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A ginormous jump into 2012 with the January NSD challenge

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  • Morning,

    Haven't done this challenge for a looooonnnnng time, but feel I am ready to take the plunge again :D

    Please can you put me down for 20 NSD's?

    Thanks,

    Pmo2
    x
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    *races in*

    NSD #1 for Jan please...can't stop - racing that Freeby to target this month!!

    *dashes off*

    Nora.


    *strolls in*

    NSD #2 for me yesterday please :)

    Anyone seen Nora, I believe she may be eating my dust somewhere behind me :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 January 2012 at 9:21AM
    Well I didn't manage a NSD yesterday in the end, hubby paid for us to get in to the play centre but then I bought us both a drink and a cake, bah.

    Probably won't have one for the rest of the week now either due to paying to get into different baby groups, looks like I'm going to struggle to get to 10 :( Will try again from next week and see how I do.

    EDIT - I have a pair of trousers to take back to Tesco, DS was bought them for Xmas by my MIL but they are 6-9 months and he's 1 next week?! I have 15 pairs of trousers already in 12-18 months so don't need any more, can I keep the £7 and class it as NSDs if I spend it?
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • ab.da54
    ab.da54 Posts: 4,381 Forumite
    _party_ Happy birthday chrissie57 _party_

    A spend day for me, today, so going to get Asda done. The wind blew the fence down in the night, so will also need to buy some new fence panels. At least I can keep all the spend to today.
    Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.
  • ab.da54
    ab.da54 Posts: 4,381 Forumite
    lilian1977 wrote: »
    Probably won't have one for the rest of the week now either due to paying to get into different baby groups, looks like I'm going to struggle to get to 10 :( Will try again from next week and see how I do.

    I read on the first page, lilian, that some posters are keeping glass jars for the money they have to pay out in the week, like bus fares, etc.

    Could you put all the baby club monies into a jar at the beginning of the week, count that as your spend, then just take it out of there when needed?

    I think that is how it is working but someone else can correct me and give you better ideas for this spend, if I've got it wrong :)
    Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.
  • Hi,well I was forgetting all the DDs that come out today,so no NSD for me.Mind you some of them had been taken out last week,even though they had today's date IYSWIM.
  • Chrissie
    happy_birthday_tweety_bird-2003.gif
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • LMH boy, that was a mamoth update!!! :T

    It's absolutely horrid out there - the wind is unbelieveable ..... typical as last day off before heading back to work tomorrow.

    Can't see me going anywhere unless it dies down - have lit the pilot light on the gas fire as the lights have been flickering already:eek: so trying to be prepared...... will make the soup today:) - still hopefully shouldn't manage to spend any money if I don't leave the house!

    Have a good day everyone:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Happy Birthday Chrissie57



    It is an awful day here too.....grey skies, windy, rainey :( Roll on sunny spring days :D
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ab.da54 wrote: »
    I read on the first page, lilian, that some posters are keeping glass jars for the money they have to pay out in the week, like bus fares, etc.

    Could you put all the baby club monies into a jar at the beginning of the week, count that as your spend, then just take it out of there when needed?

    I think that is how it is working but someone else can correct me and give you better ideas for this spend, if I've got it wrong :)

    That's a good plan, thanks, I'll give it a try!
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
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