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It will be GONE !! Part 3

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Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    As predicted £150 to Mint today, also got a cheque in the post for £190 so off to the bank with that.
    £27K here we come :T

    Made a small mistake whilst shopping tonight so used to just putting stuff on my card paid for the shopping and got home to realise I have a shopping money purse again now its going to take a little getting used to will just pay the cash back in tomorrow when i go to the bank. Good news though stayed within budget and putting some freezer things to good use with my meal plan.
    I see its free listing on ebay so I must get listing not one of my mamoth 100 items in a weekend but i would be happy with 30/40 need to get some me time in too ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well I have been to the bank paid in cash cheque and £2 coins I figure they are better off the cc than sitting in the cupboard, this should give me a large OP for Mint monday.
    I also hope to get paid tuesday and plan on using a lump of that every week as an OP.

    Ebay well the less said about that the better, ok ok im off to start it will report back later
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • banwa
    banwa Posts: 952 Forumite
    Good luck herewego. Similar amoount of debt, but it will take us at least twice as long to repay
    Debt £26k 18/10/14
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thanks banwa just remember every penny counts we have been trying to clear this for a few years and had lost our way last year. Almost fully back on track now I know i should be listing on ebay but finding it sooooo hard 8 items listed and a million more to go just keep finding excuses not to.
    That bad just cleared the tin cupboard out in my kitchen and put anything out of date or coming up soon is now sat on the side to use asap, I know I will do it soon as cant stand things sitting on the side ;)
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Hello again, Congratulations on your debt busting to date. If anyone can do it - it's you xx
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thanks Cialilerin I have to say i am very determind this time, life could be very different without debt repayments every month.

    Managed 12 items on ebay yesterday so i must try and get some more on later.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Not much to report today just checked online banking and my deposit I made at the weekend and my wages that were due tomorrow are showing on the account, Im going to make overpayments tomorrow just so I can see the account in credit for another day LOL.
    Im going to be taking things right to the edge money wise but i think I have made allowances for everything including food and petrol there is a little money in the account for anything I may have forgotten that includes DH cigarettes opps if only he would give up.
    I hope to see Mint drop under £6k this week which means we should be close to dropping under £27k very soon I will be back tomorrow with real figures when im not so tired

    HWG x
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well the figures are in and are looking good even though interest has been added to 2 cards which arent on 0% yet and we have had 2 transfer fees added.
    So my plan to get Mint below £6k is going well and the plans for the rest of the month are as follows
    Balance £6180.28
    190.28 waiting for cheque to clear
    360.00 OP would like to make from Dec pay if not needed
    200.00 Wages 16.01.11
    200.00 Wages 23.01.11
    200.00 Wages 30.01.11
    So if I can find another £30 Mint will be at £5000 by the end of Jan :T and outstanding debt would be at 26193.75

    So can I get into the £25k's by the end of Jan its going to require some serious ebaying or cutbacks. We do have some money in the account but can i make it stretch :o
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Logged onto my HSBC CC this morning only to find the interest had been added as i didnt clear the balance in time so another £126 to find Grrrr. Guess that means more money making I really need to focus on this and get on with ebay music magpie and stuff.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I hate ebay listing too and really struggle to find the motivation but I'm sure we can both do it :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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