The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

ani*fan

I've only just discovered this thread and I LOVE it! This is exactly the motivation I need...the thought of paying off all the debt by this time next year. Brilliant!

Count me in for paying off £13,458.14. I have no idea right now how that's going to happen, but I'm working on it.

Good luck everyone!

dizzybee

£198 payed today

jakes-mum

Hellooooooooooooooooo DF by xmaserrrrrrrrrrrrrrrrrrrrrrrrs :wave:

oooo kids! couldn't you just lock them in a cupboard sometimes!! Spent 3 hours making boxes for DD's 4th birthday party for the hook a prize stall, DS has his mate over for tea and they decide to wrestle in my livingroom on top of all 10 boxes id made! :mad: crushed them all was so upset as they had taken me ages, were carefully sized for little hands and really did look good, and because they just were not thinking they ruined them
Have spent the last 2 hrs trying to save some of them and make some more and now have 17 that are ready for decorating

£50 paid off DH's credit card today as well so new total issssssssssss

£1255.54 / £8806.89 14.26% :T:T:T:T

vw_campervan_mum

Have spent £10.59 on weeks shopping (though forgot bread so will have to spend a little more tomo). Have made huge sausage casserole that is so tasty and will do 3 teas (will freeze some - I am not so cruel that I will make family eat it 3 nights in a row ). Means next week will be very cheap too.
Have decided to try and sell spare bed and couch. Is ebay best place? Couch was expensive one so hope it gets a good price

psychopathbabble

vw_campervan_mum wrote: »

Have spent £10.59 on weeks shopping (though forgot bread so will have to spend a little more tomo). Have made huge sausage casserole that is so tasty and will do 3 teas (will freeze some - I am not so cruel that I will make family eat it 3 nights in a row ). Means next week will be very cheap too.
Have decided to try and sell spare bed and couch. Is ebay best place? Couch was expensive one so hope it gets a good price

If you have a set amount in mind, I'd maybe try the freeads first

k30lly

vw_campervan_mum wrote: »

Have decided to try and sell spare bed and couch. Is ebay best place? Couch was expensive one so hope it gets a good price

You could try Gumtree? No fees.

I have been very MSE today - NSD number 3 (of 3!) and I have made a list of all the food in the house which meant I have managed to meal plan for 15 days (including leftovers for lunches)

I have a million things to ebay too so will do some of that in a while.
Still no debt paying until payday :mad: but at least I'm making my money last! :heart2:

ani*fan

Freeads locally are a good idea. Ebay is often for stuff that needs posted. Though there's no harm in listing and saying that the buyer must collect.

You're all doing so well with this challenge. What's the secret?

Flossy87

I know it's a little late but happy new year everyone!!:beer:

Phew - the past 2 weeks have been a bit flaming hectic, today was the first time I've been able to look at my spreadsheet in ages and since the beginning of December I've paid off a whopping £949.82 off my debts!!

I am so so happy! A lot of this has come from money gifted to me and I feel so virtuous using it to reduce my debt. :j
I didn't want anything for Christmas so just told my family if they did want to give me anything then money would be greatly appreciated! I did feel a bit rude but figured that honesty was the best policy and that the money would come in much more handy than a gift that I didn't really want.

It feel's so good to be under the £8k mark!

Will be doing some ebaying later this week that should hopefully help me knock a few more pennies off before next month

#021 £949/£8334

*scuttles off to update signature*

Kerfuffle

Canucksfan wrote: »

Hello-I'm new! I'd love to join your thread if you'll have me. Had my LBM mid-2011, but it has taken me until the New Year to do anything about it. My husband and I moved from the UK to Canada in 2008 and it has hit us quite hard financially. This WILL be the year that all our hard work will pay off (she says with fingers crossed!) I notice that you have subscribers quoting figures in sterling, euros and bhat (?sp), so I hope it is ok to chart ours in Canadian dollars. The debt comes from two credit cards, which I plan to reduce by using the Snowball method...then I will focus on our sizeable mortgage. In addition, I have been comfort eating and have approx 70lbs to lose. So, onwards and upwards Peeps! :snow_laug:snow_laug

Hi Canucksfan,

Welcome to the thread. My hubby, myself and our 2 adult children moved from the UK to Canada in 2008, and we've found it to be difficult financially as well. We've managed to keep our heads above water and as non of our debts are since our move but are associated with the actual moving to Canada then I'm very optimistic for the future. I'm hazarding a guess from your user name as to where you live - I live in BC. I'd really like to see your progress on here, but you can also PM me if you wish.

karenann76 wrote: »

Our spending diaries start tomorrow! How long do you think we should do them for?

Hi karenann, I do a spending diary for my weekly grocery/petrol/spends allocation, it can take time to get into the habit of doing, but I do it all the time now and I can't see myself not doing it any time soon. It really focuses the mind as to what I'm spending my money on, and as I tally what I have in my purse against what the diary says I should have gives me a constant reminder of how much I have to see me through the rest of the week. If I do a shopping list and guestimate how much it will cost, and I don't have enough in my purse, then something has to be crossed off the list and carried over to the following week.

Welcome to all the Newbies this week, good luck with your challenge.

Another 355.12 paid off so now the total for

#65 is 1182.23/ 12471.68

DorsetGirl_2

My CC online account finally updated, so my new total is

£714.19/£7873.87 #130