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What will you change in 2012?
Comments
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Vikipollard wrote: »(4) made me howl ~ and my DH give me that 'you need to add that one' look. Thanks for making me smile :rotfl:
You're welcome!
Credit card- [STRIKE]£487 [/STRIKE] £96.78 Overdraft-[STRIKE] £1000[/STRIKE] ALL GONE!
:starmod:VIVA LAS VEGAS! October 2012 £180/£1600 Spending money £0/£1500 :starmod:0 -
For me it will be....( hopefully)
1) Although my debts are manageable i would like to continue making my over the minimum payments to everything i owe to bring it down, A loan finishes in January so i want to use those payments towards something else rather than it just disappear
2) Seems 3 is the magic number for weight loss and thats what i want too. ive put on 4 stone in 2 years recently found out i have underactive thyroids, low metabolism and polycystic overaries which probably added to it.
3) Included in the above is my daughter is carrying a little extra weight, shes only 13 and still growing but want to make sure she doesnt suffer so me and her will do more things together regarding getting in shape.
4) After 10 years of being too scared to go to the dentist i recently had toothache, so like a big girl i went on friday
In january i have to go every friday for some treatment and im bricking it, she tried to do an x ray and i have a terrible gag reflex so she couldnt do it so i need to be a big brave girl and get on with it.
5) Stop smoking, i lost both my parents this year with 5 months between them although smoking wasnt the cause of their deaths they both had copd/coad and at 65 and 66 it was far too young to lose them.
6) Finally and probably my biggest one. I have been in a relationship for 2 yrs with a battling alcoholic, Its a long story but basically he has moved out into a hostel waiting to go into rehab, but times are hard and my love and support is fading fast because of the upset it causes. I need to have a long long hard think about my future and whether he can ever get better and beat that nasty tramp juice he drinks or if my life will be destined to come second to it all the time. He gets sober for a couple of weeks and then down it goes again. I am sympathetic but im only 37 and i have a life ahead of me i need to start living.
Whoa trust me to do an essay, never wrote this much at school lol.
Good luck to everyone and their lists, ill be subscribing to this for updates as to how we all getting on xxx
2025 Wins ::
*Gok Wan Ultimate Mummy Makeover - Jan2025
*P&O 2 Week Caribbean Cruise - March 2025
*£500 TOG24 voucher - April 20250 -
Oooo Ive got a long list:
Realistically this next year I would like to change:
1) loose another two and half stone (3 and half already gone)
2) of paid of a year of my dmp with the hope of over payment when sticking to me budget
3) have more quality time with my children
4) sort my health out
5) not be scared to open the post
6) packed in my job and set up my own practice
7) finish decorating my house
8) sort my loft out
9) do up the garden a bitIf you want the rainbow you have to go through the rain.
DMP start jan 2012 hopefull finish march 2020
Weight to loose 49lbs done of 91lbs finally sat in a pair of size 14 jeans and top for the first time in 14 years :j0 -
1) Pay off my Virgin CC as quickly as possible. I would like it gone by the end of March if possible.
2) Then pay off the rest of debts.
3) Start saving once my debts are paid off.
4) Enjoy our holiday in June. The kids will have a great time and we all need a break.
5) Spend alot less on Ebay. I might even close down my account!
Good luck to everyone ~ I hope you reach all your goals in the coming year.Pay off all my debts before Christmas 2015 #165.0 -
Well mine would be:-
- Pay off as much debt as i can. lots of overpayments needed
- Lose weight (4 stone for me)
- Finish the whole house, making it perfect for me and my boys
- try and quit smoking
PAD Maker0 -
I never make resolutions as I never stick to them so no changes for me.Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free

Mortgage free since 2014
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Hoho, the response to this one doesn't take long to think about;
Carry on the money saving habits it acquired in Septemer, October and November this year::A
And
Ignore the naughty overspend I have slipped back into making this month!!!:mad:
Certainly I have spent within my means this Christmas, but have still gone over budget:(
Oh yeah, and lose one and a half stone (only 5ft nothing so this will be like evryone's three stone. oh and it is all on my middle:mad:)LBM August 2011. DFD somewhere post [STRIKE]2025[/STRIKE]2022 :eek:
Total debts October 2011 circa GBP 17,700 September 2018 GBP 0 DMP with Payplan
What doesn't kill you makes you stronger:T:D:D:D0 -
All I want to do in 2012 is
1. Continue they way I have been going since I had my LBM in July
I really hope the last four or five months have not just been a 'flash in the pan' type thing for me. I really want and need to keep it up.
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Good luck to everyone with all the 2012 plans.
For those of us with weight loss goals I have started a new thread if you want to come along & join us!
https://forums.moneysavingexpert.com/discussion/3681301
D xxx0 -
1. lose some weight then start exercising abit more
2. eat less rubbish and take away
3. don't buy any clothes unless we really need it
4.look at the amount of xmas/birthday pressies we've been buying and cut it way down, no shopping in jan sales this year cause then i forget what i have
5.save for a deposit
6.hopefully buy my own house my xmas next year or at the very least be looking for one by thenDEC GC £463.67/£450
EF- £110/COLOR]/£10000
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