📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

you know when all you lovely people give advice...

1213214216218219312

Comments

  • I dont think anyone would rog but i guess its always my worry. I have thought this through its been milling in my head for the past month and to be honest i knew i would never get to the exam. Anywyas as you say its my decision and if taht means 'losing' the £200 so be it i would rather be well/less stressed/happier than carry on as i was and become sick through it... so anyways thats me

    right mni update, not much happening really. Ummm i payed £70 of my 0% this morning :j meaning heading into january i should only have £50 outstanding. I am jigging my budget next month however it looks like i will have no spare money for anything :rolleyes: well bang goes my birthday outing :rotfl:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Thanks gem.

    Rog if i am honest you and snggles i was worried about your reaction however i need to live my life or me, if that means decisions that some dont like so be it.
    Oi you!! :p

    Is that me? If so, the only reason I would EVER be cross with you would be if you purposely did something that made you unhappy just because you were worried about my opinion!!

    And for what it's worth, I think if you try something, and discover it's not right for you, it takes quite a lot of courage to walk away. And courage is something you have in bucket-loads!! :D

    I'm right behind you all the way Super-Pap!!!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • yes snaggles it was you. I dont know but i look up to you and rog (as well as many more posters) and you were the two i was worried about. Not in an angry kind of way but i dont know :rolleyes: Glad you are ok with it though...
  • i think i have sorted the mess of my soa... i shall not pay argos this month as its 0% meaning that i will be going into 2008 with debt... however i am working boxing day (paid jan) @ double pay leaving me before tax £83.16 so that will all go on the debt as well as the remainder as a normal payment meaning saving starts in febuary. It also means i should have passed my test then (thank the lord) so all my earnings will go into savings...

    however if i fail my test this will all be shot as i have to get some money for the meet too :mad: no camera for me this year, i guess i will keep dreaming. Shame though i may if i can stretch to it buy a knit your own monkey kit (£14) in hawkins then i can knit monkeys for everyone for xmas 08 (and attach money to him) and also i could knit mini ones (maybe) for my site?

    wish in a way i never said yes to the meet now :rolleyes:

    ohhh and i have lost my nair spatula (for my face) and to get a replacement i shall have to buy a new box (for £5) grrr so annoyed, i am hoping i have enough boots points. It is an essential as my face is already feeling awfull. I know i had it saturday and now i cant find it... i bet i left it in the bath room and someones binned it :(
  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I wanna a mini monkey!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Me too! They sound cool....
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    ooh me too :)
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • well the kits here now aside from the kit, wool is approx (£1) per ball at the asian store and filling is £3.49 for a huge bag (used to make stuffed toys years ago). Not too bad i thought... i could prob sell them for £4 per monkey? fingers crossed eh i will prob cancel one of presents i got for my friend. its out of stock in play however i have already brought it however they dont take payment till the items sent. That will give me the £15 i need, seeing as i have already spent £72 on her rrp £97.80 i think she has done quite well already :rolleyes: then i can order my monkey kit :rotfl: maybe need a free p&p code though because at £5 i can afford that :rolleyes:
  • They're sooooo cute!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • well her calender is now out of stock so i have cancelled that too :silenced: i will buy something mega small <£5 from the gadget shop in my mall to make up for it ~ maybe :rotfl:

    therfore i have £41 left in my account so i can pay for my avon (was going to pay for that on pay day (£20 + £5 in my purse)) and i will buy my monkey (£20) i think :think: :shhh:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.