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A ginormous jump into 2012 with the January NSD challenge
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I've been spending today. Ah well. It's the last day the four of us are off together for the foreseeable future so we decided to go out for family lunch at Pzza Ht.
Did have kids eat free voucher so we're fully fed and watered for the day on £22.50
Back to work tomorrow, should be nsd. Car needs to go back to garage for 3rd time but it's still the same thing, so better be done at their expense.Ninja Saving Turtle0 -
Hi all clocked up NSD no 2 today. Trying to chill and relax today as back at work tomorrow and dreading it as i have been off two weeks:eek::eek:.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Good afternoon all hope everyone is well
NSD number 2x
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iwanttogoonholiday wrote: »spendy day today booo
Me too.
However - took DS for haircut and sat waiting for what seemed like ages, The barbers was opposite M & S who were selling off their christmas stuff. I struggled a while but caved in and went to have a look.
I wandered around, picked some bits up - wandered around some more and put them all back!! Kept thinking:-
Do I want it? errrr YES! :j
Do I need it? Hhhhmmmmnnnn NO!
Can I afford it? Not really :sad:
Is there an alternative? - YES - Keep christmas shopping for next Dec when I will hopefully be almost debt free!! :T
I did pick up some groceries in Mr S which will see us through to the weekend. Spent £5.18. I figure that as I am aiming for 15 NSDs I am still on track if I average everyother day a NSD.
Will try to make tomorrow a NSD but as I am back to work tomorrow I need to be well prepared foodwise so I don't end up using the canteen/choccie machine/coffee machine!!
MMFebruary 2021 GC £301.45 / £300.00
March 2021 GC £266.41 / £280.00
April 2021 GC £53.19 / £300.000 -
No Spend Day yesterday, my first one in this thread! however need to pop out and get a few bits and pieces for the fridge! Husband was good and got the bulk for my pack lunch and hopefully this will help with shedding some weight as well!0
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afternoon all.
i know it's early in the day but all i'm going to do the rest of the day is sleep and work,so no room there for spending money.
so thats nsd no 2 for me please.there is no wealth but lifesealed pot challenge#240
df by dec 2014#150
Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:0 -
NSD 2. Off to a good start and maybe will get a my 3 in a rowBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
Number 2 for me todayPay off debt by Xmas 2012 #172
SPC5 no 1541
January NSD 9/12
January GC: £56.48/£3000 -
NSD #1 for me today. I went shopping yesterday as after looking online the bank had already "held" my direct debits, so as the money is not there for me to spend, I took that as my spendy day!0
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