It will be GONE !! Part 3

Herewego

Well its statement day today so that means interest added plus the transfer is going through so a fee as well and thats just put the debt up to £25152.41
Now we have £576.04 to clear on HSBC and payment needs to be made by 21st I already have £250 saved which us the monthly payment now i just need to find the rest.
Estimated interest for Mint is £68 if we only pay the minimum next month its going to make such a difference when this last bit is gone and its all on 0% wish DH had been on board when i started this journey 2 years ago.
Off to update the signature no payments today though hope some of the refunds hit my account tomorrow want this card gone.

Herewego

Small payment today from ebay money £40 to HSBC fingers crossed the rest comes through quickly
Ive got the day off tomorrow to spend with the girls and im really looking forward to it and must find some time for more ebay this weekend fed up with the pile sitting in the lounge now.

Kepp

Free eBay listing this weekend HWG

Enjoy your day off x

Herewego

An enjoyable but exhausting day so much chatting with the girls got a bit much at times as im just getting used to being alone alot

Ive seen free listing day and i will be listing if i can find the motivation guess talking about home stuff to the girls has brought it to the fore front of my mind which makes me
Lets hope a good night sleep will make me feel better and get back to debt busting

Herewego

Well my get up and go has cetainly got up and gone but even so I have managed a couple of payments to HSBC the balance now stands at £246.04 so hopefully as soon as my wages are in tonight and some coins I banked over the weekend show up I will clear this in full.
I did manage to list 24 items on ebay and I made just over £50 in sales so all good so far.
I am suffereing with wisdom tooth hell im too old for teething
I have a pile of DVD's which im going to try listing on ebay this week if they sell at 99p its better than getting 30p from the other sites.
Have a good week all

HWG x

Kepp

Sorry to hear that things are still tough at home HWG xx

I had my wisdom teeth out back in October after putting up with them for years and have to say it was well worth it, might be worth thinking about?

Well done on maintaining the motivation for eBay - HSBC will soon be history

Lemon_Tree

hi sending you sympathy hugs for your wisdom teeth, i had all four removed in hospital a few years ago but still remember the pain from them.
like Beccie said you'll soon be clear of HSBC that's great going. and you've made such a big dent in your original debt you should be pround of yourself.

Herewego

Well im pleased to report HSBC is GONE :j
Ive even had a tidy up on the other accounts and things are looking better, I still have a couple of paydays before month end and a few ££ coming from other areas. Zapper has posted my cheque yesterday so cant wait to get that banked.

We now only have £3900 which is not on 0% and i hope this will be nearer £1500 by the time the next statement comes out.
There is no room for failure as need to make sure we never pay interest again.

List of things to do
1. Stick to budgets
2. Overpay every spare penny
3. Ebay still have so much to clear
4. Find a better paid permanent job ( but i like weekly pay)
5. Meal plan
6. Keep posting on my diary
7. SMILE

Shelski_2

You're doing really well HWG, just keep going. Make sure you get a bit of me time as well. The debt busting will still be there tomorrow:)

Kepp

Well done on getting rid of HSBC! :T