August/September I'm going to start writing my business plan for setting up my own company with a view to leave work at the beginning of 2013 once I have no debts. I'm going to concentrate in the next 6 months on debtbusting/weightbusting and then doing as much research as possible so I'm all set to go. I'm quite excited about it and it's nice to know that I'm only going to be here for another 9-10 months...! But shhhhhhh don't tell anyone yet...

Have a lovely day everyone and I'll be able to tell you the Feb month total after Wednesday which is also my payday so I get to contribute to this one!!!

xxx

natlie

kerri_dfw wrote: »

Well done Ruby,

Sorry I've been AWOL, new job means I get up at 5.30 each morning and by the time I get home I catch up but forget to post as I'm soooo tired. Working from home most of this week though, so unlike last week where I ate lunch out each day, I can have my beanie toasties

Just had a horrid morning with OH talking about marriage, he doesn't ever want to get married so I have finally ended up telling him the only compromise is for me to never want o marry him then, otherwise the conversation will keep coming up. I feel quite upset about this, but brave face n that just needed to tell someone.

Debt wise I've paid £13 to lloyds, but old work haven't paid me what I thought so I'm missing money hope new work payme on Wednesday otherwise I'll just pay my £90 to wescott and won't clear lloyds until end of march. It's all 0% so doesn't matter too much, but im still disappointed that I can't get down to 1 remaining creditor yet

Not the happiest update from me, so I'm going to go find cake!

If anyone loves muesli, I highly recommend Suma Tropical Luxury muesli, 3kg for £7.76 or something like that, excellent tasty muesli which is organic, fair trade and FULL of fruit mmm mmm mmm

Hi Kerry
My OH said the same thing but here we are happily not married with 2 lovely childen and my grumpy teeneger from a previous relationship lol and we're happy. It does make me sad that the kids have a different surname to me but apart from that whats marriage really? I'd rather have kids - my sisters got married cost her £8k shes got no house to lve in - they live in a caravan outside her mother in laws and they can't have kids as they have no room and cant afford it. Marriage isn't everything. I think I would rather spend the thousands on some nice holidays n stuff

On the muesli go on the rude health facebook page for a 50p off voucher or try Traidcraft Geomuesli £3.30 750g exotic fruit
Nat
x

vw_campervan_mum

Wow Jemma your news sounds v v exciting - good luck
I have given up chocolate & wine for lent so will add that on to Kerri's March challenge. I hope that saves £s and lbs