We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A ginormous jump into 2012 with the January NSD challenge

Options
12324262829220

Comments

  • LuckyLouise
    LuckyLouise Posts: 79 Forumite
    edited 11 March 2012 at 9:25PM
    ** Deleted **
  • I've been spending today. Ah well. It's the last day the four of us are off together for the foreseeable future so we decided to go out for family lunch at Pzza Ht.
    Did have kids eat free voucher so we're fully fed and watered for the day on £22.50
    Back to work tomorrow, should be nsd. Car needs to go back to garage for 3rd time but it's still the same thing, so better be done at their expense.
    Ninja Saving Turtle
  • Hi all clocked up NSD no 2 today. Trying to chill and relax today as back at work tomorrow and dreading it as i have been off two weeks:eek::eek:.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Good afternoon all hope everyone is well :)

    NSD number 2 :D x
  • mumsiemum
    mumsiemum Posts: 254 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    spendy day today booo

    Me too.

    However - took DS for haircut and sat waiting for what seemed like ages, The barbers was opposite M & S who were selling off their christmas stuff. I struggled a while but caved in and went to have a look.

    I wandered around, picked some bits up - wandered around some more and put them all back!! Kept thinking:-

    Do I want it? errrr YES! :j

    Do I need it? Hhhhmmmmnnnn NO! :(

    Can I afford it? Not really :sad:

    Is there an alternative? - YES - Keep christmas shopping for next Dec when I will hopefully be almost debt free!! :T

    I did pick up some groceries in Mr S which will see us through to the weekend. Spent £5.18. I figure that as I am aiming for 15 NSDs I am still on track if I average everyother day a NSD.

    Will try to make tomorrow a NSD but as I am back to work tomorrow I need to be well prepared foodwise so I don't end up using the canteen/choccie machine/coffee machine!!

    MM
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    edited 2 January 2012 at 4:47PM
    No Spend Day yesterday, my first one in this thread! however need to pop out and get a few bits and pieces for the fridge! Husband was good and got the bulk for my pack lunch and hopefully this will help with shedding some weight as well!
  • greenanne
    greenanne Posts: 384 Forumite
    afternoon all.
    i know it's early in the day but all i'm going to do the rest of the day is sleep and work,so no room there for spending money.
    so thats nsd no 2 for me please.
    there is no wealth but life
    sealed pot challenge#240
    df by dec 2014#150

    Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    NSD 2. Off to a good start and maybe will get a my 3 in a row :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Number 2 for me today :D
    Pay off debt by Xmas 2012 #172
    SPC5 no 1541
    January NSD 9/12
    January GC: £56.48/£300
  • miss_t_2
    miss_t_2 Posts: 129 Forumite
    NSD #1 for me today. I went shopping yesterday as after looking online the bank had already "held" my direct debits, so as the money is not there for me to spend, I took that as my spendy day! :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.