you know when all you lovely people give advice...

SarahNeedle1872

postingalwaysposting wrote: »

sorry all, i know i havent posted and to say its because i am doing my college work would be a lie. The reason i am avoiding this thread like the plague is because i have something to tell everyone and i know some may be disappointed however taking some advice ~ its my life and my decision so... i am leaving college.

now i ahve loads more to update however i have to post and run because my sister wants to borrow my internet connection, it also gives people to respond. Sorry all but i bet you all seen it coming and it had to be done.

Hi PaP.... glad to see ur back and ok..... Big decision to make about the college work, but if its whats best for you, then so be it! I'm sure I'm not alone in saying that u have our support, college or no college!

Come back soon and update the rest!

TC

Sarah x

angelflower_2

i dont know the whole story and i would say i bet its been a challenging desicion but education is not the be all and end all. If you need to move on to something else, I know there will be a good reason. Dont let it stop you coming on here!!!

babes21

It's your decision pap, you must do what's best for you xx

postingalwaysposting

one hour she said :rolleyes:

Anyways thanks all, if i was honest it was all getting on top of me, what with work and then haveing to work 6 days and not getting a full day off as i was running around and then going to college. So there you go college is done Ok i do fill a bit down about it but my life i feel is stuck till may/june next year and i dont want it to be like that. Also come jan i may be able to train in a area where i work allowing me a £1000 yearly wage rise, ok its not much but its more. Plus i want to push my cards to get and save more... which comes on nicely to the next part.

I have taken everything from my savings (ing) and moved them to halifax, ok its not much but its a bit. Also i feel more incontrol with halifax as i am yet to know how to withdraw from them :rotfl: i have a locked account and an open account. So at the moment i am chucking it in and i feel i cant withdraw from it. I am also going to go into natwest bank and close my isa and move that to halifax in april i then want to fill that by the end of 2008, well thats the idea. I will also treat that as locked.

Ummm workmen gone ~ woo hoo so my bedroom has a new lino (wooden design) and its back together in a better way giving me more space. Also it means more card making space. But i also found £10 and 13p in coppers to today so i was quite chuffed I have finished all my xmas shopping now just money to get out and vouchers to write. My brother is gettiung 10 hours of driving lessons and my mums getting a voucher for a bedroom make over (the wardrobe she wants is in ikea for £70 and then two cabinets for £30 each. Obviously these two will be payed for in january/febs pay so all is well.

Ummm driving test is next month :T so when i pass i will have nearly £400 to save so i need targets to meet. The holiday with my friend has now turned into a blackpool type thing so less money for that. So all togther finances are looking grand. Birmingham meet fastly drawing in so train tickets need booking and rooms etc need booking so will prob attempt that next payday.

My payment of argos will be payed next month meaning i am debt free again, wel i was debt free before but you know what i mean, the card is now cut up but i am unsure of closing the account :rolleyes:

Ohhh and one last thing 23 days till my birthday :T now i know this will sound silly but if my fiances allow i will be buying myself a special treat of a new digi cam. sad i know but mine is nearly 4 years old and i have had my eye on one for 6 months... so that may be my gift to me :rotfl:

Thats it i think but anything i have missed just ask...

take care all

SarahNeedle1872

Loved ur post Pap, it just screamed 'positive attitude'! Good luck for ur driving test (I won't say any more because I am a terrible jinx!)
It might be worth waiting til just after ur birthday for ur cam, there's bound to be loads in the sale after Xmas so u should get a good bargain..... also check out places like Pricerunner and Kelkoo (thru Quidco of course!) to see what online bargains are to be had....
Well done on getting rid of Argoose so quickly!
The gifts for ur Mum/Brother sound great....
Try not to feel too pressured with the cards, make them at a comfortable pace, and fire up the site when ur ready, it's not going anywhere!.... unlike me, I really must go to bed soon!
Here's to 2008 :beer: (I know its only the 8th Dec, but next year's gonna be good, I can feel it in my waters.... Loo before be I think! )

Sarah x

postingalwaysposting

well thats it sarah, i am really positive today, dont know why but hey its me well the camera i would like is this one or the smaler mp one for £20 cheaper i shall have a look around though as play have the 8mp one for £84. The cards are coming along, i made some more a few weeks ago but i hever a few personal ones to make first so shall do them before i get onto the webby ones...

I cant wait till 2008 either, i know 07s gone with a flash but i am so glad it has, 08 will be a year of great changes all around... as well as many a debt freeness :rotfl:

good night sarah ~ take care

Gemmzie

Definitely sounds like your sure PAP. Sometimes life redirects itself, gotta keep rolling with the changes.
Good luck with the driving test. And with the cards

rog2

Hi PaP - just catching up with your thread - Yes, I AM sorry to hear about you leaving college, but, as others have said, it is entirely your decision - only you know what's best for you, and it goes without saying that I respect your decision and wish you well.
I'm pleased to see that you are going to put more time into your cards - I'm positive that they will take off - might be a bit slow after Christmas, but give it a it of time.
I wish you all the best for your driving test.
PaP - keep the Argos account 'live' - just don't be tempted to use it unless you really need to. Glad to see that you've cut up the card - this will make it more difficult to 'impulse buy', but the 'account' would still be there in the case of an emergency.
As far as the camera goes, PaP, most stores, like Curry's and Comet, will probably start their 'Sales' in the week before Christmas - they did last year.

postingalwaysposting

Thanks gem.

Rog if i am honest you and snggles i was worried about your reaction however i need to live my life or me, if that means decisions that some dont like so be it. Glad you arnt to botherd iykwim. Yes i want to make these cards come off, i know i can do it its not like its a job as i enjoy making them. We shall see what the new year brings. I dont want to close the account really because its the only credit i have i fear if i close that i will never get credit again. Also most of the things i use daily are likely to break (ie tv/pc monitor etc) so if i have that for emergencys then all should be fine. I will never use it out of an offer though (be it 0% or discount) i dont think i can justify the 27.5% apr :eek: well my birthday is new years eve and i ahve a shopping day planned (on my own) for xmas 08's pressies but i would love to afford my camera, i shall have a looksie after i have priced them on the web before hand. Its not a must have but its just something i would like. Anywyas i am glad you arnt mad at me... take care

rog2

postingalwaysposting wrote: »

Anywyas i am glad you arnt mad at me... take care

Who could ever get 'mad at you' PaP? You are one of the most selfless of posters on this forum, and we all have to make decisions that we feel could prove unpopular with some people, but you have thought things through and, at the end of the day, it is what you think that matters.
Good luck.