you know when all you lovely people give advice...

postingalwaysposting

payday tommorow :j

so... i have just transferred all the 'spare' cash in my accounts into my savings which total £53.03 so my accounts are now empty (except my savings) now budget ~

£100.00 ~ mum
£65.00 ~ bt
£11.00 ~ house insurance
£18.00 ~ xmas savings
£3.28 ~ bike insurance
£6.00 ~ charity
£48.00 ~ bus card/s

£120.00 ~ driving w/c 18th 25th 2nd 9th
£80.00 ~ me money
£300.00 ~ savings
£40.00 ~ weekly spends

total ~ £791.28

fingers crossed i get payed correctly/lots this month :rolleyes:

postingalwaysposting

well i didnt get quite enough (£772.02) so my savings were cut down to £280.74 :rolleyes: but thats not too bad as i put the extra in yesterday

Gemmzie

Only a smidgen of difference and £280 savings is still great!

kathfisch

Well done on the savings PAP! :T

This is the last time I'll be online before I go so just popping in to say bye!

I hope things just keep getting better for you and you stay that super positive PAP!

Kath x

postingalwaysposting

thanks Gemmzie, yes £20 difference isnt a lot is it...

kathfisch wrote: »

Well done on the savings PAP! :T

This is the last time I'll be online before I go so just popping in to say bye!

I hope things just keep getting better for you and you stay that super positive PAP!

Kath x

awww kath have a great time, sorry i wasnt here when you posted that... stay strong and enjoy yourself, its once in a lifetime, enjoy every minute. Dont forget when you land back home remember to come and say hi and tell me how it went take care... love positive pap :kisses3:

RAS

Posting

please to learn that thing are going well, again. What about asking the bank to take the charge off for the£2.57. Do not ask, do not get.

And if they say no, you could join the reclaim forum?

postingalwaysposting

RAS wrote: »

Posting

please to learn that thing are going well, again. What about asking the bank to take the charge off for the£2.57. Do not ask, do not get.

And if they say no, you could join the reclaim forum?

thanks ras i was going to do it last time but didnt dont know if i will do it now, hopefully they wont charge :rolleyes:

anyways bad news this end my mobile i brought from ebay (for £10) was dropped down the stairs, you now cant here people in the ear piece so i now either have a phone that wont accept calls or one you cant hear anyone in :rotfl: dont know what to do though, i have my spending money so i guess i will have to find a cheap one on ebay again

postingalwaysposting

oh but a postive note... i have saved £322.24 each month so in two months i have saved £644.48 :j more than my monthy target of £300

postingalwaysposting

a small update from me... lots of people have been asking for an update so here it is :j I may now upset some of you but i am sorry... so

Savings ~ :j now have £900 and i started in april so i think thats very good. Next month i wont be depositing anything though (see below) but i am proud to see that balance

Driving ~ test in a few thursdays time, however my driving instuctor is now not teaching in my area anymore and is focusing himself back in wales (his home town) so if i fail (which i hope i wont) my first practical i will need to find another driving school and instructor no 7 however mum has agreed for me to be put on her insurance and me to 'learn' and take my second test in her car, if the worst comes to the worst

College ~ i am going, the cheque is written and it will be sent on payday next month... hence why i wont save much next month

Weight/pcos ~ thanks to lenny and the huge team of girlys on the other thread i have finally beaten this, i have lost in the region of 10lbs so far (sig says different as boots scales lied). Its been hard but i will get there and thanks to all the support i feel it coming sooner than i imagine... however the down side is i will need to purchase new clothes (and quite fast) already dropped a dress size

Moving out/buying a car ~ still looking on renting sites however the price has just gone up... the same flat i first mentioned to you has now gone up and most are now sitting at £600 a month... i cant afford that ~ buying a car, umm still umming and ahhhing, i guess i cant say i will or will not till i pass my test, in some ways i want one but in others i dont... mainly seeing my savings grow has put me off buying one, but we shall see

soa ~
£100.00 ~ mum
£65.00 ~ bt
£11.00 ~ house insurance
£3.28 ~ bike insurance
£48.00 ~ bus card/s
£150.00 ~ driving
£80.00 ~ me money
£9.50 ~ weight management online ~ new

£6.00 ~ charity ~ scrapped
£18.00 ~ xmas savings ~ now all added together and i keep a tally seperatly

total ~ £466.78 ~ the remainder of my wages all go into savings :j

thanks all once again for being a great support network :grinheart

*zippy*

Glad you have started your diary back up PAP

Well done on the weight loss and savings :T