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A ginormous jump into 2012 with the January NSD challenge

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  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    It's absolutely horrid out there - the wind is unbelieveable ..... typical as last day off before heading back to work tomorrow.

    Can't see me going anywhere unless it dies down - have lit the pilot light on the gas fire as the lights have been flickering already:eek: so trying to be prepared......

    It's horrendous here too. Lights flickering and loads of crashing noise coming from various parts of the neighbourhood :eek:
    I've been out to rescue the wheelie bin (and all it's contents) twice already this morning and I still can't find a place to put it where the wind can't get at it :( I don't think it will look good as a new furniture item in the house :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Morning all, 2NSD days so far this month, day at home with little one so eating out the cupboards today!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yesterday was NSD #2 :T

    But today isn't an NSD as I've had 2 D/Debits go out of the bank :(

    I've also paid the balance of one of my C/Cards, but that doesn't count as a spend as I count the days I actually use the card.....
    To count the day I pay the balance and not the days I use the card would mean I could spend on plastic every day of the month and only have to count 1 as a lost NSD !!!
    Cheryl
  • It's horrendous here too. Lights flickering and loads of crashing noise coming from various parts of the neighbourhood :eek:
    I've been out to rescue the wheelie bin (and all it's contents) twice already this morning and I still can't find a place to put it where the wind can't get at it :( I don't think it will look good as a new furniture item in the house :)

    I ventured out to put the car into the garage (which involved sticking a load of stuff that was in it into the car:o - really need that garden shed ......) - thought the garage door was going to blow off when I opened it!

    Glad I've put it in tho' - heard something crashing against the side of my house (where the drive is) ... just braved the outside again and next doors plant pots are rolling around / smashed again:mad:. Drives me bonkers as the wind always blows them onto my bit, where they hit my car / house and smash into pieces ... and I'm then left to sort the mess out (always worried one of the 4 legged people will cut their paws on any missed bits:().
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    I ventured out to put the car into the garage (which involved sticking a load of stuff that was in it into the car:o - really need that garden shed ......) - thought the garage door was going to blow off when I opened it!


    I can't get my car in the garage, not because of the stuff that's in it but because if I got the car in, I couldn't get out :) I don't have a sunroof which is what the people that built my house seem to think you needed to actually use the garage for it's purpose. It's not even a big car, just a normal family saloon. :cool:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Hey all, not been posting much the last few weeks, what with school holidays and DH having no work either, so not really been online, but I'm back to my regular postings now.

    NYD was a spendy day as we went into Sainsbos and got the weeks shopping, yesterday was a very nice nsd1and don't see any reason why today won't be as well. Have the dentist today (making the most of it while it's free as I'll have to start paying for it from Sat, so getting in there before then), and need to get some milk while I'm out, but don't count that towards spending as need to buy it most days (rubbish fridge that sometimes freezes stuff, sometimes keeps things warm and occasionally keeps things at the right temperature, and we don't like milk once it's been frozen).
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    ModestyB wrote: »
    Today was supposed to be an nsd BUT...... DH went to Mr M's with DD and bought some veg and a cucumber. So much for his " We're not buying anything till the money goes in on the 25th" :rotfl:
    Seeing as how he'd broken the day, me and DD went to Ald! to look for a 4 bird roast to put up for Easter. There were a few left so I got one and a turkey. Dead chuffed with the turkey, it was priced at 9.99 on the freezer, went through the till at 6.99. DD had one too and was very happy with the price. :j
    Good job all the xmas stuff has gone out of our freezers.:)
    Our Christmas stuff is nearly gone too, mostly onto my hips!! :rotfl: All that is apart from the Xmas cake. I didn't even get around to marzipan and icing it this year! The four bird roast is good Modesty, we had it at MIL's on Christmas Day, really yummy!

    Realy foul weather here today, but have to head out later as invigilating this afternoon...not looking forward to it at all. An MSE friend is supposed to be heading from Fife to Orkney today...hope she has decided to stay put, as the weather is absolutely horrendous up North!! :eek::eek:

    Right, need to get the last of the food lists into the spreadsheet. Concentrated on banking and crafting finances yesterday as DH was still around. Ned to get off the 'net now and get typing.

    Stay safe everyone xxx

    May be doing a food shop today, or might leave it until tomorrow...we'll see how the weather is later :o


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • elfen
    elfen Posts: 10,213 Forumite
    I am not going out today....too cold, too windy, too rainy.....NSD no 2 for me please :D
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • I can't get my car in the garage, not because of the stuff that's in it but because if I got the car in, I couldn't get out :) I don't have a sunroof which is what the people that built my house seem to think you needed to actually use the garage for it's purpose. It's not even a big car, just a normal family saloon. :cool:

    They're the same here Free - very long but very narrow:( I could just get my old Swift in with very careful drive in and then turn at the last minute so the front wheel was touching the wall :eek: & it just left anough room to squeeze out.

    Dinky's slightly better (I10) as I think she's about 4" narrower - and that makes a big difference but it's still not easy or nice (which is why I don't put her in unless the weather's really bad).

    I still have to put the wing mirrors in (nightmare to get back out & reversing isn't my strongest point!:eek:) ... and I have carpets lining the walls so I don't have to worry about scratching the doors when I open them but ..... I hate doing it and am sure I'll have a "mishap" at some point:(

    Arrrrrrrgh, t'internet's on the blink now too!:eek: What on earth will I do with myself if it goes off:eek::eek::eek:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Morning all!

    A good start to the year for me - 3 NSDs - mainly because I'm waiting for all my DDs to go out and daren't spend til then :rotfl:
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