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you know when all you lovely people give advice...
Comments
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Congrats PAP! £25 more to invest in your carD (;)) emporium, or save, or pay a bill with.....it's good stuff!
Hope you are ok hon - I was also thinking about you whilst the site was down and hoping you'd be OK.
Just catching up now with threads as this is the first chance I have had to log on since the site came back up and I am being left behind......................! :eek:Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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pay rise = cost of monthly kit! It's fate!!!Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0 -
thanks all, emmzi, i didnt think of it like that
anyways if you didnt clock it already (ie crypic messages on this diary) i had my driving test this morning and sadly i failed... i had 5 minors however i rolled back on a hill giving me a dangerous because he had to dual meI could have cryed ~ more money being spent and i havent a clue where i am getting it all from
i dont want to pass my driving test so i can drive its so i get my full wage :rolleyes: no one knows except 2 people in work so thats not too bad but i am going to be pushing 4k on lessons now and i havent even got a car :mad: my next test will be after my birthday now... i will be 22 then i started learning when i was 19... not a good show is it?
Anyways better work out all my budgets hey :rolleyes:0 -
Hi PAP
I old driving instructor and I had a theory about this. I failed my test the first time round (passed second thankfully) and I love driving, I'm confident and will go anywhere at any time of day. My best friend passed her first time round and she is terrified. She will only drive during daylight and will only drive on roads she doesn't know if there is someone in the car with her.
I think failing at least one test makes you a better driver.... It gives you more time to get confident behind the wheel.
Well that's my excuse and I'm sticking with it!!Current debt - £16,300Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
well that was my second... my first i had 10 minors and 2 serious so i am getting better
its just a pain... it costs over £200 per month for lessons, but i told him i have ran out of savings so we are hopefully going to do driving every 2 weeks
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Sounds good.
I had one instructor who charged £21 an hour, but would only let you have 2 hour lesson!!! £42 a go.... I wasn't with him very long.Current debt - £16,300Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
OWww pap, big hugs! sorry you didn't pass. I'm sure my aunt failed a few times before she did and I vaguely remember a primary school teacher who failed about 6 times, she was my favourite so your in good company0
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Hi PAP :wave:
I'm really sorry to hear about your driving test. I'm sure you are feeling very upset. :sad:
If it's any consolation, let me tell you I only passed mine 4.5 years ago when i was 40 and that on my fourth test.
I dread to think how much i spent on lessons; the problem is I was always very nervous doing the test and did silly things. Now - I love driving and have been driving so much since passing; averaging 800 miles per week many times.
Believe me, you will pass soon - JUST FOCUS COMPLETELY AND BELIEVE IN YOURSELF! When I finally allowed myself to admit that I was a good enough driver to pass, it finally happened.
Take care and treat yourself well because I know how upsetting it is not to pass.
Love
Fiona :A0 -
thanks all
lucy i usually have 4 hour lessons with my instructor costing £80 a time, because my day off is on a tuesday and i am his only bristol pupil on a monday so he has to pay bridge tolls so he can only do a 4 hour lesson with me :rolleyes: otherwise its not worth him coming over
lj i am ok about it i am just kicking myselfnever mind onwards and upwards
booklover thanks fiona, i was so confidant today and my manovers were spot on and everything but i lost my nerve with that hill so hence i rolled back, ahh well i will pass next time, i am a 100% sure i will
~~~~~
soa...
£342.57 ~ left in bank
yet to pay/debit =
£70.00 ~ mum
£25.00 ~ locked saver
£24.00 ~ bus card
£47.43 ~ my splurge
£130.00 ~ drive
£46.14 :eek: i am supposed to put down at least £100 on my holiday next sunday :eek:
i have no weekly spends money accounted for either and i am basically in deep poop :rolleyes: I have one £10 note here and thats it :rolleyes:
my savings are like this
£161.64 ~ holiday with mum
£81.26 ~ holiday i am supposed to book :rolleyes:
so
i supposed i can ask mum is i cant 'borrow' the remainder of her money or i will have to get my savings out as soon as possible...i guess i can take all of my savings for mums holiday out and use that for the holiday?
its because i fell of the wagon the weekend and spent around £100 on 'stuff' from the weekend up untill now... grrr why am i so stupid?0 -
Hey PAP, don't worry about the driving, I passed fifth time (:o) but apart from my minor wobble the other week, I'm a much more careful driver than most of my friends and think how cheap your insurance will be once you do get a car!No longer using this account for new posts from 20130
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