A ginormous jump into 2012 with the January NSD challenge

rising_from_the_ashes

jintyb wrote: »

Would that be the sprouts MexyKane? that explains a lot!

Ohhhhhhh yyyeeessssssssshhhhhhhh

solventsoon

Hi lovely gang:A

Just a quick update to add everyone who joined up yesterday, I’ll be back tomorrow with today’s update

A big welcome to all the newbies joining us, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time, if you humour us). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.

:hello:dobs - of course you may join, you’re very welcome. All signed up for 10 now, like the determination... you can do it!

:hello:Mooglet71 - hi and welcome. All signed up for 10 now, hope you find the challenge exciting

:hello:ab.da54 - welcome, you’ll find plenty of motivation here to help you avoid all those online purchases. All signed up for 10 now, you can do it!

:hello:yasmin2 - of course you may join, you’re very welcome. All signed up for 12 now, you can do it! Hope the practice run was succesful

:hello:Spendaholic Chick - of course you may join, you’re very welcome. All signed up for 15 now - you can do it!

:hello:one_hit_wonder11 - yes of course you may join in, you’re very welcome. All signed up for 12 now - don’t worry we’ll give you lots of motivation and help, just ask if you need to know anything. Good luck

:hello:camuk81 - hi and welcome to the challenge. All signed up for 10 now, I’m sure you can get a few more as well. Good luck

:hello:cazmax - welcome to the challenge. All signed up for 10 now, good luck you can do it!

:hello:Rebeccalb - hi and welcome. All signed up for 10 now, good luck you can do it!

:hello:eeeeeee - welcome to the challenge. All signed up for 16 now, good luck you can do it! Good luck with the debt busting and saving for the car

:hello:Izzie Wizze - hi, yes of course you may join, you’re very welcome. All signed up for 10 now, good luck.

:hello:dreamerbea - hi, yes of course you may join, you’re very welcome. All signed up for 10 and 3 in a row, good luck.

:hello:debtfreefuture - hi, yes of course you may join as well, you’re very welcome. All signed up for 10 now, good luck.

:hello:cherylelizabeth1 - hi, yes of course you may join, you’re very welcome. Hope it helps with the debt busting. All signed up for 20 now, good luck.

:hello:PurpleJay - hi, yes of course you may join, hope it helps. All signed up for 15 now, you can do it!


And a big welcome back to all the regulars, great to have your company again

:wave:SuziQ1962 - welcome back, look forward to seeing your progress this month. All signed up for 15 now, go get ‘em. Well done for avoiding the sales

:wave:SillyBlondie - it’s a pleasure. All signed up for 15 now - good luck!

:wave:miss_t - All signed up for your 10 and 3 in a row - you can do it! Well done for getting organised, that’s definitely the secret to nabbing NSDs

:wave:SpendSpendSpend - welcome back, look forward to seeing your progress this month. All signed up for 15 now, go get ‘em.

:wave:andrinaperry - all signed up for 25 now, go get ‘em

:wave:Keiss - thank you, it’s going to be a busy month I think. All signed up for 18 and 4 in a row, you can do it! Eeekkk... Ikea..... good luck!

:wave:LMH - the number of pages took me a bit by surprise as well.... All signed up for 12 now, go get ‘em

:wave:BMF - welcome back, how lovely to see you again, we’ve missed you. Pleased your mum is OK. All signed up for 14 now, you can do it!

:wave:Nargle - welcome aboard, the place wouldn’t be the same without you. All signed up for 10 this month, good luck you can do it!

:wave:fedupandskint - hi, sorry we weren’t hiding from you, honest, there’s a link on the December thread. All signed up for 18 now, good luck, you can do it!

:wave:greenanne - it’s a pleasure, hope it helps. All signed up for 15 and 5 in a row, good luck you can do it!

:wave:mm7 - you’re in, wouldn’t be the same without you. All signed up for 10 and 5 in a row, you can do it! Hope the new ideas work out for you.

:wave:TwelveStopsThenHome - all signed up for 10 now, you can do it!


I'll be back tomorrow with today's update - well done for all the NSDs rolling in already :j

Have a good day everyone


spoon xx

Byatt

Happy New Year!

Please put me down for 15 NSD's in January

solventsoon

jintyb wrote: »

Would that be the sprouts MexyKane? that explains a lot!

I always knew sprouts were evil, Jinty, that's just proved it!!!!:D

QueenB.

Ok weather awful, a long to do list to complete and a book that is far to tempting to read all combine to mean that there is very very little chance that i will be leaving my home today. So taking all this into account i am going to be brave and claim

1st NSD:D

Not sure if i will be as successfull at resisting the book long enough to complete my to do list;)

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Mrs_Good_Life

NSD 1 for me today.x

solventsoon

Pink_Giraffe wrote: »

Hmmm is it very sad that I'm looking forward to New Year's Day so that it's January and I can get my first NSD??

Not sad at all, PG. It just proves that you're a born NSD-er - you just didn't know it until today:D:D

spoon xx

solventsoon

ifwisheswerehorses... wrote: »

Have a lovely evening NSD'ers and see you next year :hello:

If...x

Love it, If, looking forward to lots more piccies and cartoons this month:T:T:T:T

solventsoon

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

HAPPY NEW YEAR
to all NSD-ers.




Hope it's a good one for all of us - lots of debt busting, saving and nabbing NSDs.