Average price of FTB properties down 23% since peak says lloyds.

geneer

wotsthat wrote: »

I've noticed you've changed your avatar again - is it significant? A winker - seems apt.

They're going after my avatar now. :rotfl:
Talk about running out of targets.

Well wotsthat, if you really want to know its a wee reference to a Columbo/Rinoa meltdown last year.
Went a little something like this.




Of course I did actually own at the time, so it was a double bubble.

Do please bear in mind that Rinoa/Columbo's quotes are pretty much verbatim.

geneer

Rinoa wrote: »

Indeed. His true position including the rent he wasted is realistically something like this:



Of course, he'll continue to conjure up imaginary figures out of nowhere that say otherwise. Maybe he'll claim to have found £100k in the attic of his new house left by the previous deceased occupant. :rotfl:

Fixed that for you C.



Factoring in the other HARSH REALITIES, and thats
+£73K up on Rinoas assesment. :T

Rinoa

Add HPI to the wasted rent and I make it a loss of £61k. [FONT=&quot] [/FONT]

geneer

Rinoa wrote: »

Add HPI to the wasted rent and I make it a loss of £61k. [FONT=&quot] [/FONT]

Why not make it a million Rinoa/Columbo? :rotfl:

Lordy. We're heading to this point again I think.

Rinoa

geneer wrote: »

Why not make it a million Rinoa/Columbo? :rotfl:

Because a million would be incorrect.

Your HPC avatar reveals the precise date you joined i.e. Dec 2005.

You yourself claim to have bought a 3 bed in December 2005.

ESPC shows precisely the difference in price between the date you joined HPC and the date you claim to have bought.

The £28,000 you needlessly paid in rent over 4 years is an estimate, but can't be far off the mark.

But just pick random figures out of the air if you wish. Nobody now believes anything you say anymore anyway.

RenovationMan

Rinoa wrote: »

Nobody now believes anything you say anymore anyway.

Never a truer word.

Geneer once mocked me for saying that people should buy when the circumstances allow, rather than worrying too much about national indices and graphs. He seemed to find it amusing that my statement would hold true, even for 2007. He allegedly bought in 2009.

What I find interesting is how he can state that it was wrong to buy in 2007 and yet right to buy in 2009. The answer is because he is looking at a graph in 2011 and can see that the peak was in 2007 and the bottom was in 2009.

The reality of the situation is that someone buying in 2007 wouldn't know that it was the top of the market when they bought. You never do, except with hindsight. Now we get to the crux of it. If geneer had really bought in 2009, he would have no way of knowing that it was the bottom of the market. In 2009, all the indicators were there to show that the long awaited crash was occurring, people were panicking and prices were diving. The bears were delighted and all their long waiting was bearing fruit.

So why then would an uber bear like geneer buy a house at the moment when the bears dreams are just starting to come true? Why, when everything was going so well for the bears and badly for the bulls did he decide to buy? The answer is that he didn't. He's a chartist. He looked at a chart in 2011 and knew it was wrong to buy in 2007 and right to buy in 2009, so he 'reveals' that he has actually bought in 2009. Simples.

He then creates a new 'back story' where he left hints that are more obscure than the Davinci Code to 'prove' that he bought in 2009. I'm sorry, but if I bought in 2009 and wanted to 'wind up' my enemies by pretending I hadn't I would have left clear and unequivical proof. I would have posted a message using a sockie to say "I bought Dec 2009 and I'm keeping it secret", and then I would have linked to it in 2011. Or I would have let my trusted bear mates in on the gag and PMed them in 2009.

It's all fabrication. geneer is so afraid of ridicule (he likes to meet it out, but hates to take it) that he fabricated this whole sorry story. That he is now desperately trying to get validation on his 2009 purchase, just proves the falsehood. He is now making constant remarks about how his enemies now believe his 2009 purchase, except for me as I have some sort of belief in time travel. Almost every post seems to have an undercurrent of pleading for his story to be believed**., It's so sad.

Well, for my part. I know he's lying. He has either bought recently (October is my guess) or he hasn't bought at all. Not that it matters to me, but it clearly matters to him. However, as he is going to these sorts of extremes, could I make a request to pimp, colombo, et al to leave him alone? His mental health is clearly suffering. It's time to let it go.

** See my next post for the evidence...

RenovationMan

RenovationMan wrote: »

That he is now desperately trying to get validation on his 2009 purchase, just proves the falsehood. He is now making constant remarks about how his enemies now believe his 2009 purchase, except for me as I have some sort of belief in time travel. Almost every post seems to have an undercurrent of pleading for his story to be believed. It's so sad.

Here are the desperate please for validation of his story:

geneer wrote: »

Thats nice RM.
I mean its its not like most of your last few days postings have been on this particular subject.

And the evidence is so pitiful that you can't possibly have morphed from simply accusing me of lying to a grim admission that I'm probably telling the truth, and hoping no one would notice the change.

geneer wrote: »

Though not as clear as you initially thought eh.
In fact, it rather seems as if you know its the truth.

Well that makes two of us then. :T

geneer wrote: »

speaking of self awareness, i see reposession man is still doing a bang up job in ignoring stakes.

I see hes still running with the denial option.

shame. our more stable club members eventually managed to conclude that it was impossible to travel back in time and plant unsubtle hints on the internet. eventually.

geneer wrote: »

It really is that simple Rob. Whilst there was a lot of wailing and thrashing, most of the comparatively lucid individuals grudgingly came to the conclusion that I did what I said I did.

Poor old RM can't appear to accept the heavy handed hints scattered in historical posts.

Maybe you can help him accept the truth before he does himself an injury.

geneer wrote: »

Lets be very clear pimperdoodle. We wouldn't want you to be misunderstood.

Your latest geneercentric avatar combined with your recurring comments suggest you still don't accept my home owner status.

Which is strange, as most of your pals do seem to accept the fact that I probably didn't travel back in time and plant those rather heavy handed hints as to my status.

Though Renovation Man can't seem to get his head around it and is indeed leaning towards the time travel option.

geneer wrote: »

Still, at least you've accepted the reality of my situation.
Your denial must have been getting a bit embarassing for you.

There are loads more, I just got bored cutting and pasting. Yeah geneer, you're so secure in your 'truth' that you're desperate to be believed. :rotfl::rotfl:

Percy1983

So... Lloyds... 23% down from peak...

...discuss...

geneer

Rinoa wrote: »

Because a million would be incorrect.

Your HPC avatar reveals the precise date you joined i.e. Dec 2005.

Which only you (and your we posse of pals) deem particularly important. And have done for half a decade.

Naturally, the only importance would be if I had decided to buy at the same time. The Harsh reality is that you don't do this in a couple of days, and that the statistics lag.

The latter is a well know fact Rinoa. It beggars belief that you would trying and ignore this.

But then we all know this is only because you care very much indeed. :rotfl:

Rinoa wrote: »

You yourself claim to have bought a 3 bed in December 2005.

Fact check please. You're getting confused.

Rinoa wrote: »

ESPC shows precisely the difference in price between the date you joined HPC and the date you claim to have bought.

Average prices for 3 bedroom houses across the whole of edinburgh.
About as relevant as the average price for all properties across the whole of edinburgh (which you have focussed on for 5 years).

But hilariously, even applying the HARSH REALITIES to the irrelevant ESPC figures, and I win your little timing game.:rotfl:

Rinoa wrote: »

But just pick random figures out of the air if you wish.

There seems to be a bit of that going around champ.
But nah, I'll just use your random figures, with a real world tweak.

Rinoa wrote: »

Nobody now believes anything you say anymore anyway.

I don't know about that Rinoa. After a frankly embarassing period of denial, most of the attendees at my 6th birthday party seem accept the truth of it.

But then thats when conclusive evidence does for an argument.
You might want to try it one day.

geneer

RenovationMan wrote: »

Never a truer word.

Geneer once mocked me for saying that people should buy when the circumstances allow, rather than worrying too much about national indices and graphs. He seemed to find it amusing that my statement would hold true, even for 2007. He allegedly bought in 2009.

What I find interesting is how he can state that it was wrong to buy in 2007 and yet right to buy in 2009. The answer is because he is looking at a graph in 2011 and can see that the peak was in 2007 and the bottom was in 2009.

The reality of the situation is that someone buying in 2007 wouldn't know that it was the top of the market when they bought. You never do, except with hindsight. Now we get to the crux of it. If geneer had really bought in 2009, he would have no way of knowing that it was the bottom of the market. In 2009, all the indicators were there to show that the long awaited crash was occurring, people were panicking and prices were diving. The bears were delighted and all their long waiting was bearing fruit.

So why then would an uber bear like geneer buy a house at the moment when the bears dreams are just starting to come true? Why, when everything was going so well for the bears and badly for the bulls did he decide to buy? The answer is that he didn't. He's a chartist. He looked at a chart in 2011 and knew it was wrong to buy in 2007 and right to buy in 2009, so he 'reveals' that he has actually bought in 2009. Simples.

He then creates a new 'back story' where he left hints that are more obscure than the Davinci Code to 'prove' that he bought in 2009. I'm sorry, but if I bought in 2009 and wanted to 'wind up' my enemies by pretending I hadn't I would have left clear and unequivical proof. I would have posted a message using a sockie to say "I bought Dec 2009 and I'm keeping it secret", and then I would have linked to it in 2011. Or I would have let my trusted bear mates in on the gag and PMed them in 2009.

It's all fabrication. geneer is so afraid of ridicule (he likes to meet it out, but hates to take it) that he fabricated this whole sorry story. That he is now desperately trying to get validation on his 2009 purchase, just proves the falsehood. He is now making constant remarks about how his enemies now believe his 2009 purchase, except for me as I have some sort of belief in time travel. Almost every post seems to have an undercurrent of pleading for his story to be believed**., It's so sad.

Well, for my part. I know he's lying. He has either bought recently (October is my guess) or he hasn't bought at all. Not that it matters to me, but it clearly matters to him. However, as he is going to these sorts of extremes, could I make a request to pimp, colombo, et al to leave him alone? His mental health is clearly suffering. It's time to let it go.

** See my next post for the evidence...

Nice Ignoring tex! :rotfl::rotfl::rotfl: