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10 months in and 90 left to go ... the reality is starting to kick in :)
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Mind you that does seem an auful lot :eek:
Would have to leave the country if it was me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Had a wee look, last winter I averaged 43 kwh per day - must have been talking in units before. Just a wee flat but I keep it on lotsMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I'm more than double you then Skinty ... Maybe even triple you ( I'm 125 per day currently) and my hearing is on for about 4 hrs mon to fri and between 6-8 hrs sat an sun depending on if we're in or out
Beanie I think when we retire come winter we will be doing our best to go to warmer climes0 -
El - What about making some yummy snack bars with dried fruit and porridge oats (as well as sugar). At least then when the fix hits, you can get some slow release carbs to help you thro' the night. Rice flour is available if wheat flour is not good for you0
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I'm more than double you then Skinty ... Maybe even triple you ( I'm 125 per day currently) and my hearing is on for about 4 hrs mon to fri and between 6-8 hrs sat an sun depending on if we're in or out
Beanie I think when we retire come winter we will be doing our best to go to warmer climes
That was last years figs I looked at - just for same time of year but hopefully showers now not baths might have brought it down a bit.
I hear Portugal is nice;)Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
NL funny you should mention that, one of my very good friends works night shift the same pattern as me ( you may have spotted us on the book of faces... We have the same first name
) she suggested this to me last night, when I explained that I didn't know how to make it she promptly offered to teach me how to make them, so fingers crossed if all goes to plan I will learn this weekend , after my second park run
Did I mention the interest bearing account I chose was the mortgage? Seeing as how it's a MFW challenge that seems to make sense to me0 -
skint_spice wrote: »That was last years figs I looked at - just for same time of year but hopefully showers now not baths might have brought it down a bit.
I hear Portugal is nice;)
We only have baths in winterseeing as how we're heating the house and it costs the same to hear the water we take advantage of having a bath in winter to soak our bones
Summer it's showers all the way though
Is Portugal nice in winter ? I've never been0 -
7.426 per KWH for the first 670 then 3.293 per KWH after that
Oh lordy that's way beyond my maths skills
Mine is "Unit rate £0.0340* per kWh" - is that cheaper?Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
We only have baths in winter
seeing as how we're heating the house and it costs the same to hear the water we take advantage of having a bath in winter to soak our bones
Summer it's showers all the way though
Is Portugal nice in winter ? I've never been
My posh new boiler now only heats water as required... DS shall get out of that shower earlier:D
I think it's much warmer than Scotland, mind you we've been lucky so far this winter. My snowdrops and crocuses are poking through now:DMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 16/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
rising_from_the_ashes wrote: »Oh lordy that's way beyond my maths skills
Mine is "Unit rate £0.0340* per kWh" - is that cheaper?
i'm not too sure rising to be honest
what i do is
a) read the meter ( that gives me the units)
b) multiply by 11.22 ( was given this number by my provider) this is the KWH
c) multiply by the price i am the 7. something and the 3. something the 7, something is for the first 670 KWH then the 3. something is for everything after that
that gives me the price in pence0
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