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A ginormous jump into 2012 with the January NSD challenge

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  • JES_F1
    JES_F1 Posts: 763 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    Hello everyone! :hello:

    I've not been on DFW much over the last year but always enjoyed this challenge ... so thought I'd start 2012 getting back into a couple of the great challenges here!

    I think I'm going to do 15. I'm hoping to do more as got to be rather careful with what I've got left until payday!

    I can already claim one for yesterday and should be able to claim a second for today!

    THANK YOU EVERYONE!

    :j
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.
    Dealt with my debt through a Step Change     (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • leikela
    leikela Posts: 36 Forumite
    Just had a text from my bank which shows I've had four NSDs in a row! Quite impressed with that :) Of course today I need to go shopping but at least this shows I can do it!
    June wins: Benga tix
    July wins: Advent book
    :j
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    NSD #2 for me today, which is two in a row and the longest I havent gone without spending in quite a while!
    Pay off all my debts before Christmas 2015 #165.
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 2 for me today.

    Aiming for another one tomorrow and Wed will be a spend day for milk and any basics to get in
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • ab.da54
    ab.da54 Posts: 4,381 Forumite
    muffin_man_7 wrote: »
    It's a new year and so i'm starting all over again i can't change the past but i can do something about the future

    Good luck with your newstart, muffin man :)

    I'm on my second NSD, today.

    Managed to get out for a walk as the sun is shining and avoided picking up any snacks from the corner shop.

    Tomorrow will be a spend day, though, so going to avoid clicking on Amazon until the morning and try to keep all spend days together, if I can :)
    Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.
  • ab.da54
    ab.da54 Posts: 4,381 Forumite
    Spendaholic_Chick wrote: »
    online shopping can get me lol.

    I can identify with that, Spendaholic :o
    Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    As I'm not going out and have decided against the pitfalls of online shopping:p, I'm declaring NSD2 for today please:j:beer:
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • mumto2monkeys_2
    mumto2monkeys_2 Posts: 269 Forumite
    Tenth Anniversary Combo Breaker
    NSD 2

    here as well. I'm feeling rather pleased with myself.

    If only I'd caught the bug in the 3 months before Christmas... :o
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoony all :hello:

    Spoony got my 1st NSD yesterday thank you x :A
    "If wishes were horses, then beggars would ride"
  • yasmin2
    yasmin2 Posts: 319 Forumite
    NSD 2 for me today. Have a day off today and normally I would spend it shopping and spending. Have spent the morning decluttering which feels much more rewarding lol... two bags of clothes to charity...

    Bit of pampering this afternoon with some lush bath products that I had completely forgotten about...;)
    Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
    NSD 10/15
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