you know when all you lovely people give advice...

postingalwaysposting

Gemmzie wrote: »

Balance is hard, it comes eventually. You don't have to feel guilty you have different circumstances.
Saving 10% of your income at in your 20s makes you a heck of a lot better off than most people in this country!

well this is it, the whole balance thing. I know i have different circumstances and a different out look on life than others but i think i will be forever a dfw and i guess this is where i found my guilt. Dont get me wrong i am glad i am not skint after payday (unlike some other i know) but sometimes i just wish i didnt ahve to question everything i do with money. The whole savings thing i find great, not only that but i have a pension :rotfl:only another 44 years till i retire :rolleyes:. I must add though i love having these mini splurges. At least now i have the cash and can afford it, whereas when i started this thread i was splurging on credit cards and o/d's. I guess a mini blow out like this isnt as bad as if i just went to argos and spent my whole allowance in something like a lcd tv :rotfl:

Gemmzie

Exactly - you're organised and allowed to splurge from time to time. I need to get my head around this too. I still have £480 to spend at Amazon

postingalwaysposting

Gemmzie wrote: »

Exactly - you're organised and allowed to splurge from time to time. I need to get my head around this too. I still have £480 to spend at Amazon

:eek: £480 ~ wow was that a uni type thing?

SarahNeedle1872

Pap,

don't feel guilty for your mini splurge..... think of the damage the two of us could have done last weekend! I know what u mean about questioning everythin u buy....... 'shall I buy these sleeping bags for DS, they will last him the next three years? Or shall I not? Or shall I? Or shal I not?'.....
AND u've countered it by puting £100 into ur locked savings
Ur so organised with ur budget that u deserve a treat..... and in the long term, I bet u use some of that stuff to make money anyway!

postingalwaysposting

SarahNeedle1872 wrote: »

Pap,

don't feel guilty for your mini splurge..... think of the damage the two of us could have done last weekend! I know what u mean about questioning everythin u buy....... 'shall I buy these sleeping bags for DS, they will last him the next three years? Or shall I not? Or shall I? Or shal I not?'.....
AND u've countered it by puting £100 into ur locked savings
Ur so organised with ur budget that u deserve a treat..... and in the long term, I bet u use some of that stuff to make money anyway!

I loved you last weekend... i was tempted to just buy them for you! it was so comical to watch though hehe. As for the making money thing yes i will hopefully although my production has slowed down this week due to finishing this book for mse. As for my locked savings i am really pleased with that because i only have another £2,160 to go and its not even the end of january :dance:

btw whens C's birthday ~ i bet i missed it now

SarahNeedle1872

postingalwaysposting wrote: »

I loved you last weekend... i was tempted to just buy them for you! it was so comical to watch though hehe. As for the making money thing yes i will hopefully although my production has slowed down this week due to finishing this book for mse. As for my locked savings i am really pleased with that because i only have another £2,160 to go and its not even the end of january :dance:

btw whens C's birthday ~ i bet i missed it now

But thats the struggle I have every time I buy anything.... glad I kept u entertained :rotfl:
C's birthday is the 20th Feb..... no prezzies tho!

postingalwaysposting

SarahNeedle1872 wrote: »

But thats the struggle I have every time I buy anything.... glad I kept u entertained :rotfl:
C's birthday is the 20th Feb..... no prezzies tho!

I can imagine, i have the same thoughts though but usually before i even find the thing i am going to buy :rotfl:usually when i online shop (like i did earlier) i fill the basket (that takes 45min roughly) then i close the site and clear my cookies :rotfl:a whole waste of 45min :rolleyes: Ahhh i thought it was jan...

Gemmzie

postingalwaysposting wrote: »

:eek: £480 ~ wow was that a uni type thing?

Noooooooo. I won £500 in Amazon vouchers, I have £480 left to spend

postingalwaysposting

Gemmzie wrote: »

Noooooooo. I won £500 in Amazon vouchers, I have £480 left to spend

ohhh lucky you gem. do they expire? if not then you have ages. :rotfl:

SarahNeedle1872

Congrats Gem..... I reckon I could spend that pretty quickly!