What will you change in 2012?

antonic

On 2 December 2012 :j:j:j:j

Amatheya81

Fantastic thread!I love new year resolutions (I'm one of the 1% who stick to them)

This year I'm going to;
1) Finally pay off my loan
2) Lose 3 stone
3) Get back to the gym (went 3 to 4 times a week until I tore all the muscle down one side of my knee 6 months ago )
4) Put together a professional art portfolio

Good luck everyone

Shoe_Gal

• Keep paying my debts
• lose weight - around 2 stone
• get organised
• be happier

rictus123

• Pay off business loan - £13,500
• Save up house deposit - £15,000
• Organise my time better - try not to find myself doing "nothing" every night
• Keep working out 3 or 4 times a week
• Stick to my budget i have checked and set 4 or 5 times
• Enoy myself more, try not to take everything so seriously
• Stick at the frugal activities i will be doing more and more off.
• Have at least 25 NSDs every month
• Try to improve diet, dental hygene and sleep pattern
• Make the most of my self employed side earner...should make up at least quater my income for the year

Most important one is number 11 - STICK to the above 10 at all times, checking back this post when things are not going my way...and make them go my way.:j

Fed_up_of_being_broke

I will

• Pay off my loan
• Pay off 1 credit card
• Live on a weekly budget of £25 (for entertainment/extras) and then roll what i don't use into a savings account to pay off a debt
• Get ahead for MOT's/ Insurance renewals so I don't have to pay those monthly anymore!
• Enjoy my holiday in June and save some spending money
• Loose some weight!
• Show my place some TLC as and when I can afford it

prosaver

Deep_In_Debt wrote: »

I never make resolutions as I never stick to them so no changes for me.

isnt that 1....never make resolutions

mazzymoo3

in 2012 i hope to
1) pay off my overdrafts

2) stop wasting food
3)Tell people how I feel at the time rather than go away and get upset and cross with myself after the event:mad:

beadgirl87

Mine will be to:
Start swimming regulary, start with once a week.
Get a stable job, things are a bit up in the air atm.
Once job is sorted, pay as much money as I can towards debts while I have relatively low living costs.
Do more interesting things in my free time and stop wasting it.
Get some basic dressmaking lessons.
Keep looking at this website and get back into NSDs, keeps me focused and on track.

miss_t_2

I love making new years resolutions, not so good at keeping to them though! :rotfl:

However, saying that - this time last year I decided to sort out my finances. It was the 100th time I had said it, but this time I was determined. After a few hiccups along the way, my last credit card will be cleared in Jan and my last loan payment will be in March, so apart from my mortgage I will be as Debt free as I can be for a while!


So next year I am going to really try to

• Exercise and Tone up.
• Try to eat more healthily.
• Start overpaying on mortgage.
• Organise my time better.
• Not buy things I don't need.
• Re-decorate my house and clear and the clutter.
• Keep to my Money Saving Ways!
• Stick to my new years resolutions!

sharronej

This is a really good question and after reading the posts so far I have decided on just 3 commitments

1 Predictably I will carry on with my MSE ways, I'm doing the pay all your debts challenge.

2 Equally predictably will be my commitment to healthy eating - been diagnosed carb sensitive so struggling a little on meals particulary our evening meal.

3 Whilst trying to follow the previous 2 points I will be looking at how to make life more fun, after years and years of struggling financially we really do need some light relief and quality family time so I will be trying to find fun but inexpensive things and then will start the mammoth task of motivating dh to join us.