The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

gemred_21

We have snow... :mad: not good when I’ve planned to go running today with a friend.


Pedro I really hope you friend gets better soon, sending get well hugs to him!


Kerri congratulations on becoming an Auntie again

Jakes mum - hope your DD is feeling better


Well on my spending front, I received a cheque through the post for a survey I did ages ago for £5 which will be nanked on monday. Also I managed to hand in my mileage on time this month (3 months worth) totalling £300 :eek: and have posted some items on tbay :T

kerri_dfw

Flying in to say Wales is !!!!!!!g dangerous for driving. I'm up in Ponty, driving 2 mph to park the car up, put on the brakes, abs goes mental, car skids a few metres!!! Didn't crash though but also didn't like it much.
No debt payments today, but OH is definitely going to be coming to me for the 14th :-) I think my being short on the phone to him gave him pause for thought :-)
Mum and baby are now back home and my 2yo nephew can sat Derri :-) thanks for all the well wishes, I will be meeting him tomorrow, still no name

Congrats iris
Jemma how did HSBC go?
HelenPie nice one on the bingo, there's a few I haven't tried there yet, but let me know how they track
Well done to everyone on the payments :-)

gemred_21

Drive carefully Kerri, I hate driving on rubbish roads, take it easy!

Well I've added up my payments this week and its stands at £342 so my total is now;

#145 £608/£15,313

strawberryR

Reporting as payments have gone out, #66 £997/£6160.16
Still no bank card, waited over a week now and had to call bank, another being sent to branch and will take another 5 working days, at least it means a second week on NSD's for me :rotfl:

mf0u1098

I'm relieved you're ok Kerri, I skidded myself trying to drop my grandma as close to the door of Tesc0 as possible as I didn't want her to slip in the snow. Skidded sideways and stopped a few inches from another car... My car is now on my drive and will remain there until the snow goes!

Well, as predicted I didn't get anywhere with HSBC or O2. I got the printout from HSBC confirming the value of the rebate but there was no room for negotiation in when I can pay off the debt and still get the rebate. I was not at all surprised and it has made my mind up. I never knew about the £1000 so it's not as if they are asking for it extra. I know that in a way I am giving them £1000 by not waiting out the full term but I cannot stay with them one minute longer than I have to. As soon as I have the money saved up then I'm going to pay off the loan early and be debt free by Xmas!!! I know that some of you would have decided differently in my place but I feel this is the right decision for me. At £1000 over 30months then it's only £33/month to be rid of them and I've spent more than that in the past on gym membership that I never used. I can soon save this back up.

As for O2, I waited for about 15mins to speak to someone as the shop was packed. I'd seen a big sign saying "Ask us about upgrading early" so I asked and was promptly told that they couldn't do anything in store and I had to call customer services!!! Typical! I'll ring them on Monday from work and see if I can cause some trouble...

Hope you're all ok and the snow isn't too bad where you are. It's still a blizzard here...

jakes-mum

We have a light dusting of snow here in bonny cambridge and its supposed to carry on all day tomorrow Had to go into cambridge today as DH FINALLY allowed me to throw away all the clothes hes been hoarding for the last 6 years that he was going to 'slim down into' :cool: im saying nothing :shhh: :rotfl:

Well I have a huge pile on the bedroom floor for ebaying and chucked all his manky oil stained work trousers / tshirts in the bin :j :j so we went any got him 3 new tshirts for going out (as his old still fitting tshirts have now become work tshirts) and a could of jumpers as its bally cold out there and hes working on the road constantly. Used some of my love2sh0p vouchers from switching utilities so in total I parted with £2.52

Miss Lily fell asleep on me at about 7pm so is now in bed covered in calamine (oh how she cries when I put it on she keeps saying its really cold ) and with a dose of calpol. Hopefully tonight will be a better night as last night i got to play musical beds for 3 hours ive also realised having had to get in her bed at one point, how cold her mattress is so ive popped a blanket on there to keep her warm and gone for a nice thick cotton pair of pj's which will hopefully not iritate her spots

No debt busting im afraid, but am off to check my 3 ebay sales and tomorrow will sit and list all the stuff ive got

mf0u1098

Oh forgot to say as well that I parted with a good few pennies today as I spotted some PERFECT knee high boots today. I have been looking for a lovely pair for a few months now and am very picky but these are lovely! Cost me £70 though but I'm going to pay myself back with my birthday money...

However, I'm completely snowed in so no excuse to wear them...

welshywoo

Hi I am a lurker of this site and I love love love reading this thread you are all fantastic and are doing a brilliant job of paying off your debts - a real inspiration ... and a source of many needed laughs!!! xxx

MFWannabe

Maybe your date with Pedro will be perfect excuse Jemma?:)

gettingthereslowly

£138.21 paid off my CC totals (stupid interest mind grrr) so reporting in as

#122 £491.85 / £10,000