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Living my life in fabulous shoes!

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  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    I've sat down and worked out my true debt total - £17,273.68! About £650 more than I was showing in my signature because I have been putting things on the CC and not clearing it on payday :o So I've decided to take all my other debts back to minimum payment and throw everything at Barclaycard (£1156.25). Cutting my payments to minimum gives me £60 per month extra towards Barclaycard and then I will pay any other spare money I get towards it too - would like to clear it by 31st August 2012!

    So there's my first target for 2012 - lots more to come, and also need to do a proper budget too
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Hey shoe gal glad to see your back.
    I am in a similar position to you, need to lose weight, have been single since may last year, and have lots of debt. Only difference is i have 2 very beautiful but very very annoying kids.
    Its great that you are concentrating on one debt at a time, this may keep you more focused as you arent looking as the whole number and wanting to scream. I too concentrate on overpayments to one certain debt, it helps me to keep on track too.
    PAD Maker
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya hon,

    oooh Pippa is lovely - Merry Christmas to you both :D

    Nice work on You Gov, I'm still about £12 away & the minute I reach payout I'm quitting - it's definitely not been the most rewarding survey site I've used.

    Very amused that your extra debt is exactly the same amount that I've not paid off either !

    Ugh to wrapping & writing - I'm doing that today too, nice to see you have lots of socialising going on :)
    xx
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Lazy day today. A bit of wrapping and card writing done but not much else! I have a plan though and know what I need to do so not feeling too much under pressure :)
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Love the handbag lady, I need a new black one at some point soon. My current one was bought in the Grand Bazaar (hence the username) back in 2007!
    'The road to a friends house is never long'
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Drinks with a friend last night and off out agian tonight :D My social life is mad at the moment - but am loving it :j However, sadly, I have a funeral to attend tomorrow so will be missing office Christmas lunch. It's much more importnat that I am there to support a friend though

    As a result of all the socialising my waistline and my bank balance are not healthy :o but they can be something to worry about in the New Year :p
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Souk08 wrote: »
    Love the handbag lady, I need a new black one at some point soon. My current one was bought in the Grand Bazaar (hence the username) back in 2007!

    :rotfl::rotfl::rotfl::rotfl: maybe time for a new one then! :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Lula-Hula wrote: »
    Hiya hon,

    oooh Pippa is lovely - Merry Christmas to you both :D

    Nice work on You Gov, I'm still about £12 away & the minute I reach payout I'm quitting - it's definitely not been the most rewarding survey site I've used.

    xx

    YouGov took me nearly 3 years to my first pay out :mad: but then I have made by second pay out in 11 months! Maybe you get asked more frequently the more you do?????
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Happy new diary! I lurked around your previous one and found it really inspired me to start getting my behind in gear so welcome back.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • Yay for Socialising! :beer:

    I'm trying to do this too this week, caught up with bestie from Primary school and the nice-ex Monday, and am catching up with current bestie today. Mainly because with uni and work, after this week I will have no life for a month and a half. Sigh. Such a good MSE girl aren't I ;)
    LBM - June 2014 DFD Goal: June 2016 (28th Bday!)
    Car: [STRIKE]-$13,109.06 [/STRIKE] -$12,221.26
    Amex: [STRIKE]-$7,154.38 [/STRIKE] -$8,000.00 :mad:
    M/C: [STRIKE]-$3,172.73 [/STRIKE] -$3,034.50
    Overdraft: -$2,500

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