A ginormous jump into 2012 with the January NSD challenge

fedupandskint

NSD 7 happily today and aiming for another one tomorrow. Didn't buy the porridge on offer and will see if it's still there when I do a mini fruit top up shop

zafiro1984

Failed today, forgot I paid for a plate last week so had to record it today. I'm half way there 10/20 so it'll be a struggle to make the 20 - me thinks.

I'm trying to update my sig and although it looks like it being saved, it doesn't do it - any ideas

rising_from_the_ashes

Zafiro if you do the "preview signature" does it show the changes?

If not, there may be a message saying why it won't update (I used to get it quite often towards the end of the year when some of my lines were too long with the records of all the months spends in) HTH

marmiterulesok

zafiro1984 wrote: »

Failed today, forgot I paid for a plate last week so had to record it today. I'm half way there 10/20 so it'll be a struggle to make the 20 - me thinks.

I'm trying to update my sig and although it looks like it being saved, it doesn't do it - any ideas

Go to 'User CP',then 'Edit signature' then 'Save signature' and not 'Preview signature'.If that doesn't work,I'm not sure what's wrong...

slowlyfading

NSD 9 for me today

beanielou

rising~I feel your pain re dentist & your teeth.
My teeth are dire

Jinty~Have a great time of this week :j :j

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

Spendaholic_Chick

Another unexpected NSD today - taking me to 8 :j

*Mari*

Just popping in to say NSD number 8 for me today

Mari x

yasmin2

No NSD for me today:mad:..

Just been spending little amounts on coffee, chocolates, magazines etc. Sounds weird but I kind of always treat myself to little things when I have done extra shifts (two long days over the wkd) as a reward to myself... How do I break this habit??:o

I am now sat at home feeling guilty as this money could have been paid towards my debt...:( tho I feel a little better having admitted it lol