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A ginormous jump into 2012 with the January NSD challenge
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i would love to join can you put me down for 10 days nsd please:j0
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Wishing everyone a happy, healthy, peaceful and prosperous 2012..
Oh and can you put me down for 15 NSD's please? Must start getting back into good habits.........feel I've loosened the reins a wee bit recently!
Thanks to Spoon, BDINI and LMH for looking after us all so brilliantly!:A:A:A:A:A:A:A:A:A:A
Love to all, Jints!
you will always be rich enough to be generous.0 -
Morning all.... Jinty love that
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Well, I have to admit to feeling a trifle "delicate" this morning:o - seriously, I didn't drink that much (just shows how little it takes these days) but think a combination of a few ciders and lots of lurgi meds prob wasn't the best idea:)
Lazy day planned here - lots of cooking and hopefully a wee walk somewhere if the weather's OK (very windy atm).
Have a good day everyone .... may it be a good one and set the tone for the year:)Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Happy New Year everyone.
Here's to happy, healthy and weathly 2012 :beer:
Hoping for a nice NSD to get the year off to a good start. Will be visiting family and friends instead of them coming to me so I haven't had to buy anything for this year's goings onalso means I can switch off all the lights etc so I don't have to burn electricity
How mean am I?????
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Good morning all, and a Happy New Year.
Today will definitely be a NSD here, so that is 1/15Pay off all my debts before Christmas 2015 #165.0 -
"If ever there is a tomorrow when we're not together... there is something you must always remember. You are braver than you believe, stronger than you seem, and smarter than you think. But the most important thing is, even if we're apart... I'll always be with you. "
A.A. Milne
We are such stuff
As dreams are made on; and our little life
Is rounded with a sleep.
Not everything that is faced can be changed, but nothing can be changed until it is faced (James Baldwin)0 -
Hello! Thank you for the new thread Spoony :T.
It's going to be a very odd month this month as I start my new job next week, so I'm now going to have bus fare (the thought of going on a bus sends shivers down my spine), nursery and after school club to budget for (and pay for for 3.5 weeks before I even get paid :eek:) and I'll be working on my normal shopping day so that's going to have to change which will massively confuse me (not that we'll be able to afford food this month)
So....I'm going to start at my usual of 10 please and see where we go from there.Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
Enjoy your new job Wannabehermit!
Off to the outlaws today for lunch and tea, they will probably feed us enough to last all week! So, assuming no disaster occurs on the trip, I reckon this will be my first NSD0 -
Will be a NSD here today, so that's 1/12 for me:)Pay off debt by Xmas 2012 #172
SPC5 no 1541
January NSD 9/12
January GC: £56.48/£3000 -
Hope that there are not too many of you with a sore head this morning.
I'd like to claim #1 please.
Have a good day folks and Happy New Year.0
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