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you know when all you lovely people give advice...
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HI PAP
How you today? Glad you're joining in on the DLO!
Sea xxxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Good Evening PAP, I am so sorry to hear about your loss :grouphug: I hope you are feeling better soon and what a cool idea about the scrapbook that's a lovely idea.
I have just found a GCSE Maths practice exam papers pack Intermediate tier(unopened How that boy of mine passed I will never know!!) I don't know if it will be any good for you but if you would like it, it's your's just PM me your address and I pop it in the post for you.
JaneDEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j0 -
right about time for an update from me :rolleyes:
sea ~ thanks, i am still quite low but i am getting there, as for the dlo i was very pleased when i finished it, it turned out much better than i thought going to concentrate on my cards the weekend but i may sneak in a lo of my mum as a baby :rolleyes:
sf ~ yes thinking can work both ways, on a late tonight so i will have some time to myself :rotfl:
gem ~ i am still here, ok not posting loads and loads but i am still here, i wont leave you you have to get your mum/dad debt free first
lenny ~
that was sad... but it helped ~ luv you hunni
la ~ yes i am doing one day at a time, i am not commiting myself to any overtime or any 'goings out' as i feel that will not help. At the momment getting through a day at work is great :rolleyes:
sammy ~ thanks
taxi ~ thanks havent got him back yet but fingers crossed it will be tommorow, works going ok however they have asked for more overtime ~ i have said no as the more time i spend in there the more i want to be out of there
jet ~ thanks, i scrap for others but this will be my first proper book for me but i feel i need it. I produced my first ever page for myself (so i had no brief) on tuesday night and it looks lush, so i will start on oldman next week prob or i may wait untill my holiday. With regards to the maths papers, yes please if you dont mind but i will pay you something for them, even if its just the postage. I shall pm you later as i am already late to get ready for work
thanks 
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right cards budgets and stuff ~
the man producing my stamps sent me proffs and i choose 2 one was the cat and the other the paw print, it was only an extra £1 for both of them as i had a smaller size than the auction so i brought both. However i brought the auction and paid through paypal paying the extra £1 but the following day the auction was pulled by ebay. I emailed him yesterday and today he said he had made them and sent them. The postman just arrived and they are here and they are lush.... so cards are full steam ahead, i just need to buy and inking pad and i can start my ebay name/shop etc etc. Then i will do a mass listing... i have around 20 cards ready now but i would like to put 50+ on first time so saturday i will get up erly and just produce cards for 6/7 hours
Budgets are going well, my holiday money is in my current account however i ahvent check my soa for days so i will do that tonight/tommorow. Mums money to the dca hasnt gone out this month though (around the 20th) however today she has a letter from the original creditor so i will prob know why tonight ~ we shall see...
right i must go i am late :rotfl: due on the bus stop at 11.30 :eek: see you all soon :A0 -
Oooh I can't wait to see all these cards
hope you're having a good day. xx Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Wow - PAP's car emporium is well on the way
Good luck hon!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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LookingAhead wrote: »Wow - PAP's car emporium is well on the way
Good luck hon!
Gosh, a car emporium.
Oh no, sorry LA ~you meant card emporium.
I'll just go away now.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Gosh, a car emporium.
Oh no, sorry LA ~you meant card emporium.
I'll just go away now.
Well, she IS taking driving lessons. :rotfl: :rotfl: :rotfl:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hope your interview went well Rog?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope your interview went well Rog?
Fine thanks Beanie - I start work as an ASDA Home Delivery driver on Saturday - well Saturday and Sunday are really 'induction days', so it will be Monday before I am unleashed on the general public.
It's only part-time - 4 evenings a week, so it will give me time to concentrate on getting my business off the ground - not to mention a few well needed pennies - and 10% discount on shopping. :TI am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Great news for you Rog.
Hope all goes well.
Enjoy the discount!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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