It will be GONE !! Part 3

Herewego

Thanks Beccie xx

Herewego

Not a NSD but certainly low spend as i was too poorly to go out today my friend collected my shopping and delivered it £20 might ask her to do it every week
Money is running low in the bank still have the petrol money which i need to fill up but not sure a tank will get me to the end of the month and im sure DH will need at least one tank.
Plus my wages will be short this week as came home poorly from work friday not the end of the world but i wanted to try and clear the £795 by the end of march
So far i have
2 x paydays = 400.00
zapper = 50.00
ebay = 65.00 so far more to end tomorrow and more listed
So £280 to find not sure i have a chance but i will try
I have my interview tomorrow and i think im ready just hope i can sell myself

Herewego

Well i have resigned myself to the fact i wont make my target of £21k before the end of March Im not giving up but spends have got a bit out of control.
Im going to keep my wages in the account this week for shopping and any other spends, DH is going to need extra petrol as travelling this week.
On a positive note made £100 on ebay this weekend and will be sending that to mint so its still coming down.
Also got to the final interview for the weekend job so this time next week i hope i should know if ive got it Im just worried they will say i cant work at another job during the week but i will cross the bridge if i get to it.

Herewego

No payment made this week money is tight and im fed up, still payday next week for me and DH plus im due a payrise not sure how much yet.
Home is ok but fed up with situation here still must stay positive as i cant do anything about it
Winge over its nearly the weekend and hopefully the sun will shine

Herewego

Still no overpayment but im hopeful of maybe £200-£300 on Thursday just before DH payday, Im waiting for a cheque to clear and some paypal money to arrive dont feel like we have made much progress in the last 2 weeks
I still havent heard if or what my payrise will be this agency are rubbish when you needs facts, although i have heard a rumour my contract could last longer than May would be nice to know so i can sort my spreadsheet.
I had a third interview for the weekend job on Sunday it went ok but from past experience i guess it can go either way but should hear by tomorrow.
I so wish i was more patient feel like im constantly wishing my life away waiting for things.
Looking on the positive side we will be dropping under £20k on friday into the teens not been there for many many years

sarahlasvegas

Hello HWG - i was a lurker on thread 2 and dont post too much.

Just wanted to say keep positive - you've made so much progress and got so much on interest free now its great

You'll get there - i look forward to reading your progress

Herewego

Thank you its hard some days when you feel like the odds are stacked against you
Payday for DH tomorrow so hoping to shift a chunk of debt but also remembered my car insurance is due next week i think i will use my empty cc and take advantage of 30 days to pay for it that way i can make sure everything is on 0% by next week.
No news on the new job but i did call and the lady who needs to contact me has been out of the office but ive left a message for her to call me in the morning
Be back tomorrow to update some new figures teens here we come only a few hours away

elly68

hi hwg stay positive hope you get the job. things r looking good and you are money wise on the insurance front

Herewego

Thanks elly68 just sorted insurance managed to get £40 off renewable price and £65 cashback and still with the same company although had to cancel and take out a new polcy with them. They couldnt match that :rotfl: they just did

So big drum roll the day i have been waiting for and to be honest not feeling as excited as i think i should but the new debt figure is £19755 we are finally under £20k.
I have been playing with figures and hope to keep throwing my wages at it this month. It should have been less but a few blips last month but nothing too major plus i have put insurance on my cc and will pay off before the bill is due at the start of May so need to factor that into the money.
So plan for the month stay in budget for food and petrol and try to get us into the £18k range.
Still feeling really low and fed up and not even clearing debt is helping right now still when im like this i dont go out much so at least i cant spend

sarahlasvegas

Herewego wrote: »

Thanks elly68 just sorted insurance managed to get £40 off renewable price and £65 cashback and still with the same company although had to cancel and take out a new polcy with them. They couldnt match that :rotfl: they just did

So big drum roll the day i have been waiting for and to be honest not feeling as excited as i think i should but the new debt figure is £19755 we are finally under £20k.
I have been playing with figures and hope to keep throwing my wages at it this month. It should have been less but a few blips last month but nothing too major plus i have put insurance on my cc and will pay off before the bill is due at the start of May so need to factor that into the money.
So plan for the month stay in budget for food and petrol and try to get us into the £18k range.
Still feeling really low and fed up and not even clearing debt is helping right now still when im like this i dont go out much so at least i cant spend

Well - you are 3/5 down - 2/5 to go! :j:j

You can do it!

I've gone from about 18k at my worst to having about 1k just now - buts its my 30th and OHs 40th this year so im spending on cc just now for a few treats - wont let it get above 2k tho - I dont want to look back and think wish id done this or wish id done that for our b'day's. I have been MSE and used tesco vouchers to get airmiles etc to go away tho.

My issue is even once things are paid off, Im still a spender!! Living within my means is my challenge for my 30s!