The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

his_missus

Barbeduk wrote: »

Just imagine what it's going to be like when this money is ours to save/spend rather than repay:D

I know what you mean. When I'm debt free I'll be about £420(my loan repayment + current min CC payment) a month better off than I am now When I think of it like that, I wonder how I ever got into this carp in the first place. Even now with my debt, We have enough to live off reasonably comfortably. We can afford to pay the other bills like gas & leccy, and feed/clothe us, we can even afford the odd night away. I suppose if I lived really frugally I could pay my debt off quicker but this way I'm still living within my comfort zone.

But when I'm debt free I'll be £5000 a year "richer" that's going to be such a good feeling :cheesy:

MaccaHallam

Payday has arrived! :j

Made a few payments off my current debts and paid off my MBNA Credit Card! :j

One less thing to worry about, hoping to clear more off as the month goes on but to update, here's my current totals.

£331.94/£4,323.41 7.68%

ashleighsalem

:j:beer::T WELL DONE RUBY:T:beer::j
:AI hope you enjoy your new debt-free lifstyle:A

catmort

Woohoo, I got paid today and even though I'm on a training course (13+ hour days with 30 min breaks for lunch and dinner :eek:) I've sneakily logged on and put £644 towards my CC :j

#281 £1747.29/£7,735.45

fritterprincess

:jWell done Ruby!!:j
v.jealous! enjoy your debt free days.xx

ashleighsalem

:jPayday for me as well:j
So £338 paid today, bring the total for
#100 3686/5701 64.66%

Mrs_Addicted_to_Spending

Well done Ruby - that's so good !!

Mrs_Addicted_to_Spending

I'm happy as my car service and MOT today came in just under budget and I had the money saved (yes saved, a miracle!) in my 'pots account'

Superheavy

Excellent work Ruby! First one over the finishing line, and it's still February!

A decent chunk of freelancing money coming in, and a loan payment due out on Monday, so should be able to knock another few pounds off my total next week.

Great work guys, thanks for motivating me to get my own cleared too.

Shellgsxr

Well done Ruby that is excellent :j:j:j:j:j:j:j