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A ginormous jump into 2012 with the January NSD challenge

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Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Not a NSD at Fresian Towers sadly.

    The reductions in M&S got to me ;)
  • thrifty_fifty
    thrifty_fifty Posts: 1,298 Forumite
    Debt-free and Proud!
    Oops I spoke to soon. Better cancel todays no spend, for I sinned and spent £6. Will be better tomorrow. xx


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • No.1For me today!:A
    Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!

    2025 Fashion on a ration - 9/66
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    ARGH! just typed a nice long reply and then internet crashed :mad:

    No NSD this year so far, went out with OH last night (instead of NYE) and had an unexpected cost crop up today but back at work tomorrow and now xmas is over it should be a bit easier.

    Got a bit of a shock when I checked my cc bill online today but nothing that is too unmanagable as I do have some returns to do, plus since I've joined the CCC for 2012 my clothes buying will be limited.

    However, on a positive note, my NYE Mr A womble totalled nearly £18 :j
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • NSD#2 for me today. Bit of a cheat really as I'm working another 12 hour shift not much opportunity to spend!
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 2 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • 2 NSD for me tomorrow. Back at work tomorrow so this will be when the true test starts :eek:
    Debt free in 2012 - #117 £1454.73/£10813.21

  • lotti379
    lotti379 Posts: 787 Forumite
    :hello:

    NSD number 1 today

    Not much else to report! :)
    “Obstacles are those frightful things you see when you take your eyes off your goals.”

    NSD Challenge: August 2017 2/15
  • rising - hope the stock and soup got made eventually

    Well, the stock did ...... and did a yummy Chicken & Leek Risotto (with LO for tonight:)) - will be making the soup tomorrow ready to go back to work on Weds
    ...and not to be a moaning minnie...but don't think I'm going to be extracting that TARDIS from the wall on my lonesome...!

    Ohhhh Nora, you do make me chuckle :D - sorry for all the mess..... who's ready to tackle the Tardis then?
    My fridge has packed up and I've bought a thermostat to try and fix it myself :eek:.

    Oh good luck Cats ... mine went just before Christmas so know how it is ...


    Well, spendy day here - needed liquid gold and a few bits from the sm.

    Spent yesterday am "playing" with budgets and this morning "playing" with the SOW:) (now with its first spends in) - so hopefully all sorted on that front.

    (my, what an exciting life I lead!)

    I can't believe how busy the thread is - it's great:D but I will say now that I may well fall behind once I go back to work if there's 5 pages everyday!

    On that front ... and extra big "thank you" to Spoon and LMH for the updates :T:T:T... you always do a fantastic job with the wee individual comments and this month ..... wow ... you're going to be exhausted by the end!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 2 for me today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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