10 months in and 90 left to go ... the reality is starting to kick in :)

beanielou

Same here.
My conservatory is falling down :rotfl:

elantan

You have enough on your plate just now taxi, give you another year or so and you'll be ready to tackle it all again I'm sure

Beanie I havn't got a conservatory, I often think about getting one, along with a wood burning stove, a new kitchen ( ours is over thirty years old) a new bathroom ( ours is about 20 odd year old) getting the roof done ( just too too much to even think about there

Sadly it all stays thoughts as the reality is in now way shape or form could we afford it ... Not till we're debt free and have saved ... So at least 10 years away

skint_spice

elantan wrote: »

Sadly it all stays thoughts as the reality is in now way shape or form could we afford it ... Not till we're debt free and have saved ... So at least 10 years away

oi you stop it with the you'll get there, things change too so you might get a new job with more money in the mean time...

elantan

I'm ok with it Skinty .... I have to be really there ain't no other options currently:rotfl::rotfl::rotfl:

Tbh we could go and get a loan or something, but were now at the stage were we are taking our time and getting out if debt first before we make any BIG decisions

And as you say, things change, who knows maybe next year I may have a new job... I think I would still get out of debt first though as I can imagine it would really really p1$$ me off no end if I were to spend a fortune in the house only to have it repossessed, I think I would rather wait until the house is fully paid for then get what I want ... If that makes any sense

elantan

But there's nothing to stop me having a home improvement budget in the mean time, so that when we get into the position of being able to afford things we will already have some if not all of the money required... Sadly it won't be much I can afford to put by, but every bit certainly helps I think

taxi73

that makes perfect sense

elantan

So I'm up early and in work for the day, just trying to decide what to do, I think a wee day out would be fun

Have brought my lunch in and left my purse, so there is no temptation to spend money lol

skint_spice

Have a good day whatever you decide to do:)

elantan

Thanks Skinty , I'm thinking maybe a wee trip into the big city to see the museum that has kinda recently opened after moving digs a few years ago... Think it's still free ... I will drum into my work mates the free options that can be accessed lol

skint_spice

Hi, yes it's still free - different from before but I love it