It will be GONE !! Part 3

Herewego

Well done Beccie on your sales, not done any ebay this week yet but got a few bids and watchers on my items.
Sold a book on Amazon £25 so a few more pennies on the way.
I have made some payday payments so a new updated signature is on its way my plan for February is to get under £25K if I can even if its just by a penny Lots of hard work as i have no idea how to get there
I tried to get a BT tonight onto a empty card but they are not offering me anything right now :mad: wanted to get everything onto 0% by the end of the month.

Herewego

Ebay money has come through so £60 to MINT
Im thinking of changing which card I pay off next just need to play with the figures and see what I can do I have a 0% BT but the card has a high balance already so need to think carefully.
Long list of jobs to do tonight and ebay is one of them im sure we must be due a free listing weekend soon maybe i will just list 99p things tonight.

Lemon_Tree

hi Herewego, just spotted your new diary, gonna subscribed to follow your journey, well done for getting under £26k that's a great feeling. You've done really well in the month that's a lot to clear.

Herewego

Hi LT thanks for dropping by im not so good at posting these days but will try and get better.

So today £20 to mint from ebay money and ive bitten the bullet and made a huge payment now all i have to do is keep within our budgets
On a positive note DH has had a 0% deal come through today so im going to make transfers this weekend. I could then move Mint to 0% but i think with the speed I plan on clearing it it will be a waste on the transfer fee.
So the start to next week is with 3 CC and we are now under £25K :jjust worked out we have paid off 50% of our debt OMG im going to pour a little drinky to celebrate :beer:
Plan for the weekend bulk shop for meat and lots of ebay now we are on the downhill run im going for it :rotfl:

Lemon_Tree

50% of you debt so quickly! boy that's amazing you should be so proud of yourself!

don't worry about posting too much, we all have busy times and sometimes it does us good to not live on this site - but don't tell too many people i said that lol

Kepp

Well done on reaching 50%! :T

It really is all downhill from there

Herewego

Thanks Beccie think i may put % in my signature as an incentive.

Wages have just gone in the bank and £200 to Mint

I managed to list 10 items on ebay and make about £15 from bits listed last week. However i have packed up a huge parcel for Zapper £40ish and returned some bits that i didnt really want they were in the sale but still £35
Hope that we should make a few more payments this week good to see Mint coming down although trying to move HSBC to it on 0% but when i try online it shows an error saying the card is invalid :eek: this should be simple now i have to get DH to do it and that will be even harder.
Must keep focused on money as homelife is pretty and i know its times like this that i can lose focus.

Shelski_2

Keep your chin up HWG. You have paid off so much, I'm in awe.:T Could you and DH do something together for free in a change of scenery that doesn't have anything to do with DFW? It might give you both a breather.
Hugs xx

Herewego

Oh thanks Shelski for dropping by unfortunatley me and DH are beyond that strange but still feel like we are best friends sad but cant change his mind still we are still clearing the debt together so I suppose its nice we are being sensible well im trying to

Payment news bought a scratchcard Sunday and won £80 cashed and gone to Mint
I have 2 refunds pending so hope they will hit the account before Friday so I can pay off a little more.
I must get on with ebay I found an old phone which i have seen sell for between 50/90 need to sort that may try to list tonight on 5 days

Herewego

Eat my words DH has just BT £8k from HSBC to Mint leaving £470 to clear on HSBC and i should be able to do that hopefully by Monday when wages go in.

This means that I have £3750 probably a bit more with this months interest on Mint to clear that we are paying interest on and I think the BT fee will be about the same or more as the interest im going to be charged so may as well persevere and try and clear it asap.

I have listed 2 items on ebay tonight and one already has a bid and ive had an BIN offer but i think it should run the 5 days.
A little glimmer of hope by early March all will be interest free but I think it will be April before we break into the teens but im not giving up this has to go along with all this junk i mean items im hoarding in the house.