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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • antonia1
    antonia1 Posts: 596 Forumite
    500 Posts
    At last! Pay day today :T:T:T:T:T

    A small payment of £150 this month, which takes me to:

    011 antonia1 £995 / £3,895 25.54%

    Now, I wonder where I could make an extra few £££ this month?!
    :A If saving money is wrong, I don't want to be right. William Shatner

    CC1 [STRIKE] £9400 [/STRIKE] £9300
    CC2 [STRIKE] £800 [/STRIKE] £750
    OD [STRIKE] £1350 [/STRIKE] £1150
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Question for tea-break, everybody... with all this fleabaying going on, what are the little luxuries in your life that you couldn't bear to part with? I know underwear isn't high up that list for some of you! ;)

    There are things people wont ebay?? :eek: we'd be sat on the floor with no carpets in this house if DH hadnt put his foot down :rotfl:

    Ummm ok, the only thing I really couldnt ebay are my books :o im really not one for 'stuff' so dont have alot left . . oh and my laptop cos all my friends live inside it :D, DH loves his very expensive coffee machine that he hasnt turned on in 15 months . . . not that im counting . . . :rotfl:
    I did write out a SOA a while ago and realised i'd happily get rid of everything frivolous of DH and I (ok just DH, I dont actually have anything frivolous to give up :() and was quite amused that I would cut back of fuel for the car/heating etc before I would stop Lilys nursery or Jakes scouts and karate :o
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    antonia1 wrote: »
    At last! Pay day today :T:T:T:T:T

    A small payment of £150 this month, which takes me to:

    011 antonia1 £995 / £3,895 25.54%

    Now, I wonder where I could make an extra few £££ this month?!

    Well done Antonia1!!!

    How's it going with your guy...?! xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Have made a few payments in the last week.
    So my current total is
    #238 mrsyallop - 858.09 / 8237.52
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ok I have an update :D been down the bank with DH's CC so new total is:

    #16 £2205.54 / £8806.89 25.04% <-- Look 1/4 of the way there :j:j:j:j:j:j
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • mrsyallop wrote: »
    Have made a few payments in the last week.
    So my current total is
    #238 mrsyallop - 858.09 / 8237.52

    10% barrier smashed! Well done :D
    jakes-mum wrote: »
    Ok I have an update :D been down the bank with DH's CC so new total is:

    #16 £2205.54 / £8806.89 25.04% <-- Look 1/4 of the way there :j:j:j:j:j:j

    And you!
  • antonia1
    antonia1 Posts: 596 Forumite
    500 Posts
    mf0u1098 wrote: »
    Well done Antonia1!!!

    How's it going with your guy...?! xxx

    Pretty good. I don't get to see him much cos he lives sooooo far away, but I seem to spend more time on the phone to him than my mum at the moment (and I talk to my mum lots!). I got a tipsy call from him last week that went a bit like this:

    I really like you why do you live far away you don't want to live in london forever do you cos I really don't want kids with cockney accents and what would I do with the boat

    I had to try really hard not to laugh cos he was being so sentimental, and he's 6'4" with a strong Middlesbrough accent so it really didn't suit him.
    :A If saving money is wrong, I don't want to be right. William Shatner

    CC1 [STRIKE] £9400 [/STRIKE] £9300
    CC2 [STRIKE] £800 [/STRIKE] £750
    OD [STRIKE] £1350 [/STRIKE] £1150
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    antonia1 wrote: »
    Pretty good. I don't get to see him much cos he lives sooooo far away, but I seem to spend more time on the phone to him than my mum at the moment (and I talk to my mum lots!). I got a tipsy call from him last week that went a bit like this:

    I really like you why do you live far away you don't want to live in london forever do you cos I really don't want kids with cockney accents and what would I do with the boat

    I had to try really hard not to laugh cos he was being so sentimental, and he's 6'4" with a strong Middlesbrough accent so it really didn't suit him.

    :):):) Awww that's so lovely! I'm glad it's going really well hun.

    ooooh he's got a boat?! I LOVE sailing, it's amazing...!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    antonia1 wrote: »
    Pretty good. I don't get to see him much cos he lives sooooo far away, but I seem to spend more time on the phone to him than my mum at the moment (and I talk to my mum lots!). I got a tipsy call from him last week that went a bit like this:

    I really like you why do you live far away you don't want to live in london forever do you cos I really don't want kids with cockney accents and what would I do with the boat

    I had to try really hard not to laugh cos he was being so sentimental, and he's 6'4" with a strong Middlesbrough accent so it really didn't suit him.
    Glad the datings going well :) my OH doesn't want to bring up kids in London either... so for some random reason I'm now looking up places in the Thames Valley area to see where's cheap enough to live and commute (this won't happen for about 2years, I think I'm mad)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    edited 31 January 2012 at 1:10PM
    antonia1 wrote: »
    At last! Pay day today :T:T:T:T:T

    A small payment of £150 this month, which takes me to:

    011 antonia1 £995 / £3,895 25.54%

    Now, I wonder where I could make an extra few £££ this month?!
    jakes-mum wrote: »
    Ok I have an update :D been down the bank with DH's CC so new total is:

    #16 £2205.54 / £8806.89 25.04% <-- Look 1/4 of the way there :j:j:j:j:j:j

    Right, where can i get some more money from as I want to be over 25%...?!!! p.s. I like my undies and kidneys... :rotfl:


    That is absolutely fantastic guys and were still only in January... (just!) :T:T:T xxx



    EDIT: I am such an eejit sometimes... I'm almost at 30%! I forgot I'd updated... Oops!!!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
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