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A ginormous jump into 2012 with the January NSD challenge

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  • Today is going to be a spend day as weve run out of milk. Don't know how as there was so much. Might as well get some others odds and sods at same time.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • candygirl
    candygirl Posts: 29,455 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :hello:Hi all:D
    I'm rejoining with a NSD target of 15 days, and on on day 2 already:T:TThe horrid weather and virus are helping though:rotfl::rotfl::rotfl:
    "You can't stop the waves, but you can learn to surf"

    (Kabat-Zinn 2004):D:D:D
  • hoping for one today - but wont declare till later!
    Learning to keep within budgets !

    :money:
  • beemuzed
    beemuzed Posts: 2,188 Forumite
    Mortgage-free Glee!
    Only one NSD thus far - and as the shops here were closed on Sunday I can't really claim any credit! had hoped today would be one, but DH needed a card for a friend so had to purchase that earlier! Oh well, it's still, one down!
    Resolution:
    Think twice before spending anything!
  • 3rd no spend day for me today. too cold and wet to go out.
  • Hi all, VERY long-time lurker here - probably 5 years plus. Could I please be added to the NSD challenge?

    I will be aiming for 8 in January.

    Cheers!
    January NSDs: 8/8 :j
    February NSDs: 8/10
    PaD 2012: £818.35 :j
  • RhiBi
    RhiBi Posts: 709 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I having an NSD today, and should get one tomorrow as well, I won't manage it on Thursday unfortunately as my daughter has her piano lesson. I take the money out for the month on Thursday so will count all the months lessons paid for on Thursday - hope that makes sense!
    Virtual Sealed Pot No.07
  • Spendy day for me today - saw a brand new M&S dress in my size on the local FB group and bartered down to just £6 - am desperate for work clothes though and will use some of xmas money so not too bad.

    What's bad though is getting a letter from mortgage lender saying my DD was unpaid so they're charging me £27.50 :mad: I phoned them the day after it was unpaid and explained the money was in my bank now and they said it would be fine, nothing to worry about, no mention of charges! As well as the bank charging me god-knows-what for it this has been an expensive lesson :o (mortage taken on 28th, wages in 29th :( )

    ho hum.
    :D GOD BLESS DURAN DURAN :D
    Official DFW Nerd Club - Member no 293 Proud to be dealing with my debts
    March NSD 5/10 March Make £5 Day £99.28/£155
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Claiming my first 2 please (and two in a row - hopefully no need to spend anything until the weekend :rotfl:)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Yesterday I had my first NSD which was nice, but it was easy as it was such a lovely day and I walked the dog and organised my life. But today is so horrid out and I'm bored! Dh is off work and I want to go out and spend money and stuff my face with comfort food! I don't function well when the skies are grey and the weather is cold. Someone needs to stop me before I mess up all my plans...!
    But anyway, can I be put down as 1/20please x
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