We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A ginormous jump into 2012 with the January NSD challenge

Options
11112141617220

Comments

  • yasmin2
    yasmin2 Posts: 319 Forumite
    Hi,

    Can I put myself down for my first NSD of the year. I am hoping this will be a good start to the year. Have also reset my iexpense app to £550 as that is my budget for the month lol. Fingers crossed...

    and a Happy New Year to all...

    yasmin
    Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
    NSD 10/15
  • Morning!

    Happy New Year. And we're off!....... Number 1 for me today please Spoon.

    xx


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • AlyBaly
    AlyBaly Posts: 288 Forumite
    Debt-free and Proud!
    Happy New Year Everyone. I will definitely have a NSD today so #1 to me please
    January


    LBM May 2008 :eek: Debt Free January 2012 :T
  • I'll be starting the new year off with an NSD number 1 please spoon!

    It is DS1's 11th birthday today :D so am hosting a family 'do' and will spend most of the day tottling around in the kitchen getting the last bits sorted out, I did most of the prep yesterday.

    Thank you for all the thank you messages :A
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • mumsiemum
    mumsiemum Posts: 254 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi everyone

    Can I join in please? One of my New Year Resolutions is to to pay off all my debts by 31/12/2012 (so joining that thread too!) I can only do this by stopping spending (easier said than done:eek:)

    I was trying to decide how many NSD to go for but have no idea what is realistic. My gut feeling is to aim for half of the month i.e. 15. It sounds a tall order but I have to aim high if I want to achieve my NYR. If it really is impossible I'll amend it for next month.

    So - 15 Days please for me

    Thank you


    MM
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • Welcome to the NSD thread MM :)
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Happy 2012 everyone:j

    Ok im back, i missed most of Decembers thread due to illness and ......well life:( but I am back and very determined:)

    Can you please put me down for 15 NSD and 4 in a row.

    I should be able to claim today as my first NSD and have all my bill money organised for the next three weeks.....I love the way being organised feels:o

    Have a great day guys.
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • Morning all :)
    Hope everyone had a good night :D Happy New Year :)

    Today will be NSD number 1 :D
  • Thank you Rising From The Ashes for inviting me over from OS.

    Please can I set myself the challenge of 20 NSDs? :j
  • chrissie57
    chrissie57 Posts: 4,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bit risky but halfway through the day and can't foresee any need to spend;)so please put me down for 1 NSD:j

    Good luck everyone:beer:
    "If ever there is a tomorrow when we're not together... there is something you must always remember. You are braver than you believe, stronger than you seem, and smarter than you think. But the most important thing is, even if we're apart... I'll always be with you. "
    A.A. Milne

    We are such stuff
    As dreams are made on; and our little life
    Is rounded with a sleep.


    Not everything that is faced can be changed, but nothing can be changed until it is faced (James Baldwin)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.