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you know when all you lovely people give advice...

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    looks like you've got it sorted anyway :) x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • looks like you've got it sorted anyway :) x

    still feel guilty though sf... although most of it will be put back into my cards... anyways... i have a mini plan... the holiday is around £450.00 each... i will put down £200 deposit leaving £250/00 to pay i am aiming to pay that and book my may holiday with mum before xmas... then decembers, jan and feb pay will be spends for both holidays and my passport... and as from jan i shall do the 3 months outgoings thing and then i guess i should start saving for a car once i done that :think: but hey anything can happen between now and then :rotfl:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    No credit used so that's fine :T You pass. Spending money is for spending!

    You'll have a car by next summer :D
    No longer using this account for new posts from 2013
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    what a day!

    wakes up to find my rabbit ~ oldman ~ the one i had since my dad left dead. So i need to find £63 to cremate him and have his ashes back... i need to do this i cant just bury him. went to work and had loads of not very nice customers then a major incident... anywaysbi am home now and trying to 'make' £63 or i shall nbe phoning companys that do cremations to see if i can get it cheaper...

    Only just saw this post, PaP - I'm really sorry for you.
    We have always buried our dead pets - even the goldfish - in a quiet corner of our garden, with a proper decent send off, and we find that that helps us to remember them.
    To be honest I'd never even thought of cremation, so hope it goes well.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • pania
    pania Posts: 8,258 Forumite
    sorry if i've missed this somewhere but would your vet do private cremation? I know my friend had his dog cremated by the vet and the ashes returned? xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • rog ~ thanks :A cant bury him though, everyone else is but he is so special to me and our houses are being demolished withim 3 years so dont want to leave him here :rolleyes: sad i know but hey :o

    pania ~ thats the one that will cost £63 we had our first cat cremated with them so will do the same monday ~ thanks though
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Awww PAP - now you've said about the houses being demolished I can totally get my head around why you want bunny cremated, if he was really special to you.

    HUGS.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not sad at all, I can totally understand why you want him cremated - I would be the same. ((HUGS)) xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • thanks you two, i should have metioned that... hopefully he will be sorted tommorow :) mum also said when she gets payed in 3 weeks she will give me 1/2 which is kind although i am not sure she ca afford it :rolleyes:

    ~~~~~~~~

    budgets and stuff

    £16.91 ~ spends ~ nothing to debit but £10.00 for spends w/c 29th

    £320.50 ~ bills ~ to debit
    £100.00 ~ mum
    £65.00 ~ bt
    £11.00 ~ house ins
    £25.00 ~ locked saver
    £48.00 ~ bus cards
    £82.00 ~ driving
    £14.99 ~ stamps

    -£25.99 :eek: however read on and i have £20.00 here to put in too :D

    for the next 3 months

    Savings

    £400.00 ~ being transferred now for ~

    £63.00 ~ cremation
    £230.00 ~ holiday booking
    £20.00 ~ spends for w/c 5th & 12th
    £27.00 ~ spare

    still in ING savings

    £161.06 ~ holiday with mum ~ need to research this and pay for it
    £80.00 ~ holiday with friend spends so far…

    monthly budgets

    15/11/07

    £100.00 ~ mum/rent
    £65.00 ~ BT
    £11.00 ~ house insurance
    £48.00 ~ bus cards
    £200.00 ~ 10 hours driving
    £40.00 ~ 0% furniture card ~ Argos
    £25.00 ~ Halifax ~ locked
    £5.00 ~ Halifax ~ web saver

    £100.00 ~ holiday friend
    £100.00 ~ xmas vouchers/leftovers
    Remainder ~ spends

    15/12/07

    £100.00 ~ mum/rent
    £65.00 ~ BT
    £11.00 ~ house insurance
    £48.00 ~ bus cards
    £200.00 ~ 10 hours driving
    £40.00 ~ 0% furniture card ~ Argos
    £25.00 ~ Halifax ~ locked
    £5.00 ~ Halifax ~ web saver

    £100.00 ~ holiday friend *paid*
    £100.00 ~ holiday friend spends
    Remainder ~ spends

    15/01/08

    £100.00 ~ mum/rent
    £65.00 ~ BT
    £11.00 ~ house insurance
    £48.00 ~ bus cards
    £200.00 ~ 10 hours driving
    £40.00 ~ 0% furniture card ~ Argos
    £25.00 ~ Halifax ~ locked
    £5.00 ~ Halifax ~ web saver
    £9.72 ~ magazine subs

    £100.00 ~ holiday friend spends *done*
    £166.28 ~ spare
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow pap you are so organised with your budget done so far in advance.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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