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A ginormous jump into 2012 with the January NSD challenge

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  • castri09_2
    castri09_2 Posts: 261 Forumite
    i would love to join can you put me down for 10 days nsd please
    :j
  • jintyb
    jintyb Posts: 1,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    th_newyear032.gifth_newyear032.gifth_newyear032.gif



    Wishing everyone a happy, healthy, peaceful and prosperous 2012..


    Oh and can you put me down for 15 NSD's please? Must start getting back into good habits.........feel I've loosened the reins a wee bit recently!

    Thanks to Spoon, BDINI and LMH for looking after us all so brilliantly!:A:A:A:A:A:A:A:A:A:A

    Love to all, Jints!


    you will always be rich enough to be generous.
  • Morning all.... Jinty love that :).

    Well, I have to admit to feeling a trifle "delicate" this morning:o - seriously, I didn't drink that much (just shows how little it takes these days) but think a combination of a few ciders and lots of lurgi meds prob wasn't the best idea:)

    Lazy day planned here - lots of cooking and hopefully a wee walk somewhere if the weather's OK (very windy atm).

    Have a good day everyone .... may it be a good one and set the tone for the year:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Happy New Year everyone.

    Here's to happy, healthy and weathly 2012 :beer:

    Hoping for a nice NSD to get the year off to a good start. Will be visiting family and friends instead of them coming to me so I haven't had to buy anything for this year's goings on :D also means I can switch off all the lights etc so I don't have to burn electricity :)

    :o How mean am I????? :o
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    edited 1 January 2012 at 9:50AM
    Good morning all, and a Happy New Year.

    Today will definitely be a NSD here, so that is 1/15
    Pay off all my debts before Christmas 2015 #165.
  • chrissie57
    chrissie57 Posts: 4,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    newyear-penguin.jpg
    Have a great 2012 everyone, and huge thanks to everyone who works so hard on this thread.
    "If ever there is a tomorrow when we're not together... there is something you must always remember. You are braver than you believe, stronger than you seem, and smarter than you think. But the most important thing is, even if we're apart... I'll always be with you. "
    A.A. Milne

    We are such stuff
    As dreams are made on; and our little life
    Is rounded with a sleep.


    Not everything that is faced can be changed, but nothing can be changed until it is faced (James Baldwin)
  • Hello! Thank you for the new thread Spoony :T.

    It's going to be a very odd month this month as I start my new job next week, so I'm now going to have bus fare (the thought of going on a bus sends shivers down my spine), nursery and after school club to budget for (and pay for for 3.5 weeks before I even get paid :eek:) and I'll be working on my normal shopping day so that's going to have to change which will massively confuse me (not that we'll be able to afford food this month)

    So....I'm going to start at my usual of 10 please and see where we go from there.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • Enjoy your new job Wannabehermit!

    Off to the outlaws today for lunch and tea, they will probably feed us enough to last all week! So, assuming no disaster occurs on the trip, I reckon this will be my first NSD :D
  • Will be a NSD here today, so that's 1/12 for me:)
    Pay off debt by Xmas 2012 #172
    SPC5 no 1541
    January NSD 9/12
    January GC: £56.48/£300
  • Hope that there are not too many of you with a sore head this morning.

    I'd like to claim #1 please.

    Have a good day folks and Happy New Year.
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