A ginormous jump into 2012 with the January NSD challenge

arrowlili

would love to try this! i'll try for 15 NSD's i hope i'll be able to achieve this, cause i think i've got a grocery shopping addiction to break

muffin_man_7

Thanks spoon i hope the new ideas work tbh some of them are things i used to do when kids were small but stopped when things started going wrong

It's a new year and so i'm starting all over again i can't change the past but i can do something about the future i've got new anti depp tabs and a lovely d a s w i'm going to try and get better so i can do the things i can't do atm

from talking to everyone on here it has helped a lot i sorted my debts out in august unfortunatley i had to do a dro but it felt good that i'd decided to do it after being on here asking for advice

This year will be a fresh start yes i still have a small amount of debt gas bill higher than i expected so i've delt with that on friday bg are putting a pre pay meter in and setting it to take the debt at £3.40 a week which is the lowest amount they can set it to and it will be paid in full by october (maybe sooner dep on weather) it seemed the right thing to do after i did the same with the leccy it has actually saved us money i'm always turning things off the kids still forget now and then but a quick reminder soon helps we've only been totally out of leccy twice since feb 2011 i think thats good going and it's costing less than the monthly dd i was paying before i got huge bill the huge bill can't happen any more hopefully it will save us more again

That's a thought i will try and keep track of how much it saves me just like with the nsd's which reminds me TODAYS MY 1ST NSD OF THE YEAR

Best wishes for everyone not feeling so good i'm trying to think of bad days like spend days i DO NOT WANT TOO MANY OF THEM!!

sammey90

Hooray! First NSD of the year - unless you count the taxi home at some stupid time of the morning, but to be fair, I gave my friend the money for that at the start of the evening.

ModestyB

ab.da54 wrote: »

It's the first time I've come across this thread and I'm quite interested in joining in if that would be ok?

How do people work out the number of NSDs they want? Is it just a number they aim to stick to?

Hi, in my case I just decided on a target of 10 days and did my best to reach that. It is entirely up to the individual how many nsd's they think they can do in a month. Start as low as you like and build up. You get lovely prizes on page one if you reach target.

NSD No 1 today. Not going anywhere all week if I can help it so maybe a few more.

greenanne

evening all.
a pinch and a punch and all that.
pleased to report nsd no 1.
many thanks.

Igamogam

Declaring the first one for 2012 :D

cw18

Most unusually for me, the 1st of the month was an NSD (normally scuppered by D/Debits). Also helped that the shops were shut and that I had company all day

So that's NSD #1 for me :T

My chap was telling me a tale while he was here.... turns out he was in Mr A on Saturday morning, and spotted some reduced cheesecakes in the chiller which he went for a closer look at. As he was putting one back he spotted 'Whoops!' on the label - said he cracked up as he's heard me talking of Whoopsies fairly regularly, but didn't realise where the name came from :rotfl:

solventsoon

Hi lovely (and rapidly expanding:D) gang:A

Wow... this is proving to be a busy month.... page 11 already!!! You’re certainly keeping me busy:D

A big welcome to all the newbies joining us, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time, if you humour us). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.

:hello:castri09 - of course you may join, you’re very welcome. All signed up for 10 now, you can do it!

:hello:mumsiemum - of course you may join, you’re very welcome. All signed up for 15 now, you can do it! Good luck with the debtbusting as well, I’m sure you’ll find this will help

:hello:mumto2monkeys - hi and welcome. All signed up for 20 now - you can do it!
Love the Miss Piggy quote in your signature

:hello:Nikadi - of course you may join, you’re very welcome. All signed up for 10 now, you can do it!

:hello:dumpy - yes of course you may join in, you’re very welcome. All signed up for 20 now, you can do it!

:hello:spookybuffy - hi and welcome. All signed up for 8 now, good luck you can do it!

:hello:jjef - hi, yes of course you may join, you’re very welcome. All signed up for 15 now, good luck.

:hello:Byatt - welcome to the challenge. All signed up for 15 now, good luck you can do it!

:hello:Bex2002 - hi, yes of course you may join, you’re very welcome. All signed up for 15 now, good luck.

:hello:Sazdaz - hi, yes of course you may join, you’re very welcome. Hope it helps with getting rid of the little spends. All signed up for 12 and 3 in a row, good luck.

:hello:silvasava - hi and welcome to the challenge. All signed up for 12 now, hopefully you can get a few more even with the birthdays. Good luck. Love your signature btw

:hello:Jazee - welcome to the challenge. All signed up for 12 and 3 in a row, good luck you can do it!

:hello:Delilahh - hi, yes of course you may join, you’re very welcome. All signed up for 10 now, good luck.

:hello:mazzymoo3 - welcome to the challenge. All signed up for 15 now, good luck you can do it!

:hello:oldestgnome - welcome to the challenge. All signed up for 10 and 3 in a row, good luck you can do it! Hope it helps you to curb your impulse spending

:hello:arrowlili - hi and welcome to the challenge. All signed up for 15 now. I’m sure you can get there, we’ll give you lots of encouragement, just keep posting.


And a big welcome back to all the regulars, great to have your company again

:wave:jinty - it’s a pleasure, you’re all very easy to look after. All signed up for 15 now - good luck!

:wave:wannabehermit - it’s a pleasure. All signed up for your 10 now - you can do it! Wow... you’ve got some changes to get used to this month, fingers crossed for the new job hope it goes well x

:wave:QueenB. - welcome back and hope you’re feeling better. All signed up for 15 and 4 in a row, go get ‘em. Well done for being so organised, I’m impressed

:wave:slowlyfading- all signed up for 15 now, go get ‘em

:wave:Tink_04 - welcome back. All signed up for 8 now, you can do it!

:wave:lilian1977 - welcome back and well done for paying off your debts. All signed up for 10 now, go get ‘em. Fingers crossed for a few more as well

:wave:lotti379- all signed up for 12 now, go get ‘em. I like the determinedly cheerful face, you can do it, we’re all here to help you so keep posting x

:wave:beanielou - hi lovely beanie x All signed up for 15 now, go get ‘em. You’re right, this month is going to be interesting!!

:wave:ms_night_ryder - all signed up for 10 now, go get ‘em. Hope the hangover subsided

:wave:Butti - all signed up for 9 now, go get ‘em

:wave:RhiBi - all signed up for 10 and 3 in a row, go get ‘em

:wave:Learning2Budget - all signed up for 10 now, go get ‘em. Eek to liquid gold spoiling your first one

:wave:cuddlymarm - yes of course you may join in again this month. All signed up for 14 now, good luck you can do it!

:wave:BDINI - yes of course you can go for 15 this month. Glad you like the prizes, let’s hope you can nab a few of them to add to your collection

:wave:pinkfluffybabe - of course you may rejoin, good to see you again. All signed up for 10 now, go get ‘em.

solventsoon

And congratulations to all the following for their first NSD of the month. Great start everyone, keep it up:

First “official” NSDs nabbed by our newbies:

:j:j:jDorsetGirl - hopefully the first of many

:j:j:jRaspberrysauce - hopefully the first of many

:j:j:jyasmin2 - hopefully the first of many

:j:j:jchrissie57 - hopefully the first of many

:j:j:jab.da54 - well done for avoiding the online sites, that’s the way to nab those NSDs

:j:j:jdumpy - hopefully the first of many

:j:j:jdebbiedebt - hopefully the first of many

:j:j:joldtractor - hopefully the first of many

:j:j:jjjef - hopefully the first of many

:j:j:jMrs Good Life - hopefully the first of many

:j:j:jWelshDreamer - hopefully the first of many

:j:j:jsilvasava - hopefully the first of many

:j:j:jcastri09 - well done for being good

:j:j:jmumsiemum - hopefully the first of many

:j:j:jDelilahh - hopefully the first of many

:j:j:jSpookybuffy - hopefully the first of many

:j:j:jmazzymoo3 - hopefully the first of many

:j:j:jmumto2monkeys - hopefully the first of many

:j:j:jSpagBol - hopefully the first of many

:j:j:jsammey90 - the taxi doesn’t count if the spend was still in December so all seems OK to me


And off the starting blocks:

:j:j:j AlyBaly - great start, keep it up

:j:j:jmarmite - great start, keep it up

:j:j:jthrifty fifty - great start, keep it up

:j:j:jLMH - hope the birthday celebrations went off well x

:j:j:jHiddenidentity - great start, keep it up

:j:j:jrising - hope the stock and soup got made eventually

:j:j:jRed - great start, keep it up

:j:j:jelfen - great start, keep it up

:j:j:jcatslovelycats - great start, keep it up

:j:j:jdonna dynamo - great start, keep it up

:j:j:jfedupandskint - hope the assignment went OK in the end

:j:j:jslowlyfading - great start, keep it up

:j:j:jQueenB. - hope you made some progress with the to do list as well as with the book

:j:j:jsirish1979 - great start, keep it up

:j:j:jKerry78 - great start, keep it up

:j:j:jlilian1977 - great start, keep it up

:j:j:jflying_fresian - I like the sound of your day

:j:j:jmfu1098 - yay!! indeed

:j:j:jFrodo - good start indeed, well done

:j:j:jiwanttogoonholiday - great start, keep it up

:j:j:jwannabe_in_credit - hope you had a lovely evening, it sounds good

:j:j:jTwelveStopsThenHome - your day sounded busy, hope you got everything done

:j:j:jms_night_ryder - great start, keep it up

:j:j:jButti - great start, keep it up

:j:j:jBDINI - on the way to nabbing prize no 1

:j:j:jpinkfluffybabe - great start, keep it up

:j:j:jmm7 - great start for you, fingers crossed this is a great year for you, you deserve it x

:j:j:jgreenanne - great start, keep it up

:j:j:jIgamogam - great start, keep it up

:j:j:jCheryl - love the whoopsie tale


And no 1 in the bag for me today as well.



Off to update the front page now, 'night everyone

spoon xx


PS: LMH will be doing tomorrow's update, thanks LMH x :A

Pink_Giraffe

Woohoo 1 NSD for me! Been to the outlaws today (yesterday technically), so spent nothing at all - even took a bottle of tap water for the journey

Pink x