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Hi Happy. Glad you got a diagnosis for Miss Happy and I hope she starts to feel better soon xxMFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.140
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Just popping in to say hope everything is okay and hope DD is improving.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Yes how are you Happy? And Miss happy?MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
(((Hug))) for you Happy.Better is good enough.0
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happy I hope that DD is managing her physio and improving. It is a very slow process so I hope she is managing to do some of the things she needs to do eg revise for finals. It is such a horrible thing to have. DD really does have my sympathy.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Just echoing the above Mrs Happy. Sending love and hugs to you and your lovely Little Miss Happy xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Gee what a palava. Poor Miss Happy. But yeah to Granny Happy for helping out. Hope she improves soon
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Here I am! Sorry for the stupidly long absence - bet you all thought I'd won the lottery and was away on a world cruise :rotfl:
Thanks every one for dropping by and thinking about me, it means a lot x
The honest truth is that I've been feeling pretty flat and exhausted by real life and I've had no passion for money saving, debt repayment or anything else apart from getting through each day. Luckily I 'm not prone to depression or anything, but I've struggled to stay cheery over the last few weeks. This lovely spring weather seems to have kick-started me though and I can feel my sap rising at last!
Little Miss Happy is not much better and is still using a wheelchair. In a bizarre, misguided attempt at normality she tried to walk up the stairs without holding on a couple of days ago (she usually crawls up on all fours), fell over and mashed her face up, so she's going to look great in the photos of her 21st birthday which is this weekend :cool:. But!! She has had some good luck in that she has been accepted for her teacher training course to start in September PROVIDED she can get well enough. If not, it will defer for a year. Either way it has given her a real lift and she knows she will get better even if it takes a good while.
Granny Happy is a bit frailer but still enjoying life in her chosen nursing home. Not bad for an old lady who was given three weeks to live, four months ago.
Financially I have just updated my signature which has given me a bit of a boost. FOR THE FIRST TIME MY UNSECURED DEBT IS NOW LOWER THAN MY MORTGAGE!!! YAY!
I've a lot of diaries to catch up on, but I will be back soon xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Firstly well done on the debt reduction, it really does give you a boost doesn't it
Secondly, great news re DDs course, that will give her something good to focus on. So sorry to hear she is still poorly and to hear about her accident. Still a mashed up face and spoilt photos is so much better than what could have happened. You must be besides yourself with worry, it's no wonder life was getting you down my dear.
Glad to hear Granny Happy is settled, such a weight off your mind
Hope Mr Happy and the rest of the family are well
Lots of love and hugs
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Hey, she's back!! :wave:
Good to see ya!
So sorry re Miss Happy. Hope she improves real fast and soon.
Great news re the debt..Well done you! I know it's hard. I found the start of the year very trying but like you, spring is creeping in! The sunshine makes a huge difference I have discovered..
Keep postingMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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