The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

eddi

catmort wrote: »

Thanks, it seems to be working perfectly and will be very motivational :T

rdchick wrote: »

Looks great - thanks Eddi! I never know where to start with a spreadsheet... I am a diary and post-it note kinda girl xxx

Thanks both

rdchick so was I. And to be fair every month now I still sit with a sheet of A4 and a pencil and do the sums for the month. I think I just needed something where I could see at any given time exactly what the current state of play was and what I needed to do to keep on track. I've been in debt for so very many years that now I've decided to get out if it quick I've become a bit obsessed! (We've also just gone to Google Docs at work and I'm in love with Google Spreadsheets )

kerri_dfw

HelenPie wrote: »

Ok. I seem to be posting a lot today but have put together a list of money saving things I must do this week:

*Change my car insurance policy from Comprehensive to 3PFT expected saving: £250 should be able to get some cashback too :cool: I would do this now but need to double check my no claims
*Investigate my water supply for leaks (metered bill up from £12pcm to £32pcm!) expected saving £240 (though likely to be offset by plumber's fee in the short term. Better for the environment though and also in the long term. Need a plumber anyway as one tap has stopped working
*Try and haggle down wedding decoration supplier (one we like more expensive than other quotes) expected saving £90

Alright, so it's not as long a list as it seemed in my head :rotfl: most of my to do list appears to be chores instead

Anyway, if that all works out, then that's an additional £580 towards debt repayments, and £490 of that is on an ongoing basis :j:eek: Wow, what a waste

You could have a look at the XS on the car ins too. Sometimes tpft isn't cheaper than fully comp, although sometimes changing the xs will make no difference but save you pennies for the "just in case"

eddi wrote: »

Thanks both

rdchick so was I. And to be fair every month now I still sit with a sheet of A4 and a pencil and do the sums for the month. I think I just needed something where I could see at any given time exactly what the current state of play was and what I needed to do to keep on track. I've been in debt for so very many years that now I've decided to get out if it quick I've become a bit obsessed! (We've also just gone to Google Docs at work and I'm in love with Google Spreadsheets )

I have no idea how to reference across sheets can you pm me the formulae for doing so please.

Uniscots97

HelenPie, shop around for your car insurance and don't be afraid to haggle with them. I did with mine last year and got £50 taken off.

eddi

kerri_dfw wrote: »

I have no idea how to reference across sheets can you pm me the formulae for doing so please.

Certainly

psychopathbabble

068 £602.22 / £6,492.82 9.27%

Thanks for the spreadsheet It's much easier to keep track of payments, as I update my snowball with interest etc so it's only accurate for a few days a month.

trying_hard

Do you have to have Microsoft office to use the spreadsheets? x

vw_campervan_mum

Thanks for help Psychobabble - was hating new layout!
Still another 6 days til pay day - January seems never ending.
Had 3 NSD this week and have managed not to buy a bottle of wine 2 days in a row to achieve this! This thread is so motivational in keeping me on the straight and narrow :T

Brokenpromiseland

Yesssssss it's payday at last:T:T sent payments off will update when payments clear:j


Can someone please help what am I doing wrong with sw!! Bu!!s taking forever to get bucks. Does everyone register with everything to get the higher bucks or just games and tv??

psychopathbabble

Yay, my cheques arrived at home today so fingers crossed they will get put in the bank tomorrow.... SO EXCITED!!

tryinghard not sure about the spreadsheets sorry x

jakes-mum

Brokenpromiseland wrote: »

Can someone please help what am I doing wrong with sw!! Bu!!s taking forever to get bucks. Does everyone register with everything to get the higher bucks or just games and tv??

Click Earn - Daily Polls = 1 swagbuck
Click Earn - NOSO = 2 swagbucks (just keep clicking next offer till end)
Swagbucks TV = 3 bucks per 10 videos
Special Offers - Supersonic - watch videos on second tab = 1 - 3 bucks each
Special Offers - Peanut Lab - has occasional 60 buck surveys at the top (small writing) easy to qualify
Special Offers - Payment wall - lots of surveys but not so easy to qualify
Search swagcode spoiler on google that gives any codes for free bucks when they come out so check periodically through the day
Refer people!! if they sign up through your link you get a match of their search bucks
Search twice a day
Envelope on top bar should have a red 1 appear next to it every day, open it, click to open the video inside and shut the new tab immediately, then click the second clickable button in the email and select 'didnt see an advert' to recieve 3 bucks.