Average price of FTB properties down 23% since peak says lloyds.

geneer

RenovationMan wrote: »

LOL! Stop showing that screen dump. It cracks me up every time!! Will no one think of my poor ribs? :rotfl: :rotfl:

ALACAZAM!

geneer

Rinoa wrote: »

Ah, the old lag excuse. Well lets have a good look at this and and deal with your futile and ever desperate wailings once and for all.

ESPC state clearly their index is based on their own recorded sales. They are not based on ROS data which come out 5/6 weeks after the sale has taken place. So the prices ESPC declare are the sales they made in the month they refer to.

For instance ESPC November 2011 report came out on December 6th 2011. That's a month before the ROS data will be published.

We know you joined HPC in December 2005 ~ we know you actually purchased in December 2009 because you told us.

The following table from ESPC accurately illustrate your losses:

:rotfl:ROS and Land registry lags 3 months Columbo.
Mortgage approvals lag 6 to 8 weeks.
Very sorry.

Rinoa

geneer wrote: »

:rotfl:ROS and Land registry lags 3 months Columbo.
Mortgage approvals lag 6 to 8 weeks.
Very sorry.

The table isn't from ROS or Land Reg, it's from ESPC who clearly state "All figures are based on sales recorded by ESPC" That's why they are released 5/6 weeks before ROS.

Sorry mate, but there it is.

JonnyBravo

Rinoa wrote: »

We know you joined HPC in December 2005 ~ we know you actually purchased in December 2009 because you told us.

He did indeed tell us that. It seems he was "confused".
However the screen dumps suggest he actually bought (ie completed) in February 2010. I've no problem with that.
Perhaps he thought "buying a house" was the offering stage or searches rather than the completion date?
Who knows?

It's certainly true the presented facts change all the time. He probably doesn't like being pinned down to certainties as he views it as giving him less wriggle room later. Thing is, it just makes everything he says seem likely to be only half the story.
One is always left wondering what the true picture is.... he realises this and is now desperate to prove otherwise.... hence screen dumps.

RenovationMan

ALACAZAM!





Proof that geneer is actually a millionaire!!!!

An actual screen dump of his actual bank account!

I bet you are all showing an astonishing lack of awareness and you are hitting a wall of frustration now that you know that geneer is so rich and not the complete loser we all thought!!

:rotfl::rotfl::rotfl:

Rinoa

JonnyBravo wrote: »

He did indeed tell us that. It seems he was "confused".
However the screen dumps suggest he actually bought (ie completed) in February 2010. I've no problem with that.

Well, the screen dump shows his first 'initial payment' as Feb 18th. I think it fair to assume he completed Jan 18th. So, as he himself has stated, geneer 'bought' in December 2009.

Due to ESPC publishing their index 5/6 weeks before ROS and stating their index is based on recorded sales that month (as is Halifax and Nationwide) it seems reasonable to use their tables to ascertain geneer's likely losses since joining HPC.

Although, as you suggest, who can believe anything he says anymore.

geneer

Rinoa wrote: »

The table isn't from ROS or Land Reg, it's from ESPC who clearly state "All figures are based on sales recorded by ESPC" That's why they are released 5/6 weeks before ROS.

Sorry mate, but there it is.

Yes. 5/6 weeks before ROS which lags by 3 months.
You want to swot up on the offer, approval, completion thing.

Sorry mate, but there it is. :rotfl:

geneer

JonnyBravo wrote: »

He did indeed tell us that. It seems he was "confused".
However the screen dumps suggest he actually bought (ie completed) in February 2010. I've no problem with that.
Perhaps he thought "buying a house" was the offering stage or searches rather than the completion date?
Who knows?

It's certainly true the presented facts change all the time. He probably doesn't like being pinned down to certainties as he views it as giving him less wriggle room later. Thing is, it just makes everything he says seem likely to be only half the story.
One is always left wondering what the true picture is.... he realises this and is now desperate to prove otherwise.... hence screen dumps.

:rotfl:Thanks JB for confirming that Q1 2010 is indeed much more appropriate.

I'm sure Columbo will thank you too.

I'm sure the enthralling semantic argument about what constitutes "bought" would have been simply fascinating, but I'm content to leave it for now.

geneer

Rinoa wrote: »

Well, the screen dump shows his first 'initial payment' as Feb 18th. I think it fair to assume he completed Jan 18th. So, as he himself has stated, geneer 'bought' in December 2009.

Due to ESPC publishing their index 5/6 weeks before ROS and stating their index is based on recorded sales that month (as is Halifax and Nationwide) it seems reasonable to use their tables to ascertain geneer's likely losses since joining HPC.

Although, as you suggest, who can believe anything he says anymore.

Losses of +£73K going by your rules of engagement Columinoa. :rotfl:


Have to say you really are strangely focused on a statistical index which has been fundamentally proven to be irrelevant to my personal position.

All to calculate a "notional loss of potential historical gains", which when you get down to it is like saying I lost £10M because I didn't play the lottery last week.

Gosh, I can only imagine that after 5 years of wasted effort, banging on about figures I didn't really care about, finding your efforts turned against you in a number of comedy back fires (WHEN DID YOU FIRST BECOME AWARE OF THE HOUSING MARKET GENEER :rotfl:), knowing in your heart of hearts that your efforts over the last 2 years were genuinely pointless, you're still compelled to pursue this exercise beyond its most bitter end because there's simply nothing else to fill the void.

And even then, you just can't get it to stack up. :rotfl:

RINOA's FOLLY. Its a bit of an epic.

Rinoa

geneer wrote: »

Losses of +£73K going by your rules of engagement Columinoa.

Only on your calculations winker. And nobody believes anything you say anymore.

Have to say you really are strangely focused on a statistical index which has been fundamentally proven to be irrelevant to my personal position.

Only by you.

Gosh, I can only imagine that after 5 years of wasted effort, banging on about figures I didn't really care aboutllll

Yep.You're now demonstrating just how much you don't care about them :T

you're still compelled to pursue this exercise beyond its most bitter end because there's simply nothing else to fill the void.

And yet your posts outnumber mine by 5/1.

And even then, you just can't get it to stack up.

Is this table troubling you?

...........