The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

psychopathbabble

jakes-mum wrote: »

I've decided i must be a real cheapskate as ive made everything for lilys birthday party and have only spent about £70 which includes the £30 for the hall hire We should have roughly 20 kids coming as well :eek:

You aren't a cheapskate, you are making good use of your time and skills I'd give anything to have time and patience to sit and sew or knit things... it's called 'make do and mend' and is a hell of a lot cheaper then buying from shops

kerri_dfw

Money has cleared vanquis today so I can pay Wescott when I get home *happy dance* will update my total when I've actually done it though.
Have taken in a big thing of last nights pasta today, a piece of flapjack and a piece of the brownie I made yummy! Now just to avoid the crisps and chocolate cupboards eep. Will take home my contract this evening for a good read of whether I'll lose my bonus by quitting before a certain date

lemonpopsicle

Morning peeplets,
Well i have good news to report- the cheque from the insurance claim has cleared and we've had the settlement fig from NR for our loan. Even though we've still got 18 months left we will only get £60 interest rebate:mad: so I've just paid £1000 of the cc and kept £200 for emergency fund. Thanks for your advice guys. The new totals are

No. 69 £2140 / £7719

Kerri your CK thingies look lovely and we are still awaiting the photie of the ginormous flapjack :rotfl: Perhaps there isn't any left?

loubie_lou

I'm itching to finish my assignment on 19th Jan. I need to get home and have a massive declutter! Then i can forget about it for the rest of the year!

spartan59

Happy New Year everyone

#178 £1175 / £15385

Started the new year with a cold!!!

Plans for Jan :

As many NSD as possible
Living on £50 cash budget for the month for disposable income
Stop OH spending money she doesn't have:mad:

webitha

no 174 reporting another £85 paid
so my total stands at 250.65/5350.00

i want to hit the £5k mark by end of jan then i can have a little treat
then im gonna treat myself for every £500 paid, just gives me a little incentive iyswim

velvet27

Good Morning DFW's...WELCOME TO ALL THE NEW DFW'S - I'M A NEWBIE TOO AND ITS A GREAT FORUM - I'M SURE YOU WILL FEEL SUPPORTED AND ENCOURAGED LIKE ME!!!

kerri_dfw thanks for Tuesday's mini-challenge. We are living off cheese and biscuits, home made soups, frozen veg and pulses!

I havent any debt paid off to report - but I have saved money on school shoes I would have normally bought in the past for my DD (at least £40 as she's a narrow and shallow fitting) I looked at her old pair and cleaned them up and they are shining like new again - she popped them on and wiggled her toes - hey presto they still fit her.

kerri_dfw

MSE just went well wonky for me and I thought I might actually have to do some work for once, heavens forbid!

Mmmm cheese and biscuits! I'm not allowed cheese it gives me a tummyache, but I do have loads of crackers left over

rosiest

some more payments and have £400 im keeping in the bank til end of month (worried incase i run out of money as on zero pay maternity ) but back to work on 23rd am in officially on hols from 31/12 so will get a full months wages so hopefully pay about £800 to CC's.

xmas 2012 #43 £568.05/£8000.

Also my total debt is actaully nearly £13K, not sure if I should change target to that. I set it at 8k as realistically can pay off 7k this year so thought i'd push it to 8k but now think maybe I should just put full debt on. What do you think ?

velvet27

kerri_dfw wrote: »

MSE just went well wonky for me and I thought I might actually have to do some work for once, heavens forbid!

Mmmm cheese and biscuits! I'm not allowed cheese it gives me a tummyache, but I do have loads of crackers left over


You should try living on pulses...the effects are 'windblowing 'not mindblowing!!!:D