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you know when all you lovely people give advice...

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  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Hey lenny (sos for hijackig pap)

    All the MR manuals are here http://www.morphyrichards.co.uk/index.pl?level2=IB&level3=R12&level4=SR01&REFID=mruk&ORLID=ENG&ORPGM=download4&ORPGT=perl I had to print a few new ones off when my originals got covered in [STRIKE]drool[/STRIKE] dough

    PAP this touring idea sounds fantastic! :T
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • lynzpower wrote: »
    Hey lenny (sos for hijackig pap)

    All the MR manuals are here http://www.morphyrichards.co.uk/index.pl?level2=IB&level3=R12&level4=SR01&REFID=mruk&ORLID=ENG&ORPGM=download4&ORPGT=perl I had to print a few new ones off when my originals got covered in [STRIKE]drool[/STRIKE] dough

    PAP this touring idea sounds fantastic! :T

    ahh lyn to the rescue :T thanks hun, saves me typing it all :rotfl: but of course i will do it for lenny expressions6.gif

    thanks lyn, its been my dream since leaving college in 2004, me, a map, a car, a tent, some basic food, petrol and the open uk :D and go everywhere scotland/lakes/wales/south coast/isle of wight... and basically see the uk... it will require savings of up to 4k and i am planning on 4~6months :rolleyes: got to get my driving licence first though :wall: so maybe 2009?
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Think positively PAP!

    This next time year!!!!
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    Think positively PAP!

    This next time year!!!!

    thanks cafc girl... but saving £4000 within 10 months i dont think is going to happen as its 1/2 my annual income :o
  • hi all... again ignore me... its my last weekend before payday (next friday) so its budget time :rolleyes:

    anyways accounts at present ~
    bills ~ £99.62
    needed
    £30.00 driving lesson w/c 11th
    £11.04 ~ food shopping
    ~ £48.58 surplus :T

    spending ~ £39.83
    still to debit
    £20.99 ~ ebay xstitch kit (birthday gift)
    £11.85 ~ itunes download :o
    ~ £6.99 surplus :T

    savings ~ £310.71 :T

    budget ~
    £100.00 ~ mum
    £65.00 ~ bt
    £11.00 ~ house insurance
    £18.00 ~ xmas savings
    £3.28 ~ bike insurance
    £6.00 ~ charity
    £48.00 ~ bus card/s

    £120.00 ~ driving w/c 18th 25th 2nd 9th
    £80.00 ~ me money
    £300.00 ~ savings
    £40.00 ~ weekly spends

    total ~ £791.28 :o

    natwest still hasnt removed my overdrafts and i asked for them to be removed over a month ago :mad: will phone them back up this week i think :rolleyes:
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    I still think you should write that letter asking for your charges back Pap. Think about it, one letter and that money could be sitting in your savings account instead of their coffers (or whatever you call it).
    The forest would be very silent if no birds sang except for the birds that sang the best






  • tesuhoha wrote: »
    I still think you should write that letter asking for your charges back Pap. Think about it, one letter and that money could be sitting in your savings account instead of their coffers (or whatever you call it).

    mmm you are true there tes, i suppose all they can say is no... i have had a letter back from capital one and they want to give me £32... and i am taking it... i know its much less than my orginal claim but its better than nothing and i cant go though the courts really :rolleyes:

    i have no idea what wage i will be taking home this month but i am hoping its not mush less than what i need :) i have the surplus there anyways if anything goes wrong :)
  • ZTD
    ZTD Posts: 24,327 Forumite
    i know its much less than my orginal claim but its better than nothing and i cant go though the courts really :rolleyes:

    But they don't know that... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • well just had my driving lesson, since he decided i wasnt alowed to take my test and he did change me with another pupil (fran) i looked in his diary (he wasnt quick enough to flip the page). now whats got me is he was 30min late today for my lesson... now she phoned while i was on my drive and he said to her she can have an extra 30min as he has no pupils after her as he would be late for her lesson too, wheres my extra time :confused: :mad: :confused: of course i said to him i was busy after 12noon on tuesday my day off and of course he is fully booked... the truth he has my test till 10am :mad: so i now have to have it after work next saturday ~ i dont think so... i will cancel that this week (i am doing overtime ;)) oh and he also made me go into a petrol station today, as he was running late he had no petrol :mad: and calm :rotfl: not long now... i hope :T
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    I hope going into the petrol station did not impinge upon your time.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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