Ulster Bank charges (merged)

Thor92

Hi Titch, sent of my letter to Information Commissioner 30th April as had not heard or had anything from Ulster Bank. Today i got a cory of my default charges, but they where not for the account that i asked for, so i'm on the phone to them tomorrow, this is getting to be a bit of a joke, it's 78 days now waiting so how long do i have to wait now.

Thor92

Got my default charges today and just added them up, they come to just under £5,000 and with interest there over £6,000 if i have to take them to court, what way can i claim as the small claims courts are only £2,000 in N Ireland?

numbercruncher

Would welcome any advice from anyone who has been in same situation. I am helping a relative reclaim from Ulster Bank and have sent final letter before action & they have replied to say they are not repaying charges & have told us "you may wish to seek the opinion of Financial Ombudsman Service".
Is this just the usual stalling and attempt to put us off and should we now just go ahead with small claims?

Beate

Precisely.

Kurt_Hamster

It all depends if you and the Ulster Bank are in the same country, ie the UK.

numbercruncher

Yes Kurt - we are in the same country

Edinburghlass_2

As it appears the courts in NI have suspended court actions it might well be a good idea to pass your claim over to the FO now.

mccawpa

putting the Ulster Bank tot he sword today and I need some help from anyone from Northern Ireland

Where's the small claims court in Belfast?
What do I ask for in terms of paper work to lodge a claim?
How much will it cost?

do I put the head office address as the "person" I'm lodging the claim against???

anyone from Belfast/NI that can help please can you post up what you did :beer:

TITCH

mccawpa wrote: »

putting the Ulster Bank tot he sword today and I need some help from anyone from Northern Ireland

Where's the small claims court in Belfast?
What do I ask for in terms of paper work to lodge a claim?
How much will it cost?

do I put the head office address as the "person" I'm lodging the claim against???

anyone from Belfast/NI that can help please can you post up what you did :beer:

I JUST TOOK MY TO MY LOCAL BRANCH, THEN I THINK THEY SEND THEM TO HEAD OFFICE.

HBELL6

TITCH wrote: »

Keep fighting my friend has been fighting with them from nov 06 and should be paid out this week for a nice sum of £3,500. If u havent got ur statements keep phoning them dont give up. Ulster Bank have now set up a special department for to deal with all this so we must be getting through GOODLUCK

Hi i have claiming from Ulster Bank too! They recently sent me 2 letters saying that the charges were lawful etc and to report it to the Ombusman with an attached letter...cause it is over £2,000.00 in Northern Ireland we apparently cant claim in small claims court, i am claiming £3,500.00..can u let me know what u did??