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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Hi,

    I'm not sure is this has been mentioned as I tend to skim read the posts regarding Swagb*cks, but I've just read on blog that Feb 27th is Swagb*cks 4th anniversary and that they're giving away $1000.00 prizes.

    I admit this was on an American site and it might only be restricted to Swags in the USA, but thought I would let you know, just in case it's happening in the UK and anybody hasn't visited their site lately.
  • kat10
    kat10 Posts: 126 Forumite
    Part of the Furniture Combo Breaker
    Made another monthly payment as follows: number 208: payments made £413.
    Total left to pay 1590/10000
    :j Nothing is impossible the word itself says I'm possible-Audrey Hepburn
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh I just made a right boo boo, had extra pennies from doing those sites we dont mention and decided id double my payment on my CC, anyway made my payment, clicked confirm and realised it was my mums CC (she took out for me) not mine :( rang up and told them what I had done and they said if mum rings on monday they could swap the payment over, but have realised that if I make min payment on mine this month then make min payment on hers, and overpay rest i would have paid on hers for the next couple of months I can get to where I was trying to be :(

    Oh just causing myself bloomin problems because I was rushing and not double checking the card number!

    Anyway, due to the 2 payments made, new total is:

    £2760.81 / £8806.89 31.35%
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • jakes-mum wrote: »
    Oh I just made a right boo boo, had extra pennies from doing those sites we dont mention and decided id double my payment on my CC, anyway made my payment, clicked confirm and realised it was my mums CC (she took out for me) not mine :( rang up and told them what I had done and they said if mum rings on monday they could swap the payment over, but have realised that if I make min payment on mine this month then make min payment on hers, and overpay rest i would have paid on hers for the next couple of months I can get to where I was trying to be :(

    Oh just causing myself bloomin problems because I was rushing and not double checking the card number!

    Anyway, due to the 2 payments made, new total is:

    £2760.81 / £8806.89 31.35%

    We're not doing well with CC payments today! :p Hope it gets sorted for you
  • Kerri - sorry you are having a bit of a rough time but don't worry too much about OH. I'm not sure how old he is but if he's still in his 20s, he will possibly change his mind re marriage as he [STRIKE]grows up [/STRIKE] gets older ;).
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Hey, I was just giving you both a head start! Is the hare faltering? There's a determined tortoise, here! ;)

    Sorry, you said tortoise but I just had the image of Touche Turtle in my head!


    Touche_Turtle.jpg
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    edited 25 February 2012 at 6:53PM
    I'm such an idiot. I put all my monthly spends on my CC and pay it off in full each month. I've just sent my monthly payment, and had a horrible sense of deja vu at the confirmation page.

    My CC now has a balance of £740... in CREDIT. Whoops! :rotfl:

    Some grovelling to do, I think!

    So glad I'm not the only doing this. Felt guilty doing this but as long as I stick within the budget it works
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Right well off to have dinner tonight for Valentines/ Anniversary/ OH B-day.

    His present landed today and I am starting to see his LBM. He's spent all day taking the front end off the car to get to the alternator which will cost £75 to replace rather then forcing out £300 to get it done!

    Bless it his one thing he treats himself, guess you could call it a midlife crisis car. We all went out for tea. He got the KFC and I bought doughnuts! Very shameful. Though feeling a lot more positive my budget has not been as tight as I thought. Even though I have an expensive month with me and the kid for a weapons course and his first aid certificate for his blackbelt its looking go so far.

    So going to keep being very tight and see how much I can clear this month. Though I can't do as well as I did last month I'm aiming to get to £5849.04 paid off. Lets see if I can do it!

    Hopefully dinner out won't cost that much so I'll see you all later
  • Hey, I was just giving you both a head start! Is the hare faltering? There's a determined tortoise, here! ;)

    And here :D 36.9% gone hooray!
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Total bow out today. £120 on a lovely puffa jacket for OH for Canada, £35 discounted gap jeans, £35 guess tshirt, £45 long sleeved guess tshirt, £35 lunch. Complete blow out but I've got a lovely new outfit that fits perfectly (h&m, top shop don't fit properly). OH is 35 by the way :)

    Just had a rubbish night out with uni mates, I was having a laugh with one of the girls and said something that I thought wasn't too outrageous in jest, one of the others threw a massive tantrum and I think I've pretty much been kicked out of the group of friends I was on the outside of already. So...

    Wanted: some lovely fiends that can don't get smashed all the I'm, don't take other or grated, and try to resolve minor problems instead of throw a paddy. Location: currently London. For: 25yo DFW that tries to be nice to people, but expects them to treat her the way they expected to be treated, and likewise she'll return the gesture :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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